Finance House P.J.S.C. (ADX:FH)

Finance House P.J.S.C. Statistics

Total Valuation

ADX:FH has a market cap or net worth of AED 595.77 million.

Market Cap	595.77M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, November 12, 2025.

Earnings Date	Nov 12, 2025
Ex-Dividend Date	n/a

Share Statistics

ADX:FH has 270.80 million shares outstanding. The number of shares has decreased by -0.54% in one year.

Current Share Class	270.80M
Shares Outstanding	270.80M
Shares Change (YoY)	-0.54%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	20.48%
Owned by Institutions (%)	n/a
Float	60.21M

Valuation Ratios

The trailing PE ratio is 109.90.

PE Ratio	109.90
Forward PE	n/a
PS Ratio	3.91
PB Ratio	0.93
P/TBV Ratio	1.00
P/FCF Ratio	1.56
P/OCF Ratio	1.52
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.10, with a Debt / Equity ratio of 0.53.

Current Ratio	1.10
Quick Ratio	0.92
Debt / Equity	0.53
Debt / EBITDA	n/a
Debt / FCF	0.89
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.68%.

Return on Equity (ROE)	3.68%
Return on Assets (ROA)	0.73%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:FH has paid 1.47 million in taxes.

Income Tax	1.47M
Effective Tax Rate	5.86%

Stock Price Statistics

The stock price has increased by +2.80% in the last 52 weeks. The beta is 0.13, so ADX:FH's price volatility has been lower than the market average.

Beta (5Y)	0.13
52-Week Price Change	+2.80%
50-Day Moving Average	2.20
200-Day Moving Average	2.24
Relative Strength Index (RSI)	3.08
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:FH had revenue of AED 152.27 million and earned 5.40 million in profits. Earnings per share was 0.02.

Revenue	152.27M
Gross Profit	135.34M
Operating Income	23.56M
Pretax Income	25.01M
Net Income	5.40M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.02

Balance Sheet

The company has 92.09 million in cash and 338.75 million in debt, giving a net cash position of -246.66 million or -0.91 per share.

Cash & Cash Equivalents	92.09M
Total Debt	338.75M
Net Cash	-246.66M
Net Cash Per Share	-0.91
Equity (Book Value)	638.78M
Book Value Per Share	1.16
Working Capital	289.73M

Cash Flow

In the last 12 months, operating cash flow was 391.54 million and capital expenditures -9.98 million, giving a free cash flow of 381.56 million.

Operating Cash Flow	391.54M
Capital Expenditures	-9.98M
Free Cash Flow	381.56M
FCF Per Share	1.41

Margins

Gross margin is 88.88%, with operating and profit margins of 15.47% and 16.47%.

Gross Margin	88.88%
Operating Margin	15.47%
Pretax Margin	16.43%
Profit Margin	16.47%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	250.59%

Dividends & Yields

ADX:FH does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	72.79%
Buyback Yield	0.54%
Shareholder Yield	0.54%
Earnings Yield	0.91%
FCF Yield	64.05%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 25, 2015. It was a forward split with a ratio of 1.025.

Last Split Date	Mar 25, 2015
Split Type	Forward
Split Ratio	1.025

Scores

Altman Z-Score	n/a
Piotroski F-Score	5