Arab Bank Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	4,005	4,014	3,660	2,583	2,209
Interest Income on Investments	9.65	7.88	8.66	8.25	6.09
Total Interest Income	4,015	4,021	3,668	2,592	2,215
Interest Paid on Deposits	1,870	1,868	1,622	998.68	858.55
Net Interest Income	2,145	2,153	2,046	1,593	1,357
Net Interest Income Growth (YoY)	-0.38%	5.24%	28.42%	17.44%	12.22%
Gain (Loss) on Sale of Investments	34.41	6.1	4.61	-24.52	-45.8
Gain (Loss) on Sale of Equity Investments	628.62	591.14	509.97	384.49	276.82
Other Non-Interest Income	778.06	644.6	589.82	547.38	532.14
Total Non-Interest Income	1,441	1,242	1,104	907.35	763.15
Non-Interest Income Growth (YoY)	16.05%	12.45%	21.72%	18.90%	7.60%
Revenues Before Loan Losses	3,586	3,395	3,150	2,500	2,120
Provision for Loan Losses	423.15	490.73	592.28	473.01	560.09
Revenue	3,163	2,904	2,558	2,027	1,560
Revenue Growth (YoY)	8.90%	13.54%	26.17%	30.00%	23.80%
Salaries and Employee Benefits	861.42	786.2	717.67	663.57	597.36
Occupancy Expenses	145.07	117.55	95.78	84.75	83.64
Other Non-Interest Expense	596.85	547.8	525.44	428.14	390.15
Total Non-Interest Expense	1,603	1,452	1,339	1,176	1,071
EBT Excluding Unusual Items	1,560	1,453	1,219	850.94	488.43
Legal Settlements	-4.27	-7.21	-1.95	0.4	-0.33
Pretax Income	1,555	1,446	1,217	851.35	488.1
Income Tax Expense	424.89	438.42	387.51	307.05	173.58
Earnings From Continuing Operations	1,130	1,007	829.64	544.3	314.52
Minority Interest in Earnings	-47.01	-37.96	-28.94	-24.03	-7.8
Net Income	1,083	969.13	800.7	520.28	306.72
Preferred Dividends & Other Adjustments	49.71	26.84	13.63	13.8	14.4
Net Income to Common	1,034	942.29	787.06	506.48	292.32
Net Income Growth	11.79%	21.04%	53.90%	69.63%	59.09%
Basic Shares Outstanding	641	641	641	641	641
Diluted Shares Outstanding	641	641	641	641	641
EPS (Basic)	1.61	1.47	1.23	0.79	0.46
EPS (Diluted)	1.61	1.47	1.23	0.79	0.46
EPS Growth	9.70%	19.72%	55.40%	73.26%	51.63%
Dividend Per Share	0.560	0.560	0.420	0.350	0.280
Dividend Growth	-	33.33%	20.00%	25.00%	66.67%
Effective Tax Rate	27.32%	30.33%	31.84%	36.07%	35.56%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.