Bank of Jordan (ASE:BOJX)

Bank of Jordan Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	531.37	426.56	690.41	407.65	432.65
Investment Securities	803.11	874.63	362.02	545.88	533.14
Trading Asset Securities	0.39	0.35	15.44	15.23	15.16
Total Investments	803.5	874.98	377.45	561.11	548.3
Gross Loans	1,687	1,601	1,690	1,658	1,620
Allowance for Loan Losses	-170.04	-152.24	-162.4	-158.63	-141.73
Other Adjustments to Gross Loans	-18.21	-16.05	-15.39	-13.44	-11.15
Net Loans	1,499	1,433	1,512	1,486	1,467
Property, Plant & Equipment	59.44	57.98	55.74	58.18	47.61
Other Intangible Assets	8.63	7.4	7.48	8.01	6.87
Accrued Interest Receivable	11.64	10.31	9.02	11.26	10.39
Other Receivables	6.88	6.11	5.04	5.5	4.82
Restricted Cash	122.1	113.32	123.52	99.76	96.98
Other Current Assets	6.48	5.32	7.92	9.84	7.42
Long-Term Deferred Tax Assets	25.13	23.47	25.16	24.56	21.81
Other Real Estate Owned & Foreclosed	74.08	72.78	66.64	63.41	58.07
Other Long-Term Assets	6.91	6.14	4.18	4.81	10.76
Total Assets	3,155	3,037	2,885	2,740	2,712
Accrued Expenses	6.77	6.72	8.46	8.78	7.16
Interest Bearing Deposits	1,769	1,723	1,586	1,432	1,274
Non-Interest Bearing Deposits	534.71	525.25	523.79	577.47	712.39
Total Deposits	2,304	2,249	2,109	2,010	1,987
Short-Term Borrowings	-	0.15	-	0.01	7.33
Current Portion of Leases	3.55	2.23	1.72	2.62	2.08
Current Income Taxes Payable	19.14	19.25	21.5	20.06	19.88
Accrued Interest Payable	14.89	13.06	8.02	3.18	5.47
Other Current Liabilities	106.15	87.47	67.42	124.49	128.48
Long-Term Debt	19	15.52	40.3	56.56	61.97
Long-Term Leases	17.28	18.5	15.66	12.96	13.44
Long-Term Unearned Revenue	0.34	0.4	0.14	0.07	0.03
Pension & Post-Retirement Benefits	4.62	4.18	3.87	4.38	4.25
Long-Term Deferred Tax Liabilities	0.23	0.47	0.11	0.05	0.05
Other Long-Term Liabilities	116.96	82.88	65.83	11.41	13.07
Total Liabilities	2,613	2,500	2,342	2,254	2,250
Common Stock	200	200	200	200	200
Retained Earnings	300.66	301.8	293.73	290.4	273.71
Comprehensive Income & Other	27.64	22.23	35.46	-16.99	-18.95
Total Common Equity	528.3	524.03	529.19	473.41	454.76
Minority Interest	13.93	13.68	13.15	12.66	7.65
Shareholders' Equity	542.23	537.71	542.34	486.06	462.41
Total Liabilities & Equity	3,155	3,037	2,885	2,740	2,712
Total Debt	39.82	36.4	57.67	72.14	84.82
Net Cash (Debt)	878.63	862.07	659.75	450.62	463.15
Net Cash Growth	1.92%	30.67%	46.41%	-2.70%	-28.77%
Net Cash Per Share	4.39	4.31	3.30	2.25	2.32
Filing Date Shares Outstanding	200	200	200	200	200
Total Common Shares Outstanding	200	200	200	200	200
Book Value Per Share	2.64	2.62	2.65	2.37	2.27
Tangible Book Value	519.67	516.64	521.71	465.4	447.89
Tangible Book Value Per Share	2.60	2.58	2.61	2.33	2.24

Source: S&P Global Market Intelligence. Banks template. Financial Sources.