Bank of Jordan (ASE:BOJX)

Bank of Jordan Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	187.64	197.06	185.3	143.86	128.9
Interest Income on Investments	0.76	0.57	0.76	0.66	0.55
Total Interest Income	188.4	197.63	186.06	144.53	129.45
Interest Paid on Deposits	58.76	62.42	50.71	28.47	20.67
Net Interest Income	129.64	135.21	135.35	116.06	108.77
Net Interest Income Growth (YoY)	-4.12%	-0.10%	16.63%	6.69%	0.33%
Gain (Loss) on Sale of Assets	-	0.09	0.27	0.07	0.08
Gain (Loss) on Sale of Investments	0.41	0.16	0.21	0.1	1.07
Other Non-Interest Income	60.24	34.94	31.68	31.63	29.42
Total Non-Interest Income	60.64	35.19	32.16	31.8	30.57
Non-Interest Income Growth (YoY)	72.35%	9.42%	1.12%	4.02%	-32.16%
Revenues Before Loan Losses	190.28	170.4	167.51	147.85	139.35
Provision for Loan Losses	18.97	20.48	14.73	6.43	16.06
Revenue	171.31	149.92	152.78	141.43	123.29
Revenue Growth (YoY)	14.27%	-1.87%	8.03%	14.71%	1.38%
Salaries and Employee Benefits	49.89	41.42	35.56	32.86	30.26
Occupancy Expenses	12.67	11.44	11.23	10.74	10.5
Selling, General & Administrative	-	9.5	7.88	8.66	7.5
Other Non-Interest Expense	48.8	32.33	32.76	27.99	23.31
Total Non-Interest Expense	111.09	94.73	87.38	80.08	71.3
EBT Excluding Unusual Items	60.22	55.18	65.4	61.35	51.99
Legal Settlements	-	-0.16	-0.04	-0.42	-0.1
Pretax Income	60.22	55.03	65.36	60.93	51.89
Income Tax Expense	15.72	19.74	20.9	20.37	15.59
Earnings From Continuing Operations	44.5	35.29	44.46	40.56	36.31
Minority Interest in Earnings	-0.49	-0.27	-0.43	-0.42	-0.3
Net Income	44.01	35.02	44.02	40.14	36.01
Net Income to Common	44.01	35.02	44.02	40.14	36.01
Net Income Growth	25.67%	-20.46%	9.68%	11.47%	0.60%
Basic Shares Outstanding	200	200	200	200	200
Diluted Shares Outstanding	200	200	200	200	200
Shares Change (YoY)	0.01%	-	-	-	-
EPS (Basic)	0.22	0.18	0.22	0.20	0.18
EPS (Diluted)	0.22	0.18	0.22	0.20	0.18
EPS Growth	25.65%	-20.46%	9.68%	11.47%	0.60%
Dividend Per Share	-	0.180	0.180	0.180	0.180
Dividend Growth	-	-	-	-	50.00%
Effective Tax Rate	26.11%	35.87%	31.98%	33.43%	30.04%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.