National Bank of Umm Al-Qaiwain (PSC) (ADX:NBQ)

ADX:NBQ Statistics

Total Valuation

ADX:NBQ has a market cap or net worth of AED 4.92 billion.

Market Cap	4.92B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, July 24, 2025.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Mar 19, 2025

Share Statistics

ADX:NBQ has 2.00 billion shares outstanding. The number of shares has decreased by -0.98% in one year.

Current Share Class	2.00B
Shares Outstanding	2.00B
Shares Change (YoY)	-0.98%
Shares Change (QoQ)	+6.65%
Owned by Insiders (%)	19.40%
Owned by Institutions (%)	n/a
Float	729.73M

Valuation Ratios

The trailing PE ratio is 9.12.

PE Ratio	9.12
Forward PE	n/a
PS Ratio	6.40
PB Ratio	0.79
P/TBV Ratio	0.79
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.01%.

Return on Equity (ROE)	9.01%
Return on Assets (ROA)	2.99%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:NBQ has paid 46.93 million in taxes.

Income Tax	46.93M
Effective Tax Rate	8.07%

Stock Price Statistics

The stock price has increased by +4.55% in the last 52 weeks. The beta is 0.20, so ADX:NBQ's price volatility has been lower than the market average.

Beta (5Y)	0.20
52-Week Price Change	+4.55%
50-Day Moving Average	2.25
200-Day Moving Average	2.24
Relative Strength Index (RSI)	74.06
Average Volume (20 Days)	104,018

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:NBQ had revenue of AED 769.31 million and earned 534.42 million in profits. Earnings per share was 0.27.

Revenue	769.31M
Gross Profit	769.31M
Operating Income	581.80M
Pretax Income	581.36M
Net Income	534.42M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.27

Balance Sheet

The company has 2.81 billion in cash and n/a in debt, giving a net cash position of 2.81 billion or 1.40 per share.

Cash & Cash Equivalents	2.81B
Total Debt	n/a
Net Cash	2.81B
Net Cash Per Share	1.40
Equity (Book Value)	6.23B
Book Value Per Share	2.92
Working Capital	-4.61B

Cash Flow

In the last 12 months, operating cash flow was -1.30 billion and capital expenditures -25.52 million, giving a free cash flow of -1.33 billion.

Operating Cash Flow	-1.30B
Capital Expenditures	-25.52M
Free Cash Flow	-1.33B
FCF Per Share	-0.67

Margins

Gross Margin	n/a
Operating Margin	75.63%
Pretax Margin	75.57%
Profit Margin	69.47%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.18, which amounts to a dividend yield of 7.32%.

Dividend Per Share	0.18
Dividend Yield	7.32%
Dividend Growth (YoY)	20.00%
Years of Dividend Growth	2
Payout Ratio	67.36%
Buyback Yield	0.98%
Shareholder Yield	8.29%
Earnings Yield	10.86%
FCF Yield	-27.04%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 29, 2022. It was a forward split with a ratio of 1.08225.

Last Split Date	Jun 29, 2022
Split Type	Forward
Split Ratio	1.08225

Scores

Altman Z-Score	n/a
Piotroski F-Score	2