Finance House P.J.S.C. (ADX:FH)

Finance House P.J.S.C. Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	15.68	35.98	1.92	15.48	13.97
Depreciation & Amortization	13.2	7.36	9.15	13.45	15.21
Loss (Gain) From Sale of Investments	-40.62	1.72	-3.44	-15.81	-6.42
Asset Writedown & Restructuring Costs	-	-2.12	-0.6	-	-
Provision for Credit Losses	47.36	22.23	38.29	53.09	74.1
Loss (Gain) on Equity Investments	-1.3	0.4	4.27	2.91	0.31
Change in Accounts Payable	-22.47	14.71	-94.5	56.53	-13.95
Change in Unearned Revenue	-	-	-	2.01	-15.52
Change in Other Net Operating Assets	96.64	-409.02	395.68	-184.21	-254.92
Other Operating Activities	-12.55	-25.25	-16.82	2.44	-16.77
Operating Cash Flow	77.56	-345.78	322.97	-37.65	-269.32
Capital Expenditures	-6.29	-30.15	-15.56	-18.56	-7.09
Sale of Property, Plant & Equipment	-	11.79	-	4.43	-
Investment in Securities	-5.01	96.45	37.96	13.07	183.18
Other Investing Activities	-	0	-	-	24.23
Investing Cash Flow	-11.3	53.37	22.39	-1.07	200.32
Short-Term Debt Issued	-	-	-	393.75	298.16
Long-Term Debt Issued	230	150	54.25	100	-
Total Debt Issued	230	150	54.25	493.75	298.16
Short-Term Debt Repaid	-150	-275	-156.16	-250	-173.1
Long-Term Debt Repaid	-33.33	-33.33	-33.33	-25	-75
Total Debt Repaid	-183.33	-308.33	-189.49	-275	-248.1
Net Debt Issued (Repaid)	46.67	-158.33	-135.24	218.75	50.06
Repurchase of Common Stock	-3.08	-4.76	-16.71	-33.47	-0.55
Common Dividends Paid	-18.26	-18.26	-18.15	-24	-29.16
Other Financing Activities	-	-	-	-	-1.22
Financing Cash Flow	25.33	-181.36	-170.1	161.28	19.13
Net Cash Flow	91.59	-473.77	175.26	122.56	-49.88
Free Cash Flow	71.27	-375.93	307.41	-56.21	-276.42
Free Cash Flow Margin	51.91%	-343.65%	260.68%	-29.42%	-135.04%
Free Cash Flow Per Share	0.26	-1.38	1.09	-0.20	-0.93

Updated Nov 14, 2024. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.