Al Wathba National Insurance Company PJSC (ADX:AWNIC)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
3.260
-0.170 (-4.96%)
At close: Aug 13, 2026

ADX:AWNIC Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
681.76536.44253.96396.66302.52434.09
Revenue Growth
55.39%111.23%-35.98%31.12%-30.31%69.16%
Operating Income
81.5968.7-29.62128.038.96200.27
Net Income
119.994.2836.8177.0931.39164.17
Earnings Per Share
0.590.460.180.860.150.79
EPS Growth
-21.87%156.20%-79.22%464.12%-80.88%978.43%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Motor
371.9341.72176.24125.73160.09191.73
Health
72.252.923.92---
General Insurance
82.6458.7457.73---
Investments
121.13121.98-4.92230.0872.4229.38
Total
657.34575.35232.97405.82269.47243.4

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
39.1974.3978.1683.8671.6574.13
Total Debt
104.81127.96105.788.54208.94355.38
Net Cash (Debt)
-65.62-53.57-27.53-4.68-137.3-281.25
Net Cash Growth
------
Net Cash Per Share
-0.32-0.26-0.13-0.02-0.66-1.36

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
53.3765.6137.81-39.39-64.0111.39
Capital Expenditures
-1.05-1.13-0.77-1.6-1.36-1.19
Free Cash Flow
52.3364.4837.04-40.99-65.3710.21
Free Cash Flow Growth
-41.56%74.08%----82.09%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
11.97%12.81%-11.66%32.28%2.96%46.13%
Pretax Margin
18.53%18.81%15.43%44.65%10.38%37.82%
Profit Margin
17.59%17.57%14.49%44.65%10.38%37.82%
FCF Margin
7.67%12.02%14.59%-10.33%-21.61%2.35%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.2500.2500.2000.2500.2000.200
Dividend Per Share Growth
25.00%25.00%-20.00%25.00%0%300.00%
Dividend Yield
7.29%7.77%5.86%8.57%5.66%4.94%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.867.6921.944.0929.416.68
P/FCF Ratio
13.5711.2421.79--107.50
PS Ratio
1.041.353.181.833.052.53