ADX:ADCB Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	122,057	104,649	76,255	67,106	62,532	59,311
Market Cap Growth	40.39%	37.24%	13.63%	7.32%	5.43%	37.62%
Last Close Price	15.46	14.30	9.67	7.98	7.28	6.66
PE Ratio	10.74	9.69	8.73	8.59	10.00	11.70
PS Ratio	6.40	5.49	4.59	4.84	5.41	6.17
PB Ratio	1.38	1.18	1.01	0.94	1.02	1.00
Debt / Equity Ratio	1.43	1.43	1.57	1.42	1.50	1.44
Net Debt / Equity Ratio	0.72	0.72	0.85	0.66	0.69	0.89
Net Debt / FCF Ratio	-1.20	-1.20	-1.50	-1.23	-2.57	-5.14
Return on Equity (ROE)	13.93%	13.93%	12.83%	12.37%	10.82%	9.08%
Return on Assets (ROA)	1.60%	1.60%	1.54%	1.54%	1.39%	1.24%
Earnings Yield	8.85%	10.94%	12.35%	12.23%	10.29%	8.84%
FCF Yield	-	-51.03%	-56.16%	-57.18%	-26.13%	-17.33%
Dividend Yield	4.09%	4.41%	6.10%	7.02%	2.35%	5.28%
Payout Ratio	43.34%	43.34%	50.79%	20.05%	42.83%	39.16%
Buyback Yield / Dilution	-0.09%	-0.09%	-2.28%	-0.01%	0.00%	-0.01%
Total Shareholder Return	4.00%	4.31%	3.82%	7.01%	2.35%	5.27%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.