Personal Group Holdings Plc (AIM:PGH)
London · Delayed Price · Currency is GBP · Price in GBX 392.55
-5.45 (-1.37%)
Jul 28, 2026, 8:21 AM GMT
Personal Group Holdings Income Statement
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 36.13 | 32.07 | 28.6 | 25.26 | 24.67 |
Total Interest & Dividend Income | 1.15 | 1.2 | 0.81 | 0.15 | 0.02 |
Non-Insurance Activities Revenue | 10.9 | 10.28 | 8.93 | 24.01 | 49.61 |
Other Revenue | 0.1 | 0.14 | 0.14 | 0.24 | 0.22 |
| 48.28 | 43.68 | 38.48 | 49.65 | 74.51 | |
Revenue Growth | 10.53% | 13.52% | -22.50% | -33.36% | 4.18% |
Policy Benefits | 18.66 | 16.9 | 14.62 | 13.61 | 6.05 |
Selling, General & Administrative | 13.03 | 11.46 | 10.52 | 8.97 | 14.64 |
Non-Insurance Activities Expense | 7.66 | 7.81 | 7.36 | 22.6 | 49.26 |
Other Operating Expenses | 0.07 | 0.07 | 0.09 | 0.03 | -0.08 |
Total Operating Expenses | 39.82 | 36.45 | 32.77 | 45.51 | 70.04 |
Operating Income | 8.47 | 7.23 | 5.71 | 4.14 | 4.47 |
Interest Expense | -0.08 | -0.11 | -0.08 | -0.02 | -0.03 |
Other Non Operating Income (Expenses) | -0.12 | -0.1 | -0.1 | -0.1 | -0.1 |
EBT Excluding Unusual Items | 8.27 | 7.03 | 5.54 | 4.03 | 4.34 |
Merger & Restructuring Charges | -0.03 | -0.32 | -0.64 | - | - |
Impairment of Goodwill | - | - | - | -10.58 | - |
Gain (Loss) on Sale of Investments | 0.18 | 0.12 | 0.18 | -0.21 | - |
Pretax Income | 8.41 | 6.83 | 5.08 | -6.76 | 4.34 |
Income Tax Expense | 1.13 | 1.3 | 0.9 | 0.49 | 0.75 |
Earnings From Continuing Ops. | 7.29 | 5.53 | 4.18 | -7.25 | 3.6 |
Earnings From Discontinued Ops. | - | 0.97 | 0.15 | - | - |
Net Income | 7.29 | 6.5 | 4.32 | -7.25 | 3.6 |
Net Income to Common | 7.29 | 6.5 | 4.32 | -7.25 | 3.6 |
Net Income Growth | 12.16% | 50.23% | - | - | -47.82% |
Shares Outstanding (Basic) | 31 | 31 | 31 | 31 | 31 |
Shares Outstanding (Diluted) | 33 | 32 | 32 | 31 | 31 |
Shares Change | 1.86% | 1.33% | 2.44% | 0.00% | 0.13% |
EPS (Basic) | 0.23 | 0.21 | 0.14 | -0.23 | 0.12 |
EPS (Diluted) | 0.22 | 0.20 | 0.14 | -0.23 | 0.12 |
EPS Growth | 10.02% | 48.21% | - | - | -47.96% |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 9.49 | 11.34 | 6.52 | 2.91 | 7.35 |
Free Cash Flow Per Share | 0.29 | 0.35 | 0.20 | 0.09 | 0.24 |
Dividend Per Share | 0.233 | 0.165 | 0.117 | 0.106 | 0.106 |
Dividend Growth | 41.21% | 41.03% | 10.38% | 0% | -42.39% |
Operating Margin | 17.54% | 16.56% | 14.84% | 8.35% | 6.00% |
Profit Margin | 15.09% | 14.87% | 11.24% | -14.61% | 4.83% |
Free Cash Flow Margin | 19.65% | 25.96% | 16.95% | 5.86% | 9.87% |
EBITDA | 8.94 | 7.79 | 6.54 | 4.96 | 5.21 |
EBITDA Margin | 18.51% | 17.84% | 16.99% | 9.99% | 6.99% |
D&A For EBITDA | 0.47 | 0.56 | 0.83 | 0.82 | 0.73 |
EBIT | 8.47 | 7.23 | 5.71 | 4.14 | 4.47 |
EBIT Margin | 17.54% | 16.56% | 14.84% | 8.35% | 6.00% |
Effective Tax Rate | 13.41% | 19.02% | 17.70% | - | 17.16% |
Revenue as Reported | 48.37 | 43.78 | 38.59 | 49.8 | 74.51 |