Cairo Amman Bank (ASE:CABK)

Cairo Amman Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	-	239.52	188.48	172	171.02
Interest Income on Investments	-	2.57	2.35	2.6	2.15
Total Interest Income	-	242.09	190.83	174.6	173.17
Interest Paid on Deposits	-	98.06	66.78	56.11	62.4
Net Interest Income	-	144.03	124.05	118.49	110.78
Net Interest Income Growth (YoY)	-	16.11%	4.69%	6.96%	5.49%
Gain (Loss) on Sale of Assets	-	-0	0.03	0.09	-0.17
Gain (Loss) on Sale of Investments	-	0.99	0.99	5.84	-1.48
Other Non-Interest Income	169.94	31.49	32.84	31.3	27.9
Total Non-Interest Income	169.94	32.47	33.87	37.23	26.26
Non-Interest Income Growth (YoY)	423.37%	-4.13%	-9.02%	41.77%	-15.64%
Revenues Before Loan Losses	169.94	176.5	157.92	155.72	137.03
Provision for Loan Losses	-	29.81	15.53	17.63	18.52
Revenue	169.94	146.69	142.39	138.09	118.51
Revenue Growth (YoY)	15.85%	3.02%	3.12%	16.52%	-7.66%
Salaries and Employee Benefits	-	46.94	45.96	44.97	41.94
Occupancy Expenses	-	7.63	7.08	7.86	9.17
Selling, General & Administrative	102.31	3.28	3.56	3.83	8.13
Other Non-Interest Expense	49.14	37.25	32.92	29.41	27.13
Total Non-Interest Expense	151.45	95.14	89.69	86.58	86.4
EBT Excluding Unusual Items	18.49	51.55	52.7	51.51	32.12
Legal Settlements	-	-0.1	-0.05	-0.2	-1.42
Pretax Income	18.49	51.45	52.65	51.31	30.7
Income Tax Expense	4.24	16.47	17.67	18.62	13.23
Earnings From Continuing Operations	14.25	34.98	34.98	32.69	17.47
Minority Interest in Earnings	2.31	0.31	-0.37	0.11	0.69
Net Income	16.56	35.28	34.61	32.8	18.16
Net Income to Common	16.56	35.28	34.61	32.8	18.16
Net Income Growth	-53.07%	1.94%	5.53%	80.60%	-35.36%
Basic Shares Outstanding	200	200	200	200	200
Diluted Shares Outstanding	200	200	200	200	200
Shares Change (YoY)	0.00%	-	-	-	-
EPS (Basic)	0.08	0.18	0.17	0.16	0.09
EPS (Diluted)	0.08	0.18	0.17	0.16	0.09
EPS Growth	-53.07%	1.94%	5.53%	80.60%	-35.36%
Dividend Per Share	-	0.067	0.095	0.086	0.114
Dividend Growth	-	-30.00%	11.11%	-25.00%	40.74%
Effective Tax Rate	22.91%	32.01%	33.56%	36.29%	43.09%

Source: S&P Capital IQ. Banks template. Financial Sources.