Cairo Amman Bank (ASE:CABK)

Cairo Amman Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	245.62	239.52	188.48	172	171.02
Interest Income on Investments	5.16	2.57	2.35	2.6	2.15
Total Interest Income	250.78	242.09	190.83	174.6	173.17
Interest Paid on Deposits	111.74	98.06	66.78	56.11	62.4
Net Interest Income	139.04	144.03	124.05	118.49	110.78
Net Interest Income Growth (YoY)	-3.46%	16.11%	4.69%	6.96%	5.49%
Gain (Loss) on Sale of Assets	-0.12	-0	0.03	0.09	-0.17
Gain (Loss) on Sale of Investments	1.02	0.99	0.99	5.84	-1.48
Other Non-Interest Income	30.01	31.49	32.84	31.3	27.9
Total Non-Interest Income	30.9	32.47	33.87	37.23	26.26
Non-Interest Income Growth (YoY)	-4.84%	-4.13%	-9.02%	41.77%	-15.64%
Revenues Before Loan Losses	169.94	176.5	157.92	155.72	137.03
Provision for Loan Losses	48.55	29.81	15.53	17.63	18.52
Revenue	121.39	146.69	142.39	138.09	118.51
Revenue Growth (YoY)	-17.24%	3.02%	3.12%	16.52%	-7.66%
Salaries and Employee Benefits	47.46	46.94	45.96	44.97	41.94
Occupancy Expenses	7.88	7.63	7.08	7.86	9.17
Selling, General & Administrative	2.16	3.28	3.56	3.83	8.13
Other Non-Interest Expense	44.81	37.25	32.92	29.41	27.13
Total Non-Interest Expense	101.8	95.14	89.69	86.58	86.4
EBT Excluding Unusual Items	19.6	51.55	52.7	51.51	32.12
Legal Settlements	-1.11	-0.1	-0.05	-0.2	-1.42
Pretax Income	18.49	51.45	52.65	51.31	30.7
Income Tax Expense	4.24	16.47	17.67	18.62	13.23
Earnings From Continuing Operations	14.25	34.98	34.98	32.69	17.47
Minority Interest in Earnings	2.31	0.31	-0.37	0.11	0.69
Net Income	16.56	35.28	34.61	32.8	18.16
Net Income to Common	16.56	35.28	34.61	32.8	18.16
Net Income Growth	-53.06%	1.94%	5.53%	80.60%	-35.36%
Basic Shares Outstanding	200	200	200	200	200
Diluted Shares Outstanding	200	200	200	200	200
EPS (Basic)	0.08	0.18	0.17	0.16	0.09
EPS (Diluted)	0.08	0.18	0.17	0.16	0.09
EPS Growth	-53.07%	1.94%	5.53%	80.60%	-35.36%
Dividend Per Share	0.060	0.067	0.095	0.086	0.114
Dividend Growth	-9.77%	-30.00%	11.11%	-25.00%	40.74%
Effective Tax Rate	22.91%	32.02%	33.56%	36.29%	43.09%

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.