Abu Dhabi Commercial Bank PJSC (ADX:ADCB)

ADX:ADCB Statistics

Total Valuation

ADX:ADCB has a market cap or net worth of AED 105.01 billion.

Market Cap	105.01B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, April 23, 2026.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	Mar 12, 2026

Share Statistics

ADX:ADCB has 7.90 billion shares outstanding. The number of shares has increased by 0.95% in one year.

Current Share Class	7.90B
Shares Outstanding	7.90B
Shares Change (YoY)	+0.95%
Shares Change (QoQ)	-1.30%
Owned by Insiders (%)	0.20%
Owned by Institutions (%)	9.35%
Float	3.08B

Valuation Ratios

The trailing PE ratio is 8.63 and the forward PE ratio is 8.52. ADX:ADCB's PEG ratio is 1.05.

PE Ratio	8.63
Forward PE	8.52
PS Ratio	5.25
PB Ratio	1.22
P/TBV Ratio	1.34
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.05

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.52
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.48%.

Return on Equity (ROE)	15.48%
Return on Assets (ROA)	1.66%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.67%
Revenue Per Employee	4.00M
Profits Per Employee	2.35M
Employee Count	5,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:ADCB has paid 1.36 billion in taxes.

Income Tax	1.36B
Effective Tax Rate	9.90%

Stock Price Statistics

The stock price has increased by +20.91% in the last 52 weeks. The beta is 0.37, so ADX:ADCB's price volatility has been lower than the market average.

Beta (5Y)	0.37
52-Week Price Change	+20.91%
50-Day Moving Average	13.67
200-Day Moving Average	14.56
Relative Strength Index (RSI)	52.49
Average Volume (20 Days)	6,801,507

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:ADCB had revenue of AED 20.01 billion and earned 11.74 billion in profits. Earnings per share was 1.54.

Revenue	20.01B
Gross Profit	20.01B
Operating Income	13.95B
Pretax Income	13.72B
Net Income	11.74B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.54

Balance Sheet

The company has 70.46 billion in cash and 142.38 billion in debt, with a net cash position of -71.92 billion or -9.11 per share.

Cash & Cash Equivalents	70.46B
Total Debt	142.38B
Net Cash	-71.92B
Net Cash Per Share	-9.11
Equity (Book Value)	85.77B
Book Value Per Share	9.79
Working Capital	-486.44B

Cash Flow

In the last 12 months, operating cash flow was -56.46 billion and capital expenditures 2.00 million, giving a free cash flow of -56.46 billion.

Operating Cash Flow	-56.46B
Capital Expenditures	2.00M
Depreciation & Amortization	n/a
Net Borrowing	13.24B
Free Cash Flow	-56.46B
FCF Per Share	-7.15

Margins

Gross Margin	n/a
Operating Margin	69.72%
Pretax Margin	68.56%
Profit Margin	61.77%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.63, which amounts to a dividend yield of 4.74%.

Dividend Per Share	0.63
Dividend Yield	4.74%
Dividend Growth (YoY)	6.78%
Years of Dividend Growth	2
Payout Ratio	45.35%
Buyback Yield	-0.95%
Shareholder Yield	3.79%
Earnings Yield	11.18%
FCF Yield	-53.77%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 29, 2023. It was a forward split with a ratio of 1.052110474.

Last Split Date	Mar 29, 2023
Split Type	Forward
Split Ratio	1.052110474

Scores

Altman Z-Score	n/a
Piotroski F-Score	2