Al Dhafra Insurance Company P.S.C. (ADX:DHAFRA)

ADX:DHAFRA Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	38.38	41.3	22.96	38.64	54.8
Depreciation & Amortization	1.49	1.43	1.82	1.94	1.81
Other Amortization	1.38	1.16	1	0.85	0.77
Gain (Loss) on Sale of Assets	-0	-0	0.23	-0	-0.01
Gain (Loss) on Sale of Investments	-15.41	-21.47	-0.16	-7.28	2.01
Change in Accounts Receivable	39.18	10.75	15.56	5.84	9.95
Change in Unearned Revenue	-	-	-	0.02	-2.89
Change in Insurance Reserves / Liabilities	-	-	-	-12.39	-32.2
Change in Other Net Operating Assets	7.43	-9.77	1.94	-	-
Other Operating Activities	-24.13	-17.94	-16.59	-7.53	-23.82
Operating Cash Flow	44.73	5.47	24.66	13.09	9.4
Operating Cash Flow Growth	718.38%	-77.83%	88.44%	39.14%	-63.15%
Capital Expenditures	-0.86	-0.45	-0.38	-0.53	-0.33
Sale of Property, Plant & Equipment	0	0	-	0	0.01
Purchase / Sale of Intangible Assets	-0.82	-1.28	-1.05	-0.32	-3.33
Investment in Securities	-4.27	11.09	-24.69	-38.05	-74.61
Other Investing Activities	26.51	16.85	15.15	17.02	15.85
Investing Cash Flow	20.56	26.21	-13.06	-21.87	-62.41
Total Debt Repaid	-1.43	-0.99	-1.14	-1.01	-1.19
Net Debt Issued (Repaid)	-1.43	-0.99	-1.14	-1.01	-1.19
Common Dividends Paid	-35	-30	-35	-40	-40
Financing Cash Flow	-36.43	-30.99	-36.14	-41.01	-41.19
Net Cash Flow	28.87	0.68	-24.55	-49.79	-94.19
Free Cash Flow	43.87	5.02	24.28	12.56	9.07
Free Cash Flow Growth	774.70%	-79.34%	93.36%	38.41%	-62.30%
Free Cash Flow Margin	38.93%	4.52%	24.96%	7.84%	5.85%
Free Cash Flow Per Share	0.44	0.05	0.24	0.13	0.09
Levered Free Cash Flow	-57.73	-251.61	-503.9	-34.49	3.08
Unlevered Free Cash Flow	-57.46	-251.37	-503.81	-34.36	3.24
Change in Net Working Capital	85.91	281.75	518.33	60.58	30.08

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.