Bank of Jordan (ASE: BOJX)

Bank of Jordan Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	444.43	888.16	690.41	407.65	432.65	454.49
Investment Securities	891.76	414.16	362.02	545.88	533.14	572.16
Trading Asset Securities	0.36	0.35	15.44	15.23	15.16	0.67
Total Investments	892.12	414.51	377.45	561.11	548.3	572.83
Gross Loans	1,657	1,601	1,690	1,658	1,620	1,532
Allowance for Loan Losses	-164.65	-152.24	-162.4	-158.63	-141.73	-112.1
Other Adjustments to Gross Loans	-17.74	-16.05	-15.39	-13.44	-11.15	-9.91
Net Loans	1,475	1,433	1,512	1,486	1,467	1,410
Property, Plant & Equipment	59.43	57.98	55.74	58.18	47.61	47.07
Other Intangible Assets	6.78	7.4	7.48	8.01	6.87	5.99
Accrued Interest Receivable	9.09	10.31	9.02	11.26	10.39	13.06
Other Receivables	10.89	6.11	5.04	5.5	4.82	5.39
Restricted Cash	122.13	112.2	123.52	99.76	96.98	107.59
Other Current Assets	9.49	5.32	7.92	9.84	7.42	5.03
Long-Term Deferred Tax Assets	25.15	23.47	25.16	24.56	21.81	22.8
Other Real Estate Owned & Foreclosed	73.01	72.78	66.64	63.41	58.07	53.84
Other Long-Term Assets	6.24	6.14	4.18	4.81	10.76	10.48
Total Assets	3,134	3,037	2,885	2,740	2,712	2,708
Accrued Expenses	-	6.72	8.46	8.78	7.16	5.83
Interest Bearing Deposits	2,333	1,723	1,586	1,432	1,274	1,427
Non-Interest Bearing Deposits	-	525.25	523.79	577.47	712.39	647.55
Total Deposits	2,333	2,249	2,109	2,010	1,987	2,075
Short-Term Borrowings	0	0.15	-	0.01	7.33	-
Current Portion of Leases	2.14	2.23	1.72	2.62	2.08	2.54
Current Income Taxes Payable	16.64	19.25	21.5	20.06	19.88	23.8
Accrued Interest Payable	15.19	13.06	8.02	3.18	5.47	10.39
Other Current Liabilities	12.57	87.47	67.42	124.49	128.48	74.18
Long-Term Debt	16.06	15.52	40.3	56.56	61.97	8.92
Long-Term Leases	17.72	18.5	15.66	12.96	13.44	12.21
Long-Term Unearned Revenue	0.28	0.4	0.14	0.07	0.03	0.04
Pension & Post-Retirement Benefits	-	4.18	3.87	4.38	4.25	4.03
Long-Term Deferred Tax Liabilities	0.39	0.47	0.11	0.05	0.05	3.08
Other Long-Term Liabilities	191.83	82.88	65.83	11.41	13.07	68.43
Total Liabilities	2,606	2,500	2,342	2,254	2,250	2,288
Common Stock	200	200	200	200	200	200
Retained Earnings	295.53	301.8	293.73	290.4	273.71	201.65
Comprehensive Income & Other	18.35	22.23	35.46	-16.99	-18.95	12.69
Total Common Equity	513.88	524.03	529.19	473.41	454.76	414.33
Minority Interest	14.15	13.68	13.15	12.66	7.65	5.77
Shareholders' Equity	528.02	537.71	542.34	486.06	462.41	420.11
Total Liabilities & Equity	3,134	3,037	2,885	2,740	2,712	2,708
Total Debt	35.91	36.4	57.67	72.14	84.82	23.67
Net Cash (Debt)	909.55	863.2	659.75	450.62	463.15	650.25
Net Cash Growth	23.87%	30.84%	46.41%	-2.70%	-28.77%	2.05%
Net Cash Per Share	4.55	4.32	3.30	2.25	2.32	3.25
Filing Date Shares Outstanding	200	200	200	200	200	200
Total Common Shares Outstanding	200	200	200	200	200	200
Book Value Per Share	2.57	2.62	2.65	2.37	2.27	2.07
Tangible Book Value	507.1	516.64	521.71	465.4	447.89	408.35
Tangible Book Value Per Share	2.54	2.58	2.61	2.33	2.24	2.04

Source: S&P Capital IQ. Banks template. Financial Sources.