ADX:NBQ Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,869	3,091	5,328	3,974	1,422	3,625
Investment Securities	3,393	3,112	1,739	1,443	3,899	1,133
Total Investments	3,393	3,112	1,739	1,443	3,899	1,133
Gross Loans	8,436	9,151	7,961	7,173	7,769	6,890
Allowance for Loan Losses	-94.26	-86.54	-184.92	-181.81	-334.95	-301.56
Net Loans	8,342	9,065	7,776	6,991	7,434	6,589
Property, Plant & Equipment	65.27	69.51	72.32	71.47	73.83	85.53
Accrued Interest Receivable	150.38	133.59	91.11	55.42	40.62	32.62
Other Receivables	5,857	6,018	1,830	1,478	-	902.97
Restricted Cash	1,187	1,091	755.04	482.92	302.43	345.64
Other Current Assets	234.48	248.29	204.8	198.42	267.63	245.53
Other Real Estate Owned & Foreclosed	48.28	56.68	65.13	78.8	155.52	178.36
Other Long-Term Assets	53.7	5.04	19.29	5.17	10.36	4.12
Total Assets	23,200	22,890	17,880	14,777	13,605	13,142
Accounts Payable	25.77	27.19	28.06	29.15	30.67	26.63
Accrued Expenses	6.44	4.31	1.92	1.1	1.38	1.28
Interest Bearing Deposits	8,551	8,555	5,944	4,959	5,089	4,808
Non-Interest Bearing Deposits	7,776	7,147	5,462	3,770	2,773	2,892
Total Deposits	16,327	15,702	11,406	8,729	7,862	7,700
Short-Term Borrowings	20	-	-	-	-	-
Current Income Taxes Payable	60.62	51.55	45.03	-	-	-
Accrued Interest Payable	146.48	122.09	97.93	79.55	30.3	12.51
Other Current Liabilities	295.46	362.2	249.64	246.03	307.91	302.2
Long-Term Leases	1.55	1.74	2.54	1.95	3.69	5.24
Pension & Post-Retirement Benefits	26.8	26.25	24.47	21.4	19.85	18.87
Long-Term Deferred Tax Liabilities	0.18	1.42	0.74	-	-	-
Other Long-Term Liabilities	38.87	41	38.4	27.57	22.33	24.44
Total Liabilities	16,949	16,340	11,895	9,136	8,278	8,091
Common Stock	2,000	2,000	2,000	2,000	2,000	1,848
Retained Earnings	3,474	3,723	3,471	3,253	2,943	2,830
Comprehensive Income & Other	776.34	827.61	515.17	388.25	383.71	372.62
Shareholders' Equity	6,251	6,550	5,986	5,641	5,327	5,051
Total Liabilities & Equity	23,200	22,890	17,880	14,777	13,605	13,142
Total Debt	21.55	1.74	2.54	1.95	3.69	5.24
Net Cash (Debt)	3,848	3,090	5,325	3,972	3,979	3,620
Net Cash Growth	-0.34%	-41.98%	34.09%	-0.19%	9.92%	4.25%
Net Cash Per Share	1.92	1.54	2.66	1.99	2.07	1.88
Filing Date Shares Outstanding	2,000	2,000	2,000	2,000	2,000	2,000
Total Common Shares Outstanding	2,000	2,000	2,000	2,000	2,000	2,000
Book Value Per Share	3.13	3.28	2.99	2.82	2.66	2.53
Tangible Book Value	6,251	6,550	5,986	5,641	5,327	5,051
Tangible Book Value Per Share	3.13	3.28	2.99	2.82	2.66	2.53