National Bank of Umm Al-Qaiwain (PSC) (ADX:NBQ)

ADX:NBQ Statistics

Total Valuation

ADX:NBQ has a market cap or net worth of AED 5.60 billion.

Market Cap	5.60B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, July 15, 2026.

Earnings Date	Jul 15, 2026
Ex-Dividend Date	Mar 18, 2026

Share Statistics

ADX:NBQ has 2.00 billion shares outstanding.

Current Share Class	2.00B
Shares Outstanding	2.00B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	19.36%
Owned by Institutions (%)	n/a
Float	730.49M

Valuation Ratios

The trailing PE ratio is 10.24.

PE Ratio	10.24
Forward PE	n/a
PS Ratio	6.89
PB Ratio	0.90
P/TBV Ratio	0.90
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.01
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.01%.

Return on Equity (ROE)	9.01%
Return on Assets (ROA)	2.61%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.66%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:NBQ has paid 47.88 million in taxes.

Income Tax	47.88M
Effective Tax Rate	8.05%

Stock Price Statistics

The stock price has increased by +26.70% in the last 52 weeks. The beta is 0.26, so ADX:NBQ's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	+26.70%
50-Day Moving Average	2.84
200-Day Moving Average	2.79
Relative Strength Index (RSI)	43.97
Average Volume (20 Days)	62,800

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:NBQ had revenue of AED 812.27 million and earned 546.71 million in profits. Earnings per share was 0.27.

Revenue	812.27M
Gross Profit	812.27M
Operating Income	594.66M
Pretax Income	594.59M
Net Income	546.71M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.27

Balance Sheet

The company has 3.87 billion in cash and 21.55 million in debt, with a net cash position of 3.85 billion or 1.92 per share.

Cash & Cash Equivalents	3.87B
Total Debt	21.55M
Net Cash	3.85B
Net Cash Per Share	1.92
Equity (Book Value)	6.25B
Book Value Per Share	3.13
Working Capital	-5.54B

Cash Flow

In the last 12 months, operating cash flow was -2.81 billion and capital expenditures -12.18 million, giving a free cash flow of -2.82 billion.

Operating Cash Flow	-2.81B
Capital Expenditures	-12.18M
Depreciation & Amortization	n/a
Net Borrowing	-1.56M
Free Cash Flow	-2.82B
FCF Per Share	-1.41

Margins

Gross Margin	n/a
Operating Margin	73.21%
Pretax Margin	73.20%
Profit Margin	67.31%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.20, which amounts to a dividend yield of 7.14%.

Dividend Per Share	0.20
Dividend Yield	7.14%
Dividend Growth (YoY)	11.11%
Years of Dividend Growth	3
Payout Ratio	73.17%
Buyback Yield	n/a
Shareholder Yield	7.14%
Earnings Yield	9.76%
FCF Yield	-50.41%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 29, 2022. It was a forward split with a ratio of 1.08225.

Last Split Date	Jun 29, 2022
Split Type	Forward
Split Ratio	1.08225

Scores

Altman Z-Score	n/a
Piotroski F-Score	2