Cairo Amman Bank (ASE:CABK)

Cairo Amman Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	241.95	245.62	239.52	188.48	172	171.02
Interest Income on Investments	9.49	5.16	2.57	2.35	2.6	2.15
Total Interest Income	251.45	250.78	242.09	190.83	174.6	173.17
Interest Paid on Deposits	109.15	111.74	98.06	66.78	56.11	62.4
Net Interest Income	142.3	139.04	144.03	124.05	118.49	110.78
Net Interest Income Growth (YoY)	1.42%	-3.46%	16.11%	4.69%	6.96%	5.49%
Gain (Loss) on Sale of Assets	-0.12	-0.12	-0	0.03	0.09	-0.17
Gain (Loss) on Sale of Investments	1.78	1.02	0.99	0.99	5.84	-1.48
Other Non-Interest Income	28.23	30.01	31.49	32.84	31.3	27.9
Total Non-Interest Income	29.89	30.9	32.47	33.87	37.23	26.26
Non-Interest Income Growth (YoY)	-4.56%	-4.84%	-4.13%	-9.02%	41.77%	-15.64%
Revenues Before Loan Losses	172.19	169.94	176.5	157.92	155.72	137.03
Provision for Loan Losses	42.21	48.55	29.81	15.53	17.63	18.52
Revenue	129.98	121.39	146.69	142.39	138.09	118.51
Revenue Growth (YoY)	-7.10%	-17.24%	3.02%	3.12%	16.52%	-7.66%
Salaries and Employee Benefits	47.45	47.46	46.94	45.96	44.97	41.94
Occupancy Expenses	8.08	7.88	7.63	7.08	7.86	9.17
Selling, General & Administrative	2.16	2.16	3.28	3.56	3.83	8.13
Other Non-Interest Expense	47.1	44.81	37.25	32.92	29.41	27.13
Total Non-Interest Expense	104.27	101.8	95.14	89.69	86.58	86.4
EBT Excluding Unusual Items	25.71	19.6	51.55	52.7	51.51	32.12
Legal Settlements	-1.11	-1.11	-0.1	-0.05	-0.2	-1.42
Pretax Income	24.6	18.49	51.45	52.65	51.31	30.7
Income Tax Expense	6.72	4.24	16.47	17.67	18.62	13.23
Earnings From Continuing Operations	17.88	14.25	34.98	34.98	32.69	17.47
Minority Interest in Earnings	1.5	2.31	0.31	-0.37	0.11	0.69
Net Income	19.39	16.56	35.28	34.61	32.8	18.16
Net Income to Common	19.39	16.56	35.28	34.61	32.8	18.16
Net Income Growth	-38.09%	-53.06%	1.94%	5.53%	80.60%	-35.36%
Basic Shares Outstanding	200	200	200	200	200	200
Diluted Shares Outstanding	200	200	200	200	200	200
EPS (Basic)	0.10	0.08	0.18	0.17	0.16	0.09
EPS (Diluted)	0.10	0.08	0.18	0.17	0.16	0.09
EPS Growth	-38.09%	-53.07%	1.94%	5.53%	80.60%	-35.36%
Dividend Per Share	0.060	0.060	0.067	0.095	0.086	0.114
Dividend Growth	-9.77%	-9.77%	-30.00%	11.11%	-25.00%	40.74%
Effective Tax Rate	27.31%	22.91%	32.02%	33.56%	36.29%	43.09%

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.