Arab Bank Group (ASE:ARBK)

Arab Bank Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	3,968	4,005	4,014	3,660	2,583	2,209
Interest Income on Investments	9.26	9.65	7.88	8.66	8.25	6.09
Total Interest Income	3,978	4,015	4,021	3,668	2,592	2,215
Interest Paid on Deposits	1,830	1,870	1,868	1,622	998.68	858.55
Net Interest Income	2,148	2,145	2,153	2,046	1,593	1,357
Net Interest Income Growth (YoY)	0.24%	-0.38%	5.24%	28.42%	17.44%	12.22%
Gain (Loss) on Sale of Investments	35.49	34.41	6.1	4.61	-24.52	-45.8
Gain (Loss) on Sale of Equity Investments	629.82	628.62	591.14	509.97	384.49	276.82
Other Non-Interest Income	828.3	778.06	644.6	589.82	547.38	532.14
Total Non-Interest Income	1,494	1,441	1,242	1,104	907.35	763.15
Non-Interest Income Growth (YoY)	16.25%	16.05%	12.45%	21.72%	18.90%	7.60%
Revenues Before Loan Losses	3,641	3,586	3,395	3,150	2,500	2,120
Provision for Loan Losses	433.7	423.15	490.73	592.28	473.01	560.09
Revenue	3,208	3,163	2,904	2,558	2,027	1,560
Revenue Growth (YoY)	8.73%	8.90%	13.54%	26.17%	30.00%	23.80%
Salaries and Employee Benefits	889.69	861.42	786.2	717.67	663.57	597.36
Occupancy Expenses	150.49	145.07	117.55	95.78	84.75	83.64
Other Non-Interest Expense	605.83	596.85	547.8	525.44	428.14	390.15
Total Non-Interest Expense	1,646	1,603	1,452	1,339	1,176	1,071
EBT Excluding Unusual Items	1,562	1,560	1,453	1,219	850.94	488.43
Legal Settlements	-4.27	-4.27	-7.21	-1.95	0.4	-0.33
Pretax Income	1,557	1,555	1,446	1,217	851.35	488.1
Income Tax Expense	422.05	424.89	438.42	387.51	307.05	173.58
Earnings From Continuing Operations	1,135	1,130	1,007	829.64	544.3	314.52
Minority Interest in Earnings	-51.63	-47.01	-37.96	-28.94	-24.03	-7.8
Net Income	1,084	1,083	969.13	800.7	520.28	306.72
Preferred Dividends & Other Adjustments	67.6	49.71	26.84	13.63	13.8	14.4
Net Income to Common	1,016	1,034	942.29	787.06	506.48	292.32
Net Income Growth	9.81%	11.79%	21.04%	53.90%	69.63%	59.09%
Basic Shares Outstanding	641	641	641	641	641	641
Diluted Shares Outstanding	641	641	641	641	641	641
EPS (Basic)	1.59	1.61	1.47	1.23	0.79	0.46
EPS (Diluted)	1.59	1.61	1.47	1.23	0.79	0.46
EPS Growth	5.84%	9.70%	19.72%	55.40%	73.26%	51.63%
Dividend Per Share	0.560	0.560	0.560	0.420	0.350	0.280
Dividend Growth	-	-	33.33%	20.00%	25.00%	66.67%
Effective Tax Rate	27.10%	27.32%	30.33%	31.84%	36.07%	35.56%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.