Al Dhafra Insurance Company P.S.C. (ADX:DHAFRA)

ADX:DHAFRA Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	621	486	540	441	540	448
Market Cap Growth	27.78%	-10.00%	22.45%	-18.33%	20.54%	24.10%
Enterprise Value	576	464	461	407	502	445
PE Ratio	12.69	9.93	14.07	10.68	23.52	11.60
PS Ratio	4.74	3.71	4.79	3.97	5.55	2.80
PB Ratio	1.05	0.82	1.08	0.95	1.22	0.97
P/FCF Ratio	-	-	12.31	87.93	22.24	35.67
P/OCF Ratio	-	-	12.07	80.68	21.90	34.24
EV/Sales Ratio	4.40	3.54	4.09	3.67	5.17	2.78
EV/EBITDA Ratio	11.09	9.13	12.01	9.65	23.14	11.23
EV/EBIT Ratio	11.45	9.23	12.14	9.77	23.91	11.46
EV/FCF Ratio	-140.48	-	10.52	81.18	20.69	35.44
Debt / Equity Ratio	0.01	0.01	0.01	0.01	0.02	0.01
Debt / EBITDA Ratio	0.13	0.13	0.12	0.14	0.29	0.10
Debt / FCF Ratio	-	-	0.11	1.18	0.27	0.32
Net Debt / Equity Ratio	-0.07	-0.07	-0.10	-0.04	-0.04	-0.10
Net Debt / EBITDA Ratio	-0.88	-0.88	-1.28	-0.46	-0.83	-1.14
Net Debt / FCF Ratio	10.89	10.89	-1.12	-3.84	-0.74	-3.59
Quick Ratio	3.71	3.71	1.36	3.28	3.75	0.34
Current Ratio	10.41	10.41	5.69	12.68	10.69	0.93
Asset Turnover	0.09	0.09	0.08	0.10	0.09	0.15
Return on Equity (ROE)	8.95%	8.95%	7.95%	9.11%	5.07%	9.07%
Return on Assets (ROA)	2.12%	2.12%	1.64%	2.25%	1.24%	2.32%
Return on Invested Capital (ROIC)	8.01%	8.62%	7.26%	9.07%	4.58%	9.02%
Earnings Yield	7.88%	10.07%	7.11%	9.37%	4.25%	8.63%
FCF Yield	-0.66%	-0.84%	8.12%	1.14%	4.50%	2.80%
Dividend Yield	5.64%	7.62%	7.39%	9.83%	7.28%	10.81%
Payout Ratio	71.51%	71.51%	91.19%	72.63%	152.43%	103.52%
Total Shareholder Return	5.64%	7.62%	7.39%	9.83%	7.28%	10.81%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.