Finance House P.J.S.C. Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	10.17	8.52	7.03	8.41	8.1	6.72
Long-Term Investments	215.11	205.4	233.59	292.13	346.21	308.16
Trading Asset Securities	102.63	90.56	20.97	58.83	59.69	29.31
Loans & Lease Receivables	1,996	2,076	1,890	2,024	2,113	2,229
Other Receivables	436.86	357.89	201.67	426.63	525.16	431.57
Property, Plant & Equipment	110.95	113.34	117.46	105.67	99.26	94.15
Goodwill	6.71	6.71	6.71	6.71	6.71	6.71
Restricted Cash	6	6	6	6	6	6
Other Current Assets	573.17	199.81	229.69	495.71	234.33	220.28
Other Long-Term Assets	30.94	65.35	52.6	17.92	104.14	76.22
Total Assets	3,488	3,129	2,766	3,442	3,502	3,408
Interest Bearing Deposits	1,234	1,057	886.63	1,112	1,095	1,355
Non-Interest Bearing Deposits	961.2	584.65	450.36	704.29	364.5	224.23
Total Deposits	2,195	1,641	1,337	1,816	1,459	1,579
Accounts Payable	-	-	-	-	73.67	45.62
Accrued Expenses	38.91	40.02	51.35	47.93	43.31	34.88
Short-Term Debt	105.15	337.86	247.8	370.06	468.63	352.74
Current Portion of Long-Term Debt	-	-	33.33	66.67	100	25
Current Portion of Leases	-	-	-	0.54	1.11	3.46
Other Current Liabilities	495.02	444.72	398.72	445.16	372.26	431.82
Pension & Post-Retirement Benefits	15.25	14.39	13.13	14.37	14.33	14.93
Other Long-Term Liabilities	-	11.9	22.28	10.99	86.58	71.2
Total Liabilities	2,850	2,490	2,104	2,772	2,700	2,638
Common Stock	302.84	302.84	302.84	302.84	302.84	310.05
Retained Earnings	15.36	17.5	132.83	113.52	154.05	169.45
Comprehensive Income & Other	337.34	340.45	236.89	234.53	269.9	218.06
Total Common Equity	601.27	606.52	621.36	604.36	696.97	676.15
Minority Interest	37.26	32.42	40.57	65.67	104.7	93.58
Shareholders' Equity	638.53	638.95	661.93	670.02	801.67	769.74
Total Liabilities & Equity	3,488	3,129	2,766	3,442	3,502	3,408
Total Debt	105.15	337.86	281.13	437.26	569.74	381.2
Net Cash (Debt)	7.65	-238.79	-253.12	-370.03	-501.95	-345.18
Net Cash Per Share	0.03	-0.88	-0.93	-1.32	-1.78	-1.15
Filing Date Shares Outstanding	270.77	270.8	272.48	274.7	283.39	298.95
Total Common Shares Outstanding	270.77	270.8	272.48	274.7	283.39	298.95
Working Capital	290.07	274.44	286.98	272.96	346.26	370.64
Book Value Per Share	1.16	1.16	1.21	1.14	1.43	1.28
Tangible Book Value	594.56	599.82	614.65	597.65	690.26	669.45
Tangible Book Value Per Share	1.13	1.14	1.19	1.12	1.41	1.25

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.