Abu Dhabi Commercial Bank PJSC (ADX: ADCB)

ADCB Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	6,622	26,073	25,118	19,173	29,410	2,982
Investment Securities	111,019	97,627	91,292	78,594	73,630	87,614
Trading Asset Securities	27,394	23,830	19,593	8,195	11,146	6,790
Total Investments	138,413	121,458	110,885	86,789	84,776	94,404
Gross Loans	382,013	340,999	296,814	276,062	265,038	272,814
Allowance for Loan Losses	-9,823	-10,815	-11,885	-10,872	-11,524	-7,383
Other Adjustments to Gross Loans	-	-	-	-	-3,749	-5,922
Net Loans	372,190	330,185	284,929	265,190	249,765	259,509
Property, Plant & Equipment	1,838	1,888	1,938	2,064	2,059	2,198
Goodwill	-	6,754	6,754	6,754	6,754	6,754
Other Intangible Assets	6,987	295.67	398.68	541.17	636.77	720.83
Investments in Real Estate	1,697	1,741	1,692	1,675	1,644	1,694
Accrued Interest Receivable	5,404	4,543	3,342	2,434	2,612	3,286
Other Receivables	12,189	1,079	856.81	1,564	607.93	2,854
Restricted Cash	26,809	20,808	13,605	12,212	10,083	15,379
Other Current Assets	22,793	16,381	20,685	17,727	7,161	14,701
Other Long-Term Assets	43,811	35,989	27,640	24,156	15,647	614.69
Total Assets	638,754	567,194	497,842	440,278	411,156	405,095
Accounts Payable	-	-	-	-	-	353.29
Interest Bearing Deposits	278,707	234,252	196,224	154,352	165,459	189,804
Non-Interest Bearing Deposits	136,982	137,448	122,426	117,906	94,158	78,022
Total Deposits	415,690	371,700	318,650	272,258	259,618	267,827
Short-Term Borrowings	25,825	24,017	22,220	12,763	15,609	9,012
Current Portion of Long-Term Debt	46,781	39,503	29,113	20,979	12,951	7,757
Accrued Interest Payable	5,131	3,137	1,842	676.84	916.46	1,758
Other Current Liabilities	19,765	13,727	17,555	16,747	7,359	14,572
Long-Term Debt	43,062	37,150	40,762	51,520	52,445	44,125
Long-Term Leases	117.03	168.03	225.6	286.32	192.36	226.83
Long-Term Unearned Revenue	1,267	1,120	842.14	807.32	891.88	813.97
Pension & Post-Retirement Benefits	478.8	467.43	511.91	594.72	630.2	633.26
Other Long-Term Liabilities	6,945	4,951	4,694	4,277	3,943	2,358
Total Liabilities	565,062	495,941	436,416	380,908	354,555	349,437
Common Stock	7,320	7,320	6,957	6,957	6,957	6,957
Additional Paid-In Capital	17,879	17,879	17,879	17,879	17,879	17,879
Retained Earnings	40,569	38,383	32,143	28,348	25,003	24,248
Comprehensive Income & Other	7,920	7,665	4,439	6,176	6,758	6,554
Total Common Equity	73,688	71,247	61,418	59,360	56,597	55,638
Minority Interest	4.14	6.87	7.76	10.23	4.02	19.41
Shareholders' Equity	73,692	71,253	61,426	59,370	56,601	55,658
Total Liabilities & Equity	638,754	567,194	497,842	440,278	411,156	405,095
Total Debt	115,785	100,839	92,321	85,548	81,197	61,121
Net Cash (Debt)	-70,391	-47,059	-42,070	-52,808	-40,413	-37,586
Net Cash Per Share	-9.62	-6.43	-5.75	-7.21	-5.52	-5.60
Filing Date Shares Outstanding	7,305	7,318	7,310	7,310	7,316	7,313
Total Common Shares Outstanding	7,305	7,318	7,310	7,310	7,316	7,313
Book Value Per Share	10.09	9.74	8.40	8.12	7.74	7.61
Tangible Book Value	66,701	64,197	54,266	52,065	49,207	48,164
Tangible Book Value Per Share	9.13	8.77	7.42	7.12	6.73	6.59

Source: S&P Capital IQ. Banks template. Financial Sources.