Skip to main content
logo
Finance House P.J.S.C. (ADX:FH)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
2.100
0.00 (0.00%)
At close: Aug 13, 2026

Finance House P.J.S.C. Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
193.1152.08137.28109.39117.93191.09
Revenue Growth
26.82%10.78%25.49%-7.24%-38.29%-6.64%
Operating Income
29.6917.746.9615.21-7.0625.66
Net Income
-1.18-8.78-3.6614.12-17.04-3.78
Earnings Per Share
-0.00-0.03-0.010.05-0.06-0.01
EPS Growth
------

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial and Retail Financing
143.7129.23108.57137.49101.69-24.6
Insurance
15.79.75-13.05-38.96-24.2854.49
Investment
4.97-22.749.67-12.922.6720.45
Others
-20.617.8412.7524.4811.59
Total
186.07136.85123.0398.36104.5661.93

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
135.58112.3599.0828.0167.2467.78
Total Debt
257.27338.97337.86281.13437.26569.74
Net Cash (Debt)
-121.69-226.62-238.79-253.12-370.03-501.95
Net Cash Growth
------
Net Cash Per Share
-0.49-0.84-0.88-0.93-1.32-1.78

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
16.34829.6577.56-345.78322.97-37.65
Capital Expenditures
-28.47-10.58-6.29-30.15-15.56-18.56
Free Cash Flow
-12.12819.0771.27-375.93307.41-56.21
Free Cash Flow Growth
-1049.30%----

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
15.37%11.67%5.07%13.90%-5.99%13.43%
Pretax Margin
17.58%13.30%6.01%13.54%-9.60%11.91%
Profit Margin
-0.61%-5.78%-2.66%12.91%-14.45%-1.98%
FCF Margin
-6.28%538.58%51.91%-343.65%260.68%-29.42%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
---41.29--
P/FCF Ratio
-0.718.13-1.92-
PS Ratio
2.943.834.225.335.013.13