Bank of Jordan Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	551.32	531.37	426.56	690.41	407.65
Investment Securities	785.08	803.11	874.63	362.02	545.88
Trading Asset Securities	0.39	0.39	0.35	15.44	15.23
Total Investments	785.47	803.5	874.98	377.45	561.11
Gross Loans	1,742	1,687	1,601	1,690	1,658
Allowance for Loan Losses	-157.43	-170.04	-152.24	-162.4	-158.63
Other Adjustments to Gross Loans	-13.34	-18.21	-16.05	-15.39	-13.44
Net Loans	1,572	1,499	1,433	1,512	1,486
Property, Plant & Equipment	61.14	59.44	57.98	55.74	58.18
Other Intangible Assets	8.37	8.63	7.4	7.48	8.01
Accrued Interest Receivable	11.81	11.64	10.31	9.02	11.26
Other Receivables	10.99	6.88	6.11	5.04	5.5
Restricted Cash	132.67	122.1	113.32	123.52	99.76
Other Current Assets	7.88	6.48	5.32	7.92	9.84
Long-Term Deferred Tax Assets	24.27	25.13	23.47	25.16	24.56
Other Real Estate Owned & Foreclosed	78.87	74.08	72.78	66.64	63.41
Other Long-Term Assets	13.96	6.91	6.14	4.18	4.81
Total Assets	3,258	3,155	3,037	2,885	2,740
Accrued Expenses	10.42	6.77	6.72	8.46	8.78
Interest Bearing Deposits	1,874	1,759	1,723	1,586	1,432
Non-Interest Bearing Deposits	540.53	534.71	525.25	523.79	577.47
Total Deposits	2,415	2,294	2,249	2,109	2,010
Short-Term Borrowings	1.69	-	0.15	-	0.01
Current Portion of Leases	5.15	3.55	2.23	1.72	2.62
Current Income Taxes Payable	15.17	19.14	19.25	21.5	20.06
Accrued Interest Payable	13.06	14.89	13.06	8.02	3.18
Other Current Liabilities	109.27	106.15	87.47	67.42	124.49
Long-Term Debt	23.29	19	15.52	40.3	56.56
Long-Term Leases	18.54	17.28	18.5	15.66	12.96
Long-Term Unearned Revenue	0.4	0.34	0.4	0.14	0.07
Pension & Post-Retirement Benefits	3.44	4.62	4.18	3.87	4.38
Long-Term Deferred Tax Liabilities	0.24	0.23	0.47	0.11	0.05
Other Long-Term Liabilities	109.99	127.01	82.88	65.83	11.41
Total Liabilities	2,726	2,613	2,500	2,342	2,254
Common Stock	200	200	200	200	200
Retained Earnings	308.67	300.66	301.8	293.73	290.4
Comprehensive Income & Other	9.41	27.64	22.23	35.46	-16.99
Total Common Equity	518.08	528.3	524.03	529.19	473.41
Minority Interest	14.63	13.93	13.68	13.15	12.66
Shareholders' Equity	532.71	542.23	537.71	542.34	486.06
Total Liabilities & Equity	3,258	3,155	3,037	2,885	2,740
Total Debt	48.67	39.82	36.4	57.67	72.14
Net Cash (Debt)	971.45	878.63	862.07	659.75	450.62
Net Cash Growth	10.56%	1.92%	30.67%	46.41%	-2.70%
Net Cash Per Share	4.86	4.39	4.31	3.30	2.25
Filing Date Shares Outstanding	200	200	200	200	200
Total Common Shares Outstanding	200	200	200	200	200
Book Value Per Share	2.59	2.64	2.62	2.65	2.37
Tangible Book Value	509.71	519.67	516.64	521.71	465.4
Tangible Book Value Per Share	2.55	2.60	2.58	2.61	2.33

Source: S&P Global Market Intelligence. Banks template. Financial Sources.