Bank of Jordan (ASE:BOJX)

Bank of Jordan Cash Flow Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	44.01	35.02	44.02	40.14	36.01
Depreciation & Amortization	12.67	9.83	9.63	9.31	9.03
Other Amortization	-	1.61	1.6	1.44	1.47
Gain (Loss) on Sale of Assets	-0.03	-0.09	-0.27	-0.07	-0.08
Gain (Loss) on Sale of Investments	18.94	0.09	-0.17	-0.19	-0.51
Total Asset Writedown	-0.26	0.03	-0.04	-0.16	-0.27
Provision for Credit Losses	-	18.34	14.2	5.99	17.6
Change in Trading Asset Securities	-	-	15	-	-
Change in Other Net Operating Assets	-127.92	-41.62	63.49	16.95	-65.78
Other Operating Activities	-7.95	-5.4	13.09	-3.5	-6.9
Operating Cash Flow	-60.55	17.81	160.55	69.9	-9.43
Operating Cash Flow Growth	-	-88.91%	129.68%	-	-
Capital Expenditures	-11.45	-8.27	-3.47	-2.36	-4.36
Sale of Property, Plant and Equipment	0.07	0.17	0.35	0.13	0.19
Investment in Securities	81.35	-8.42	-68.87	147.27	-10.49
Purchase / Sale of Intangibles	-1.52	-2.84	-1.53	-0.91	-2.62
Other Investing Activities	1.73	-0.18	0.26	-0.12	-0.23
Investing Cash Flow	70.18	-19.54	-73.25	144.01	-17.5
Common Dividends Paid	-35.73	-35.84	-35.69	-35.87	-24.48
Net Increase (Decrease) in Deposit Accounts	134.29	82.58	127.52	82.28	-0.87
Other Financing Activities	0.4	-0.03	3.61	0.15	1.43
Financing Cash Flow	98.96	46.71	95.44	46.56	-23.92
Foreign Exchange Rate Adjustments	5.79	4.62	3.54	4.11	3.13
Net Cash Flow	114.38	49.59	186.28	264.57	-47.73
Free Cash Flow	-72	9.54	157.07	67.54	-13.79
Free Cash Flow Growth	-	-93.92%	132.57%	-	-
Free Cash Flow Margin	-42.03%	6.37%	102.81%	47.75%	-11.19%
Free Cash Flow Per Share	-0.36	0.05	0.79	0.34	-0.07
Cash Income Tax Paid	-	21.5	21.3	19.41	18.16

Source: S&P Global Market Intelligence. Banks template. Financial Sources.