Insurance House - P J S C (ADX:IH)
1.360
0.00 (0.00%)
At close: Aug 13, 2026
Insurance House - P J S C Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 174.48 | 104.23 | 164.9 | 111.37 | 120.78 | 134.43 |
Total Interest & Dividend Income | 1.43 | -0.33 | -1.48 | -1.11 | 3.18 | 3.95 |
Gain (Loss) on Sale of Investments | -0.03 | -0.04 | -0.05 | 0.84 | 2.27 | 1.1 |
Other Revenue | - | - | - | - | - | 18.54 |
| 175.88 | 103.85 | 163.37 | 111.1 | 126.23 | 158.03 | |
Revenue Growth | 29.05% | -36.43% | 47.05% | -11.99% | -20.12% | -8.42% |
Policy Benefits | 165.26 | 100.2 | 182.52 | 153.7 | 152.17 | 66.64 |
Policy Acquisition & Underwriting Costs | - | - | - | - | - | 26.25 |
Depreciation & Amortization | - | - | - | - | - | 1.65 |
Selling, General & Administrative | - | - | - | - | - | 14.63 |
Provision for Bad Debts | - | - | - | - | - | 1.12 |
Other Operating Expenses | -0.22 | -1.25 | 0.53 | -0.63 | 1.81 | 13.61 |
Total Operating Expenses | 165.03 | 98.95 | 183.06 | 153.07 | 153.98 | 146.61 |
Operating Income | 10.84 | 4.9 | -19.69 | -41.97 | -27.75 | 11.42 |
Other Non Operating Income (Expenses) | - | - | - | - | - | -1.9 |
Pretax Income | 10.84 | 4.9 | -19.69 | -41.97 | -27.75 | 9.52 |
Income Tax Expense | 0.18 | 0.09 | - | - | - | - |
Net Income | 10.67 | 4.81 | -19.69 | -41.97 | -27.75 | 9.52 |
Net Income to Common | 10.67 | 4.81 | -19.69 | -41.97 | -27.75 | 9.52 |
Net Income Growth | - | - | - | - | - | -12.55% |
Shares Outstanding (Basic) | 116 | 119 | 119 | 119 | 119 | 119 |
Shares Outstanding (Diluted) | 116 | 119 | 119 | 119 | 119 | 119 |
Shares Change | -2.25% | - | - | - | - | - |
EPS (Basic) | 0.09 | 0.04 | -0.17 | -0.35 | -0.23 | 0.08 |
EPS (Diluted) | 0.09 | 0.04 | -0.17 | -0.35 | -0.23 | 0.08 |
EPS Growth | - | - | - | - | - | -12.55% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 95.09 | 81.93 | -0.41 | -99.27 | -20.75 | -21.74 |
Free Cash Flow Per Share | 0.82 | 0.69 | -0.00 | -0.84 | -0.17 | -0.18 |
Operating Margin | 6.17% | 4.72% | -12.05% | -37.78% | -21.99% | 7.22% |
Profit Margin | 6.07% | 4.63% | -12.05% | -37.78% | -21.99% | 6.02% |
Free Cash Flow Margin | 54.07% | 78.89% | -0.25% | -89.36% | -16.43% | -13.75% |
EBITDA | 13.61 | 7.67 | -16.9 | -40.39 | -26.39 | 13.07 |
EBITDA Margin | 7.74% | 7.38% | -10.35% | -36.36% | -20.91% | 8.27% |
D&A For EBITDA | 2.76 | 2.77 | 2.79 | 1.58 | 1.36 | 1.65 |
EBIT | 10.84 | 4.9 | -19.69 | -41.97 | -27.75 | 11.42 |
EBIT Margin | 6.17% | 4.72% | -12.05% | -37.78% | -21.99% | 7.22% |
Effective Tax Rate | 1.62% | 1.85% | - | - | - | - |