Cairo Amman Bank (ASE:CABK)

Cairo Amman Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	232.83	245.62	239.52	188.48	172	171.02
Interest Income on Investments	0.02	5.16	2.57	2.35	2.6	2.15
Total Interest Income	232.85	250.78	242.09	190.83	174.6	173.17
Interest Paid on Deposits	104.31	111.74	98.06	66.78	56.11	62.4
Net Interest Income	128.54	139.04	144.03	124.05	118.49	110.78
Net Interest Income Growth (YoY)	-7.78%	-3.46%	16.11%	4.69%	6.96%	5.49%
Gain (Loss) on Sale of Assets	-0.12	-0.12	-0	0.03	0.09	-0.17
Gain (Loss) on Sale of Investments	4.13	1.02	0.99	0.99	5.84	-1.48
Other Non-Interest Income	33.5	30.01	31.49	32.84	31.3	27.9
Total Non-Interest Income	37.52	30.9	32.47	33.87	37.23	26.26
Non-Interest Income Growth (YoY)	18.59%	-4.84%	-4.13%	-9.02%	41.77%	-15.64%
Revenues Before Loan Losses	166.06	169.94	176.5	157.92	155.72	137.03
Provision for Loan Losses	20.31	48.55	29.81	15.53	17.63	18.52
Revenue	145.74	121.39	146.69	142.39	138.09	118.51
Revenue Growth (YoY)	16.50%	-17.24%	3.02%	3.12%	16.52%	-7.66%
Salaries and Employee Benefits	46.62	47.46	46.94	45.96	44.97	41.94
Occupancy Expenses	8.51	7.88	7.63	7.08	7.86	9.17
Selling, General & Administrative	2.16	2.16	3.28	3.56	3.83	8.13
Other Non-Interest Expense	48.37	44.81	37.25	32.92	29.41	27.13
Total Non-Interest Expense	105.15	101.8	95.14	89.69	86.58	86.4
EBT Excluding Unusual Items	40.59	19.6	51.55	52.7	51.51	32.12
Legal Settlements	-1.11	-1.11	-0.1	-0.05	-0.2	-1.42
Pretax Income	39.49	18.49	51.45	52.65	51.31	30.7
Income Tax Expense	13.01	4.24	16.47	17.67	18.62	13.23
Earnings From Continuing Operations	26.48	14.25	34.98	34.98	32.69	17.47
Minority Interest in Earnings	0.28	2.31	0.31	-0.37	0.11	0.69
Net Income	26.76	16.56	35.28	34.61	32.8	18.16
Net Income to Common	26.76	16.56	35.28	34.61	32.8	18.16
Net Income Growth	41.74%	-53.06%	1.94%	5.53%	80.60%	-35.36%
Basic Shares Outstanding	-	200	200	200	200	200
Diluted Shares Outstanding	-	200	200	200	200	200
EPS (Basic)	-	0.08	0.18	0.17	0.16	0.09
EPS (Diluted)	-	0.08	0.18	0.17	0.16	0.09
EPS Growth	-	-53.07%	1.94%	5.53%	80.60%	-35.36%
Dividend Per Share	0.060	0.060	0.067	0.095	0.086	0.114
Dividend Growth	-9.77%	-9.77%	-30.00%	11.11%	-25.00%	40.74%
Effective Tax Rate	32.94%	22.91%	32.02%	33.56%	36.29%	43.09%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.