Cairo Amman Bank (ASE:CABK)

Cairo Amman Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	228.97	245.62	239.52	188.48	172
Interest Income on Investments	6.31	5.16	2.57	2.35	2.6
Total Interest Income	235.28	250.78	242.09	190.83	174.6
Interest Paid on Deposits	102.76	111.74	98.06	66.78	56.11
Net Interest Income	132.52	139.04	144.03	124.05	118.49
Net Interest Income Growth (YoY)	-4.69%	-3.46%	16.11%	4.69%	6.96%
Gain (Loss) on Sale of Assets	-0.13	-0.12	-0	0.03	0.09
Gain (Loss) on Sale of Investments	5.19	1.02	0.99	0.99	5.84
Other Non-Interest Income	26.41	30.01	31.49	32.84	31.3
Total Non-Interest Income	31.46	30.9	32.47	33.87	37.23
Non-Interest Income Growth (YoY)	1.82%	-4.84%	-4.13%	-9.02%	41.77%
Revenues Before Loan Losses	163.98	169.94	176.5	157.92	155.72
Provision for Loan Losses	14.91	48.55	29.81	15.53	17.63
Revenue	149.07	121.39	146.69	142.39	138.09
Revenue Growth (YoY)	22.80%	-17.24%	3.02%	3.12%	16.52%
Salaries and Employee Benefits	48.19	47.46	46.94	45.96	44.97
Occupancy Expenses	8.28	7.88	7.63	7.08	7.86
Selling, General & Administrative	2.69	2.16	3.28	3.56	3.83
Other Non-Interest Expense	49.02	44.81	37.25	32.92	29.41
Total Non-Interest Expense	108.22	101.8	95.14	89.69	86.58
EBT Excluding Unusual Items	40.85	19.6	51.55	52.7	51.51
Legal Settlements	-0.33	-1.11	-0.1	-0.05	-0.2
Pretax Income	40.52	18.49	51.45	52.65	51.31
Income Tax Expense	14.02	4.24	16.47	17.67	18.62
Earnings From Continuing Operations	26.5	14.25	34.98	34.98	32.69
Minority Interest in Earnings	0.74	2.31	0.31	-0.37	0.11
Net Income	27.24	16.56	35.28	34.61	32.8
Net Income to Common	27.24	16.56	35.28	34.61	32.8
Net Income Growth	64.51%	-53.06%	1.94%	5.53%	80.60%
Basic Shares Outstanding	200	200	200	200	200
Diluted Shares Outstanding	200	200	200	200	200
EPS (Basic)	0.14	0.08	0.18	0.17	0.16
EPS (Diluted)	0.14	0.08	0.18	0.17	0.16
EPS Growth	64.51%	-53.07%	1.94%	5.53%	80.60%
Dividend Per Share	0.070	0.060	0.067	0.095	0.086
Dividend Growth	16.67%	-9.77%	-30.00%	11.11%	-25.00%
Effective Tax Rate	34.61%	22.91%	32.02%	33.56%	36.29%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.