Bank of Jordan (ASE: BOJX)

Bank of Jordan Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	474.23	888.16	690.41	407.65	432.65	454.49
Investment Securities	850.26	414.16	362.02	545.88	533.14	572.16
Trading Asset Securities	0.36	0.35	15.44	15.23	15.16	0.67
Total Investments	850.62	414.51	377.45	561.11	548.3	572.83
Gross Loans	1,590	1,601	1,690	1,658	1,620	1,532
Allowance for Loan Losses	-156.97	-152.24	-162.4	-158.63	-141.73	-112.1
Other Adjustments to Gross Loans	-17.44	-16.05	-15.39	-13.44	-11.15	-9.91
Net Loans	1,416	1,433	1,512	1,486	1,467	1,410
Property, Plant & Equipment	58.51	57.98	55.74	58.18	47.61	47.07
Other Intangible Assets	6.82	7.4	7.48	8.01	6.87	5.99
Accrued Interest Receivable	11.35	10.31	9.02	11.26	10.39	13.06
Other Receivables	9.74	6.11	5.04	5.5	4.82	5.39
Restricted Cash	117.64	112.2	123.52	99.76	96.98	107.59
Other Current Assets	10.36	5.32	7.92	9.84	7.42	5.03
Long-Term Deferred Tax Assets	23.72	23.47	25.16	24.56	21.81	22.8
Other Real Estate Owned & Foreclosed	71.9	72.78	66.64	63.41	58.07	53.84
Other Long-Term Assets	7.89	6.14	4.18	4.81	10.76	10.48
Total Assets	3,059	3,037	2,885	2,740	2,712	2,708
Accrued Expenses	-	6.72	8.46	8.78	7.16	5.83
Interest Bearing Deposits	1,777	1,723	1,586	1,432	1,274	1,427
Non-Interest Bearing Deposits	497.38	525.25	523.79	577.47	712.39	647.55
Total Deposits	2,274	2,249	2,109	2,010	1,987	2,075
Short-Term Borrowings	-	0.15	-	0.01	7.33	-
Current Portion of Leases	2.07	2.23	1.72	2.62	2.08	2.54
Current Income Taxes Payable	16.65	19.25	21.5	20.06	19.88	23.8
Accrued Interest Payable	13.92	13.06	8.02	3.18	5.47	10.39
Other Current Liabilities	11.26	87.47	67.42	124.49	128.48	74.18
Long-Term Debt	13.79	15.52	40.3	56.56	61.97	8.92
Long-Term Leases	17.26	18.5	15.66	12.96	13.44	12.21
Long-Term Unearned Revenue	0.31	0.4	0.14	0.07	0.03	0.04
Pension & Post-Retirement Benefits	4.46	4.18	3.87	4.38	4.25	4.03
Long-Term Deferred Tax Liabilities	0.14	0.47	0.11	0.05	0.05	3.08
Other Long-Term Liabilities	185.17	82.88	65.83	11.41	13.07	68.43
Total Liabilities	2,539	2,500	2,342	2,254	2,250	2,288
Common Stock	200	200	200	200	200	200
Retained Earnings	288.04	301.8	293.73	290.4	273.71	201.65
Comprehensive Income & Other	17.37	22.23	35.46	-16.99	-18.95	12.69
Total Common Equity	505.41	524.03	529.19	473.41	454.76	414.33
Minority Interest	13.98	13.68	13.15	12.66	7.65	5.77
Shareholders' Equity	519.39	537.71	542.34	486.06	462.41	420.11
Total Liabilities & Equity	3,059	3,037	2,885	2,740	2,712	2,708
Total Debt	33.12	36.4	57.67	72.14	84.82	23.67
Net Cash (Debt)	892.49	863.2	659.75	450.62	463.15	650.25
Net Cash Growth	24.36%	30.84%	46.41%	-2.70%	-28.77%	2.05%
Net Cash Per Share	4.46	4.32	3.30	2.25	2.32	3.25
Filing Date Shares Outstanding	200	200	200	200	200	200
Total Common Shares Outstanding	200	200	200	200	200	200
Book Value Per Share	2.53	2.62	2.65	2.37	2.27	2.07
Tangible Book Value	498.59	516.64	521.71	465.4	447.89	408.35
Tangible Book Value Per Share	2.49	2.58	2.61	2.33	2.24	2.04

Source: S&P Capital IQ. Banks template. Financial Sources.