ADX:DHAFRA Income Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	91.71	85.41	73.93	72.91	81.54	78.25
Total Interest & Dividend Income	31.04	29.32	23.34	16.59	15.6	17.23
Gain (Loss) on Sale of Investments	5.77	16.31	15.41	21.47	0.13	7.28
Other Revenue	-	-	-	-	-	57.33
Total Revenue	128.52	131.04	112.69	110.97	97.27	160.1
Revenue Growth (YoY)	10.16%	16.28%	1.55%	14.09%	-39.25%	3.18%
Policy Benefits	57.41	48.51	69.55	-13.37	11.65	33.68
Policy Acquisition & Underwriting Costs	53.2	53.2	44.2	45.12	50.7	44.96
Selling, General & Administrative	-	-	-	-	-	42.63
Other Operating Expenses	-25.8	-20.98	-39.07	37.52	13.91	-
Total Operating Expenses	84.8	80.72	74.68	69.27	76.26	121.27
Operating Income	43.72	50.32	38.01	41.69	21.01	38.83
Interest Expense	-0.47	-0.49	-0.43	-0.39	-0.15	-0.19
EBT Excluding Unusual Items	43.59	49.83	37.58	41.3	20.86	38.64
Asset Writedown	1.88	1.88	3.59	-	2.1	-
Pretax Income	45.47	51.71	41.17	41.3	22.96	38.64
Income Tax Expense	1.98	2.77	2.79	-	-	-
Net Income	43.49	48.94	38.38	41.3	22.96	38.64
Net Income to Common	43.49	48.94	38.38	41.3	22.96	38.64
Net Income Growth	8.42%	27.53%	-7.08%	79.88%	-40.57%	-29.48%
Shares Outstanding (Basic)	100	100	100	100	100	100
Shares Outstanding (Diluted)	100	100	100	100	100	100
EPS (Basic)	0.43	0.49	0.38	0.41	0.23	0.39
EPS (Diluted)	0.43	0.49	0.38	0.41	0.23	0.39
EPS Growth	8.42%	27.53%	-7.08%	79.88%	-40.57%	-29.48%
Free Cash Flow	-12.02	-4.1	43.87	5.02	24.28	12.56
Free Cash Flow Per Share	-0.12	-0.04	0.44	0.05	0.24	0.13
Dividend Per Share	0.350	0.350	0.350	0.350	0.300	0.350
Dividend Growth	-	-	-	16.67%	-14.29%	-12.50%
Operating Margin	34.02%	38.40%	33.73%	37.57%	21.60%	24.26%
Profit Margin	33.84%	37.35%	34.06%	37.22%	23.61%	24.13%
Free Cash Flow Margin	-9.35%	-3.13%	38.93%	4.52%	24.96%	7.84%
EBITDA	44.22	50.83	38.43	42.18	21.71	39.62
EBITDA Margin	34.40%	38.79%	34.10%	38.01%	22.32%	24.75%
D&A For EBITDA	0.49	0.51	0.41	0.49	0.7	0.79
EBIT	43.72	50.32	38.01	41.69	21.01	38.83
EBIT Margin	34.02%	38.40%	33.73%	37.57%	21.60%	24.26%
Effective Tax Rate	4.35%	5.35%	6.78%	-	-	-