Abu Dhabi Commercial Bank PJSC (ADX:ADCB)

ADX:ADCB Statistics

Total Valuation

ADX:ADCB has a market cap or net worth of AED 114.60 billion.

Market Cap	114.60B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, October 23, 2025.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	Mar 7, 2025

Share Statistics

ADX:ADCB has 7.32 billion shares outstanding.

Current Share Class	7.32B
Shares Outstanding	7.32B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.17%
Owned by Institutions (%)	8.39%
Float	2.90B

Valuation Ratios

The trailing PE ratio is 12.33 and the forward PE ratio is 10.87. ADX:ADCB's PEG ratio is 1.04.

PE Ratio	12.33
Forward PE	10.87
PS Ratio	6.53
PB Ratio	1.50
P/TBV Ratio	1.67
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.04

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.64
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.58%.

Return on Equity (ROE)	13.58%
Return on Assets (ROA)	1.50%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.51M
Profits Per Employee	1.86M
Employee Count	5,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:ADCB has paid 1.53 billion in taxes.

Income Tax	1.53B
Effective Tax Rate	13.27%

Stock Price Statistics

The stock price has increased by +78.53% in the last 52 weeks. The beta is 0.26, so ADX:ADCB's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	+78.53%
50-Day Moving Average	14.38
200-Day Moving Average	11.78
Relative Strength Index (RSI)	58.62
Average Volume (20 Days)	3,995,937

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:ADCB had revenue of AED 17.54 billion and earned 9.31 billion in profits. Earnings per share was 1.27.

Revenue	17.54B
Gross Profit	17.54B
Operating Income	11.55B
Pretax Income	11.50B
Net Income	9.31B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.27

Balance Sheet

The company has 58.19 billion in cash and 127.09 billion in debt, giving a net cash position of -68.90 billion or -9.41 per share.

Cash & Cash Equivalents	58.19B
Total Debt	127.09B
Net Cash	-68.90B
Net Cash Per Share	-9.41
Equity (Book Value)	76.25B
Book Value Per Share	9.27
Working Capital	-446.57B

Cash Flow

In the last 12 months, operating cash flow was -47.78 billion and capital expenditures -438.60 million, giving a free cash flow of -48.22 billion.

Operating Cash Flow	-47.78B
Capital Expenditures	-438.60M
Free Cash Flow	-48.22B
FCF Per Share	-6.59

Margins

Gross Margin	n/a
Operating Margin	65.82%
Pretax Margin	65.57%
Profit Margin	56.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.59, which amounts to a dividend yield of 3.77%.

Dividend Per Share	0.59
Dividend Yield	3.77%
Dividend Growth (YoY)	5.36%
Years of Dividend Growth	1
Payout Ratio	49.93%
Buyback Yield	0.22%
Shareholder Yield	3.92%
Earnings Yield	8.13%
FCF Yield	-42.08%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 29, 2023. It was a forward split with a ratio of 1.052110474.

Last Split Date	Mar 29, 2023
Split Type	Forward
Split Ratio	1.052110474

Scores

Altman Z-Score	n/a
Piotroski F-Score	2