Al Wathba National Insurance Company PJSC (ADX:AWNIC)

United Arab Emirates · Delayed Price · Currency is AED

3.260

-0.170 (-4.96%)

At close: Aug 13, 2026

ADX:AWNIC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	710	725	807	725	923	1,097
Market Cap Growth	-8.29%	-10.26%	11.43%	-21.52%	-15.85%	-42.95%
Enterprise Value	741	741	915	688	1,167	1,390

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	5.86	7.69	21.94	4.09	29.41	6.68
PS Ratio	1.04	1.35	3.18	1.83	3.05	2.53
PB Ratio	0.57	0.59	0.67	0.57	0.95	1.13
P/FCF Ratio	13.57	11.24	21.79	-	-	107.50
P/OCF Ratio	13.30	11.04	21.35	-	-	96.30

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	1.09	1.38	3.60	1.73	3.86	3.20
EV/EBITDA Ratio	9.19	10.57	-	5.30	108.26	6.87
EV/EBIT Ratio	9.32	10.79	-	5.37	130.37	6.94
EV/FCF Ratio	14.15	11.49	24.70	-	-	136.15

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.08	0.10	0.09	0.07	0.21	0.37
Debt / EBITDA Ratio	1.27	1.83	-	0.68	19.38	1.76
Debt / FCF Ratio	2.00	1.98	2.85	-	-	34.82
Net Debt / Equity Ratio	0.05	0.04	0.02	0.00	0.14	0.29
Net Debt / EBITDA Ratio	0.79	0.76	-0.98	0.04	12.73	1.39
Net Debt / FCF Ratio	1.25	0.83	0.74	-0.11	-2.10	27.56
Quick Ratio	27.31	1.62	1.58	2.22	1.54	1.83
Current Ratio	38.86	2.29	2.14	2.70	2.18	2.36
Asset Turnover	0.34	0.27	0.14	0.24	0.18	0.26
Return on Equity (ROE)	9.98%	7.75%	2.98%	15.77%	3.22%	19.35%
Return on Assets (ROA)	2.57%	2.17%	-1.01%	4.79%	0.33%	7.35%
Return on Invested Capital (ROIC)	5.90%	4.81%	-2.09%	10.07%	0.71%	16.47%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	16.89%	13.01%	4.56%	24.44%	3.40%	14.96%
FCF Yield	7.37%	8.90%	4.59%	-5.66%	-7.08%	0.93%
Dividend Yield	7.29%	7.77%	5.86%	8.57%	5.66%	4.94%
Payout Ratio	43.16%	43.91%	140.63%	26.90%	131.88%	6.30%
Total Shareholder Return	8.28%	7.77%	5.86%	8.57%	5.66%	4.94%