Bank of Jordan Cash Flow Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	37.76	44.01	35.02	44.02	40.14	36.01
Depreciation & Amortization	11.04	10.88	9.83	9.63	9.31	9.03
Other Amortization	1.86	1.79	1.61	1.6	1.44	1.47
Gain (Loss) on Sale of Assets	-0.04	-0.03	-0.09	-0.27	-0.07	-0.08
Gain (Loss) on Sale of Investments	-0.09	-0.03	0.09	-0.17	-0.19	-0.51
Total Asset Writedown	0.73	-0.26	0.03	-0.04	-0.16	-0.27
Provision for Credit Losses	25.81	20.07	18.34	14.2	5.99	17.6
Change in Trading Asset Securities	-	-	-	15	-	-
Change in Other Net Operating Assets	35.05	-127.92	-41.62	63.49	16.95	-65.78
Other Operating Activities	-9.67	-9.05	-5.4	13.09	-3.5	-6.9
Operating Cash Flow	102.46	-60.55	17.81	160.55	69.9	-9.43
Operating Cash Flow Growth	-	-	-88.91%	129.68%	-	-
Capital Expenditures	-11.5	-11.45	-8.27	-3.47	-2.36	-4.36
Sale of Property, Plant and Equipment	0.08	0.07	0.17	0.35	0.13	0.19
Investment in Securities	35.29	81.35	-8.42	-68.87	147.27	-10.49
Purchase / Sale of Intangibles	-1.88	-1.52	-2.84	-1.53	-0.91	-2.62
Other Investing Activities	0.35	1.73	-0.18	0.26	-0.12	-0.23
Investing Cash Flow	22.33	70.18	-19.54	-73.25	144.01	-17.5
Common Dividends Paid	-42.32	-35.73	-35.84	-35.69	-35.87	-24.48
Net Increase (Decrease) in Deposit Accounts	230	134.29	82.58	127.52	82.28	-0.87
Other Financing Activities	0.04	0.4	-0.03	3.61	0.15	1.43
Financing Cash Flow	187.72	98.96	46.71	95.44	46.56	-23.92
Foreign Exchange Rate Adjustments	5.65	5.79	4.62	3.54	4.11	3.13
Net Cash Flow	318.16	114.38	49.59	186.28	264.57	-47.73
Free Cash Flow	90.96	-72	9.54	157.07	67.54	-13.79
Free Cash Flow Growth	-	-	-93.92%	132.57%	-	-
Free Cash Flow Margin	56.66%	-42.12%	6.37%	102.81%	47.75%	-11.19%
Free Cash Flow Per Share	0.46	-0.36	0.05	0.79	0.34	-0.07
Cash Income Tax Paid	17.08	18.83	21.5	21.3	19.41	18.16

Source: S&P Global Market Intelligence. Banks template. Financial Sources.