Al Wathba National Insurance Company PJSC (ADX:AWNIC)

ADX:AWNIC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 21, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	642	725	807	725	923	1,097
Market Cap Growth	-17.99%	-10.26%	11.43%	-21.52%	-15.85%	-42.95%
Enterprise Value	672	741	915	688	1,167	1,390
PE Ratio	6.78	7.69	21.94	4.09	29.41	6.68
PS Ratio	1.04	1.35	3.18	1.83	3.05	2.53
PB Ratio	0.52	0.59	0.67	0.57	0.95	1.13
P/FCF Ratio	7.06	11.24	21.79	-	-	107.50
P/OCF Ratio	6.98	11.04	21.35	-	-	96.30
EV/Sales Ratio	1.09	1.38	3.60	1.73	3.86	3.20
EV/EBITDA Ratio	9.97	10.57	-	5.30	108.26	6.87
EV/EBIT Ratio	10.16	10.79	-	5.37	130.37	6.94
EV/FCF Ratio	7.40	11.49	24.70	-	-	136.15
Debt / Equity Ratio	0.04	0.10	0.09	0.07	0.21	0.37
Debt / EBITDA Ratio	0.71	1.83	-	0.68	19.38	1.76
Debt / FCF Ratio	0.53	1.98	2.85	-	-	34.82
Net Debt / Equity Ratio	0.03	0.04	0.02	0.00	0.14	0.29
Net Debt / EBITDA Ratio	0.45	0.76	-0.98	0.04	12.73	1.39
Net Debt / FCF Ratio	0.34	0.83	0.74	-0.11	-2.10	27.56
Quick Ratio	19.15	1.62	1.58	2.22	1.54	1.83
Current Ratio	28.59	2.29	2.14	2.70	2.18	2.36
Asset Turnover	0.32	0.27	0.14	0.24	0.18	0.26
Return on Equity (ROE)	7.88%	7.75%	2.98%	15.77%	3.22%	19.35%
Return on Assets (ROA)	2.19%	2.17%	-1.01%	4.79%	0.33%	7.35%
Return on Invested Capital (ROIC)	4.88%	4.81%	-2.09%	10.07%	0.71%	16.47%
Earnings Yield	14.71%	13.01%	4.56%	24.44%	3.40%	14.96%
FCF Yield	14.16%	8.90%	4.59%	-5.66%	-7.08%	0.93%
Dividend Yield	8.06%	7.77%	5.86%	8.57%	5.66%	4.94%
Payout Ratio	43.85%	43.91%	140.63%	26.90%	131.88%	6.30%
Total Shareholder Return	7.50%	7.77%	5.86%	8.57%	5.66%	4.94%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.