Arab Bank Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	16,087	16,626	15,321	15,900	14,273	14,254
Investment Securities	20,115	19,526	17,522	15,258	14,922	14,937
Trading Asset Securities	339.87	440.78	282.01	272.64	268.49	158.93
Total Investments	20,455	19,967	17,804	15,530	15,191	15,096
Gross Loans	42,177	41,482	38,510	37,263	35,576	34,668
Allowance for Loan Losses	-3,095	-3,103	-3,084	-3,005	-2,813	-2,583
Other Adjustments to Gross Loans	-903.46	-900.26	-1,043	-1,100	-1,037	-895.94
Net Loans	38,178	37,479	34,383	33,158	31,727	31,189
Property, Plant & Equipment	739.39	748.1	637.55	632.12	618.09	628.71
Other Intangible Assets	218.29	225.24	164.9	201.64	73.4	35.11
Accrued Interest Receivable	436.53	438.41	435.47	407.18	392.66	351.58
Other Receivables	-	-	-	-	-	25
Restricted Cash	1,661	1,648	1,514	1,555	1,431	1,484
Other Current Assets	189.72	128.38	103.82	68.71	49.46	56.35
Long-Term Deferred Tax Assets	250.63	244.56	270.93	243.66	279.95	248.5
Other Real Estate Owned & Foreclosed	381.85	376.76	296.96	178.87	177.33	163.79
Other Long-Term Assets	375.42	306.84	298.89	398.46	248.11	272.69
Total Assets	78,973	78,188	71,231	68,274	64,460	63,805
Accrued Expenses	276.14	280.23	255.94	357.27	272.62	246.24
Interest Bearing Deposits	36,901	36,743	34,132	35,069	32,920	31,825
Non-Interest Bearing Deposits	22,532	22,065	19,362	16,037	15,885	16,654
Total Deposits	59,433	58,808	53,494	51,107	48,805	48,478
Short-Term Borrowings	142.04	329.2	156.12	197.54	163.61	95.81
Current Portion of Long-Term Debt	462.87	315.81	81.51	74.79	73.53	131.43
Current Income Taxes Payable	381.56	391.45	416.94	337.2	293.03	202.48
Accrued Interest Payable	363.57	381.36	447.13	418.64	299.77	189.03
Other Current Liabilities	378.2	2,383	2,198	2,750	2,244	2,439
Long-Term Debt	779.86	595.26	637.59	594.9	599.77	680.21
Long-Term Leases	93.73	97.76	98.72	106.49	86.06	98.36
Long-Term Unearned Revenue	96.8	97.01	94.41	68.37	80.46	90.76
Pension & Post-Retirement Benefits	-	114.53	115.36	-	-	-
Long-Term Deferred Tax Liabilities	29.11	27.85	24.17	16.11	9.25	7.3
Other Long-Term Liabilities	3,437	1,134	1,075	889.26	1,131	825.37
Total Liabilities	65,874	64,955	59,096	56,917	54,057	53,484
Common Stock	926.62	926.62	926.62	926.62	926.62	926.62
Additional Paid-In Capital	1,226	1,226	1,226	1,226	1,226	1,226
Retained Earnings	8,478	8,597	7,887	7,115	6,558	6,238
Comprehensive Income & Other	1,649	1,722	1,433	1,514	1,138	1,375
Total Common Equity	12,280	12,471	11,473	10,782	9,848	9,765
Minority Interest	819.95	761.97	662.3	575.11	554.07	556.17
Shareholders' Equity	13,100	13,233	12,135	11,357	10,402	10,321
Total Liabilities & Equity	78,973	78,188	71,231	68,274	64,460	63,805
Total Debt	1,479	1,338	973.94	973.72	922.96	1,006
Net Cash (Debt)	15,325	15,866	14,888	15,473	14,229	13,683
Net Cash Growth	7.59%	6.57%	-3.78%	8.74%	3.99%	2.22%
Net Cash Per Share	23.92	24.76	23.23	24.15	22.20	21.35
Filing Date Shares Outstanding	640.8	640.8	640.8	640.8	640.8	640.8
Total Common Shares Outstanding	640.8	640.8	640.8	640.8	640.8	640.8
Book Value Per Share	18.05	18.35	16.79	15.84	14.81	14.55
Tangible Book Value	12,061	12,246	11,308	10,580	9,775	9,730
Tangible Book Value Per Share	17.71	18.00	16.54	15.53	14.69	14.50