Abu Dhabi Commercial Bank PJSC (ADX:ADCB)

ADX:ADCB Statistics

Total Valuation

ADX:ADCB has a market cap or net worth of AED 106.11 billion.

Market Cap	106.11B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, October 27, 2025.

Earnings Date	Oct 27, 2025
Ex-Dividend Date	Mar 7, 2025

Share Statistics

ADX:ADCB has 7.32 billion shares outstanding.

Current Share Class	7.32B
Shares Outstanding	7.32B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	8.85%
Float	2.91B

Valuation Ratios

The trailing PE ratio is 10.66 and the forward PE ratio is 9.79. ADX:ADCB's PEG ratio is 0.99.

PE Ratio	10.66
Forward PE	9.79
PS Ratio	5.85
PB Ratio	1.33
P/TBV Ratio	1.48
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.99

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.37
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.94%.

Return on Equity (ROE)	13.94%
Return on Assets (ROA)	1.54%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.63M
Profits Per Employee	2.01M
Employee Count	5,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:ADCB has paid 1.31 billion in taxes.

Income Tax	1.31B
Effective Tax Rate	10.96%

Stock Price Statistics

The stock price has increased by +63.37% in the last 52 weeks. The beta is 0.19, so ADX:ADCB's price volatility has been lower than the market average.

Beta (5Y)	0.19
52-Week Price Change	+63.37%
50-Day Moving Average	14.64
200-Day Moving Average	13.03
Relative Strength Index (RSI)	44.59
Average Volume (20 Days)	4,733,596

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:ADCB had revenue of AED 18.14 billion and earned 10.04 billion in profits. Earnings per share was 1.36.

Revenue	18.14B
Gross Profit	18.14B
Operating Income	12.04B
Pretax Income	11.99B
Net Income	10.04B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.36

Balance Sheet

The company has 57.35 billion in cash and 128.69 billion in debt, giving a net cash position of -71.34 billion or -9.75 per share.

Cash & Cash Equivalents	57.35B
Total Debt	128.69B
Net Cash	-71.34B
Net Cash Per Share	-9.75
Equity (Book Value)	79.51B
Book Value Per Share	9.73
Working Capital	-474.13B

Cash Flow

In the last 12 months, operating cash flow was -54.15 billion and capital expenditures -101.69 million, giving a free cash flow of -54.25 billion.

Operating Cash Flow	-54.15B
Capital Expenditures	-101.69M
Free Cash Flow	-54.25B
FCF Per Share	-7.41

Margins

Gross Margin	n/a
Operating Margin	66.38%
Pretax Margin	66.10%
Profit Margin	58.85%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.59, which amounts to a dividend yield of 4.07%.

Dividend Per Share	0.59
Dividend Yield	4.07%
Dividend Growth (YoY)	5.36%
Years of Dividend Growth	1
Payout Ratio	46.46%
Buyback Yield	0.33%
Shareholder Yield	4.35%
Earnings Yield	9.46%
FCF Yield	-51.13%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 29, 2023. It was a forward split with a ratio of 1.052110474.

Last Split Date	Mar 29, 2023
Split Type	Forward
Split Ratio	1.052110474

Scores

Altman Z-Score	n/a
Piotroski F-Score	2