National Bank of Umm Al-Qaiwain (PSC) (ADX:NBQ)

ADX:NBQ Statistics

Total Valuation

ADX:NBQ has a market cap or net worth of AED 5.80 billion.

Market Cap	5.80B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, February 5, 2026.

Earnings Date	Feb 5, 2026
Ex-Dividend Date	Mar 19, 2025

Share Statistics

ADX:NBQ has 2.00 billion shares outstanding.

Current Share Class	2.00B
Shares Outstanding	2.00B
Shares Change (YoY)	n/a
Shares Change (QoQ)	-5.78%
Owned by Insiders (%)	19.35%
Owned by Institutions (%)	n/a
Float	730.80M

Valuation Ratios

The trailing PE ratio is 10.16.

PE Ratio	10.16
Forward PE	n/a
PS Ratio	7.04
PB Ratio	0.91
P/TBV Ratio	0.91
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.04
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.34%.

Return on Equity (ROE)	9.34%
Return on Assets (ROA)	2.98%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:NBQ has paid 50.46 million in taxes.

Income Tax	50.46M
Effective Tax Rate	8.12%

Stock Price Statistics

The stock price has increased by +27.19% in the last 52 weeks. The beta is 0.28, so ADX:NBQ's price volatility has been lower than the market average.

Beta (5Y)	0.28
52-Week Price Change	+27.19%
50-Day Moving Average	2.80
200-Day Moving Average	2.44
Relative Strength Index (RSI)	54.49
Average Volume (20 Days)	70,453

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:NBQ had revenue of AED 823.76 million and earned 570.61 million in profits. Earnings per share was 0.29.

Revenue	823.76M
Gross Profit	823.76M
Operating Income	621.56M
Pretax Income	621.07M
Net Income	570.61M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.29

Balance Sheet

The company has 5.06 billion in cash and 101.97 million in debt, giving a net cash position of 4.96 billion or 2.48 per share.

Cash & Cash Equivalents	5.06B
Total Debt	101.97M
Net Cash	4.96B
Net Cash Per Share	2.48
Equity (Book Value)	6.40B
Book Value Per Share	3.20
Working Capital	-5.25B

Cash Flow

In the last 12 months, operating cash flow was -2.65 billion and capital expenditures -17.69 million, giving a free cash flow of -2.66 billion.

Operating Cash Flow	-2.65B
Capital Expenditures	-17.69M
Free Cash Flow	-2.66B
FCF Per Share	-1.33

Margins

Gross Margin	n/a
Operating Margin	75.45%
Pretax Margin	75.39%
Profit Margin	69.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.18, which amounts to a dividend yield of 6.21%.

Dividend Per Share	0.18
Dividend Yield	6.21%
Dividend Growth (YoY)	20.00%
Years of Dividend Growth	2
Payout Ratio	63.09%
Buyback Yield	n/a
Shareholder Yield	6.21%
Earnings Yield	9.84%
FCF Yield	-45.93%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 29, 2022. It was a forward split with a ratio of 1.08225.

Last Split Date	Jun 29, 2022
Split Type	Forward
Split Ratio	1.08225

Scores

Altman Z-Score	n/a
Piotroski F-Score	2