Time Finance Income Statement

Financials in millions GBP. Fiscal year is June - May.

Millions GBP. Fiscal year is Jun - May.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	May '26 May 31, 2026	May '25 May 31, 2025	May '24 May 31, 2024	May '23 May 31, 2023	May '22 May 31, 2022
Interest and Dividend Income	38.49	37.09	33.18	26.97	22.49
Total Interest Expense	0.32	0.05	0.04	0.15	0.26
Net Interest Income	38.16	37.04	33.15	26.82	22.23
Other Revenue	-	0.03	0.05	-	-
Revenue Before Loan Losses	38.16	37.07	33.2	26.82	22.23
Revenue	38.16	37.07	33.2	26.82	22.23
Revenue Growth	2.96%	11.66%	23.79%	20.61%	1.47%
Cost of Services Provided	29.67	29.25	27.19	22.54	19.12
Total Operating Expenses	29.7	29.27	27.25	22.67	19.16
Operating Income	8.47	7.8	5.95	4.15	3.07
EBT Excluding Unusual Items	8.47	7.86	5.94	4.15	3.07
Other Unusual Items	-0.08	-	-	-0.07	-1.66
Pretax Income	8.39	7.86	5.94	4.08	1.41
Income Tax Expense	2.14	1.99	1.49	0.72	0.13
Earnings From Continuing Ops.	6.25	5.86	4.44	3.36	1.27
Earnings From Discontinued Ops.	-	-	-	0.09	-0.35
Net Income	6.25	5.86	4.44	3.45	0.92
Net Income to Common	6.25	5.86	4.44	3.45	0.92
Net Income Growth	6.69%	31.91%	28.92%	274.27%	-48.17%
Shares Outstanding (Basic)	93	93	93	93	93
Shares Outstanding (Diluted)	93	93	93	93	93
Shares Change	0.00%	-	-	-	0.90%
EPS (Basic)	0.07	0.06	0.05	0.04	0.01
EPS (Diluted)	0.07	0.06	0.05	0.04	0.01
EPS Growth	6.69%	32.01%	28.86%	274.19%	-46.18%

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	May '26 May 31, 2026	May '25 May 31, 2025	May '24 May 31, 2024	May '23 May 31, 2023	May '22 May 31, 2022
Free Cash Flow	2.61	4.57	-0.42	2.3	-3.77
Free Cash Flow Per Share	0.03	0.05	-0.01	0.03	-0.04
Operating Margin	22.18%	21.04%	17.92%	15.47%	13.81%
Profit Margin	16.39%	15.82%	13.39%	12.85%	4.14%
Free Cash Flow Margin	6.83%	12.32%	-1.26%	8.59%	-16.94%
Effective Tax Rate	25.49%	25.38%	25.12%	17.65%	9.52%
Revenue as Reported	38.49	37.12	33.23	26.97	22.51