Finance House P.J.S.C. Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	8.14	8.52	7.03	8.41	8.1
Long-Term Investments	217	205.4	233.59	292.13	346.21
Trading Asset Securities	104.21	90.56	20.97	58.83	59.69
Loans & Lease Receivables	2,194	2,076	1,890	2,024	2,113
Other Receivables	395.28	311.1	201.67	426.63	525.16
Property, Plant & Equipment	108.5	113.34	117.46	105.67	99.26
Goodwill	6.71	6.71	6.71	6.71	6.71
Restricted Cash	6	6	6	6	6
Other Current Assets	976.08	246.6	229.69	495.71	234.33
Other Long-Term Assets	83.53	65.35	52.6	17.92	104.14
Total Assets	4,100	3,129	2,766	3,442	3,502
Interest Bearing Deposits	1,373	1,057	886.63	1,112	1,095
Non-Interest Bearing Deposits	1,147	584.65	450.36	704.29	364.5
Total Deposits	2,520	1,641	1,337	1,816	1,459
Accounts Payable	-	-	-	-	73.67
Accrued Expenses	43.09	40.02	51.35	47.93	43.31
Short-Term Debt	338.97	337.86	247.8	370.06	468.63
Current Portion of Long-Term Debt	-	-	33.33	66.67	100
Current Portion of Leases	-	-	-	0.54	1.11
Other Current Liabilities	530.22	444.72	398.72	445.16	372.26
Pension & Post-Retirement Benefits	14.22	14.39	13.13	14.37	14.33
Other Long-Term Liabilities	18.02	11.9	22.28	10.99	86.58
Total Liabilities	3,464	2,490	2,104	2,772	2,700
Common Stock	302.84	302.84	302.84	302.84	302.84
Retained Earnings	9.46	17.5	132.83	113.52	154.05
Comprehensive Income & Other	339.31	340.45	236.89	234.53	269.9
Total Common Equity	597.34	606.52	621.36	604.36	696.97
Minority Interest	38.3	32.42	40.57	65.67	104.7
Shareholders' Equity	635.64	638.95	661.93	670.02	801.67
Total Liabilities & Equity	4,100	3,129	2,766	3,442	3,502
Total Debt	338.97	337.86	281.13	437.26	569.74
Net Cash (Debt)	-226.62	-238.79	-253.12	-370.03	-501.95
Net Cash Per Share	-0.84	-0.88	-0.93	-1.32	-1.78
Filing Date Shares Outstanding	270.8	270.8	272.48	274.7	283.39
Total Common Shares Outstanding	270.8	270.8	272.48	274.7	283.39
Working Capital	252.14	274.44	286.98	272.96	346.26
Book Value Per Share	1.14	1.16	1.21	1.14	1.43
Tangible Book Value	590.63	599.82	614.65	597.65	690.26
Tangible Book Value Per Share	1.12	1.14	1.19	1.12	1.41

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.