Bank of Jordan Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,151	531.37	426.56	690.41	407.65
Investment Securities	318.07	803.11	874.63	362.02	545.88
Trading Asset Securities	0.39	0.39	0.35	15.44	15.23
Total Investments	318.46	803.5	874.98	377.45	561.11
Gross Loans	1,572	1,687	1,601	1,690	1,658
Allowance for Loan Losses	-	-170.04	-152.24	-162.4	-158.63
Other Adjustments to Gross Loans	-	-18.21	-16.05	-15.39	-13.44
Net Loans	1,572	1,499	1,433	1,512	1,486
Property, Plant & Equipment	67.13	59.44	57.98	55.74	58.18
Other Intangible Assets	8.37	8.63	7.4	7.48	8.01
Accrued Interest Receivable	-	11.64	10.31	9.02	11.26
Other Receivables	-	6.88	6.11	5.04	5.5
Restricted Cash	-	122.1	113.32	123.52	99.76
Other Current Assets	-	6.48	5.32	7.92	9.84
Long-Term Deferred Tax Assets	24.27	25.13	23.47	25.16	24.56
Other Real Estate Owned & Foreclosed	-	74.08	72.78	66.64	63.41
Other Long-Term Assets	117.51	6.91	6.14	4.18	4.81
Total Assets	3,258	3,155	3,037	2,885	2,740
Accrued Expenses	-	6.77	6.72	8.46	8.78
Interest Bearing Deposits	2,415	1,769	1,723	1,586	1,432
Non-Interest Bearing Deposits	-	534.71	525.25	523.79	577.47
Total Deposits	2,415	2,304	2,249	2,109	2,010
Short-Term Borrowings	-	-	0.15	-	0.01
Current Portion of Leases	-	3.55	2.23	1.72	2.62
Current Income Taxes Payable	15.17	19.14	19.25	21.5	20.06
Accrued Interest Payable	-	14.89	13.06	8.02	3.18
Other Current Liabilities	-	106.15	87.47	67.42	124.49
Long-Term Debt	46.97	19	15.52	40.3	56.56
Long-Term Leases	-	17.28	18.5	15.66	12.96
Long-Term Unearned Revenue	-	0.34	0.4	0.14	0.07
Pension & Post-Retirement Benefits	-	4.62	4.18	3.87	4.38
Long-Term Deferred Tax Liabilities	0.24	0.23	0.47	0.11	0.05
Other Long-Term Liabilities	248.27	116.96	82.88	65.83	11.41
Total Liabilities	2,726	2,613	2,500	2,342	2,254
Common Stock	200	200	200	200	200
Retained Earnings	308.67	300.66	301.8	293.73	290.4
Comprehensive Income & Other	9.41	27.64	22.23	35.46	-16.99
Total Common Equity	518.08	528.3	524.03	529.19	473.41
Minority Interest	14.63	13.93	13.68	13.15	12.66
Shareholders' Equity	532.71	542.23	537.71	542.34	486.06
Total Liabilities & Equity	3,258	3,155	3,037	2,885	2,740
Total Debt	46.97	39.82	36.4	57.67	72.14
Net Cash (Debt)	1,106	878.63	862.07	659.75	450.62
Net Cash Growth	25.86%	1.92%	30.67%	46.41%	-2.70%
Net Cash Per Share	5.53	4.39	4.31	3.30	2.25
Filing Date Shares Outstanding	200.1	200	200	200	200
Total Common Shares Outstanding	200.1	200	200	200	200
Book Value Per Share	2.59	2.64	2.62	2.65	2.37
Tangible Book Value	509.71	519.67	516.64	521.71	465.4
Tangible Book Value Per Share	2.55	2.60	2.58	2.61	2.33

Source: S&P Global Market Intelligence. Banks template. Financial Sources.