Al Wathba National Insurance Company PJSC (ADX:AWNIC)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
3.240
0.00 (0.00%)
At close: Nov 2, 2026

ADX:AWNIC Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
679.64536.44253.96396.66302.52434.09
Revenue Growth
54.16%111.23%-35.98%31.12%-30.31%69.16%
Operating Income
79.4768.7-29.62128.038.96200.27
Net Income
119.994.2836.8177.0931.39164.17
Earnings Per Share
0.580.460.180.860.150.79
EPS Growth
-22.64%156.20%-79.22%464.12%-80.88%978.43%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Motor
406.08341.72176.24125.73160.09191.73
Health
62.752.923.92---
General Insurance
68.3458.7457.73---
Investments
187.33121.98-4.92230.0872.4229.38
Total
756.63575.35232.97405.82269.47243.4

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
39.1974.3978.1683.8671.6574.13
Total Debt
104.81127.96105.788.54208.94355.38
Net Cash (Debt)
-65.62-53.57-27.53-4.68-137.3-281.25
Net Cash Growth
------
Net Cash Per Share
-0.32-0.26-0.13-0.02-0.66-1.36

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
53.3765.6137.81-39.39-64.0111.39
Capital Expenditures
-1.05-1.13-0.77-1.6-1.36-1.19
Free Cash Flow
52.3364.4837.04-40.99-65.3710.21
Free Cash Flow Growth
-41.56%74.08%----82.09%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
11.69%12.81%-11.66%32.28%2.96%46.13%
Pretax Margin
18.59%18.81%15.43%44.65%10.38%37.82%
Profit Margin
17.64%17.57%14.49%44.65%10.38%37.82%
FCF Margin
7.70%12.02%14.59%-10.33%-21.61%2.35%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.2500.2500.2000.2500.2000.200
Dividend Per Share Growth
25.00%25.00%-20.00%25.00%0%300.00%
Dividend Yield
7.72%7.14%5.13%7.14%4.48%3.77%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.597.6921.944.0929.416.68
P/FCF Ratio
12.8211.2421.79--107.50
PS Ratio
0.991.353.181.833.052.53