Bank of Jordan (ASE:BOJX)

Bank of Jordan Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	184.62	187.64	197.06	185.3	143.86	128.9
Interest Income on Investments	1.02	0.76	0.57	0.76	0.66	0.55
Total Interest Income	185.64	188.4	197.63	186.06	144.53	129.45
Interest Paid on Deposits	60.24	58.76	62.42	50.71	28.47	20.67
Net Interest Income	125.4	129.64	135.21	135.35	116.06	108.77
Net Interest Income Growth (YoY)	-7.44%	-4.12%	-0.10%	16.63%	6.69%	0.33%
Gain (Loss) on Sale of Assets	0.09	0.09	0.03	0.27	0.07	0.08
Gain (Loss) on Sale of Investments	0.72	0.41	0.16	0.21	0.1	1.07
Other Non-Interest Income	58.42	59.8	35	31.68	31.63	29.42
Total Non-Interest Income	59.23	60.3	35.19	32.16	31.8	30.57
Non-Interest Income Growth (YoY)	53.55%	71.36%	9.42%	1.12%	4.02%	-32.16%
Revenues Before Loan Losses	184.63	189.93	170.4	167.51	147.85	139.35
Provision for Loan Losses	24.11	18.97	20.48	14.73	6.43	16.06
Revenue	160.52	170.96	149.92	152.78	141.43	123.29
Revenue Growth (YoY)	3.03%	14.04%	-1.87%	8.03%	14.71%	1.38%
Salaries and Employee Benefits	47.64	49.67	41.42	35.56	32.86	30.26
Occupancy Expenses	12.9	12.67	11.44	11.23	10.74	10.5
Selling, General & Administrative	10.79	10.79	9.5	7.88	8.66	7.5
Other Non-Interest Expense	36.52	36.22	32.33	32.76	27.99	23.31
Total Non-Interest Expense	108.59	109.09	94.73	87.38	80.08	71.3
EBT Excluding Unusual Items	51.93	61.88	55.18	65.4	61.35	51.99
Legal Settlements	-1.65	-1.65	-0.16	-0.04	-0.42	-0.1
Pretax Income	50.28	60.22	55.03	65.36	60.93	51.89
Income Tax Expense	12.01	15.72	19.74	20.9	20.37	15.59
Earnings From Continuing Operations	38.26	44.5	35.29	44.46	40.56	36.31
Minority Interest in Earnings	-0.5	-0.49	-0.27	-0.43	-0.42	-0.3
Net Income	37.76	44.01	35.02	44.02	40.14	36.01
Net Income to Common	37.76	44.01	35.02	44.02	40.14	36.01
Net Income Growth	5.10%	25.67%	-20.46%	9.68%	11.47%	0.60%
Basic Shares Outstanding	200	200	200	200	200	200
Diluted Shares Outstanding	200	200	200	200	200	200
EPS (Basic)	0.19	0.22	0.18	0.22	0.20	0.18
EPS (Diluted)	0.19	0.22	0.18	0.22	0.20	0.18
EPS Growth	5.10%	25.67%	-20.46%	9.68%	11.47%	0.60%
Dividend Per Share	0.180	0.180	0.180	0.180	0.180	0.180
Dividend Growth	-	-	-	-	-	50.00%
Effective Tax Rate	23.89%	26.11%	35.87%	31.98%	33.43%	30.04%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.