Arab Bank Group (ASE: ARBK)

Arab Bank Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	15,091	15,900	14,273	14,254	13,771	10,319
Investment Securities	17,473	15,258	14,922	14,937	13,265	13,108
Trading Asset Securities	241.57	272.64	268.49	158.93	395.56	573.27
Total Investments	17,714	15,530	15,191	15,096	13,660	13,681
Gross Loans	38,534	37,263	35,576	34,668	26,615	26,271
Allowance for Loan Losses	-3,249	-3,005	-2,813	-2,583	-1,965	-1,633
Other Adjustments to Gross Loans	-1,202	-1,100	-1,037	-895.94	-742.77	-677.19
Net Loans	34,083	33,158	31,727	31,189	23,908	23,961
Property, Plant & Equipment	627.15	632.12	618.09	628.71	544.83	559.73
Other Intangible Assets	186.76	201.64	73.4	35.11	34.27	29.82
Accrued Interest Receivable	461.06	407.18	392.66	351.58	192.11	213.11
Other Receivables	-	-	-	25	25	84.24
Restricted Cash	1,370	1,555	1,431	1,484	1,613	1,761
Other Current Assets	92.42	68.71	49.46	56.35	71.57	100.41
Long-Term Deferred Tax Assets	271.94	243.66	279.95	248.5	214.93	155.39
Other Real Estate Owned & Foreclosed	292.02	178.87	177.33	163.79	152.4	121.46
Other Long-Term Assets	324.02	398.46	248.11	272.69	226.47	228.89
Total Assets	70,515	68,274	64,460	63,805	54,414	51,215
Accrued Expenses	288.6	357.27	272.62	246.24	216.93	200.23
Interest Bearing Deposits	37,744	35,069	32,920	31,825	25,730	25,537
Non-Interest Bearing Deposits	14,787	16,037	15,885	16,654	14,479	11,380
Total Deposits	52,531	51,107	48,805	48,478	40,209	36,917
Short-Term Borrowings	160.6	197.54	163.61	95.81	170.96	75.89
Current Portion of Long-Term Debt	-	74.79	73.53	131.43	49.12	28.21
Current Income Taxes Payable	365.86	337.2	293.03	202.48	275.41	345.05
Accrued Interest Payable	492.95	418.64	299.77	189.03	139.82	211.7
Other Current Liabilities	17.61	2,750	2,244	2,439	2,565	3,190
Long-Term Debt	671.1	594.9	599.77	680.21	764.56	473.36
Long-Term Leases	99.63	106.49	86.06	98.36	84.25	95.88
Long-Term Unearned Revenue	91.34	68.37	80.46	90.76	61.13	75.09
Long-Term Deferred Tax Liabilities	19.11	16.11	9.25	7.3	5.67	-
Other Long-Term Liabilities	3,925	889.26	1,131	825.37	482.29	494.08
Total Liabilities	58,663	56,917	54,057	53,484	45,025	42,112
Common Stock	926.62	926.62	926.62	926.62	926.62	926.62
Additional Paid-In Capital	1,226	1,226	1,226	1,226	1,226	1,226
Retained Earnings	7,550	7,115	6,558	6,238	6,046	5,869
Comprehensive Income & Other	1,479	1,514	1,138	1,375	1,085	989.57
Total Common Equity	11,182	10,782	9,848	9,765	9,283	9,011
Minority Interest	669.81	575.11	554.07	556.17	105.85	91.28
Shareholders' Equity	11,852	11,357	10,402	10,321	9,389	9,102
Total Liabilities & Equity	70,515	68,274	64,460	63,805	54,414	51,215
Total Debt	931.33	973.72	922.96	1,006	1,069	673.33
Net Cash (Debt)	14,860	15,473	14,229	13,683	13,385	10,533
Net Cash Growth	-2.18%	8.74%	3.99%	2.22%	27.08%	5.77%
Net Cash Per Share	23.19	24.15	22.20	21.35	20.89	16.44
Filing Date Shares Outstanding	640.8	640.8	640.8	640.8	640.8	640.8
Total Common Shares Outstanding	640.8	640.8	640.8	640.8	640.8	640.8
Book Value Per Share	16.47	15.84	14.81	14.55	14.49	14.06
Tangible Book Value	10,995	10,580	9,775	9,730	9,249	8,981
Tangible Book Value Per Share	16.18	15.53	14.69	14.50	14.43	14.02

Source: S&P Capital IQ. Banks template. Financial Sources.