Cairo Amman Bank (ASE:CABK)

Cairo Amman Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	236.23	245.62	239.52	188.48	172	171.02
Interest Income on Investments	6.29	5.16	2.57	2.35	2.6	2.15
Total Interest Income	242.53	250.78	242.09	190.83	174.6	173.17
Interest Paid on Deposits	106.57	111.74	98.06	66.78	56.11	62.4
Net Interest Income	135.96	139.04	144.03	124.05	118.49	110.78
Net Interest Income Growth (YoY)	-4.69%	-3.46%	16.11%	4.69%	6.96%	5.49%
Gain (Loss) on Sale of Assets	-0.12	-0.12	-0	0.03	0.09	-0.17
Gain (Loss) on Sale of Investments	3.36	1.02	0.99	0.99	5.84	-1.48
Other Non-Interest Income	27.77	30.01	31.49	32.84	31.3	27.9
Total Non-Interest Income	31.01	30.9	32.47	33.87	37.23	26.26
Non-Interest Income Growth (YoY)	-1.06%	-4.84%	-4.13%	-9.02%	41.77%	-15.64%
Revenues Before Loan Losses	166.97	169.94	176.5	157.92	155.72	137.03
Provision for Loan Losses	24.75	48.55	29.81	15.53	17.63	18.52
Revenue	142.22	121.39	146.69	142.39	138.09	118.51
Revenue Growth (YoY)	13.21%	-17.24%	3.02%	3.12%	16.52%	-7.66%
Salaries and Employee Benefits	46.88	47.46	46.94	45.96	44.97	41.94
Occupancy Expenses	8.27	7.88	7.63	7.08	7.86	9.17
Selling, General & Administrative	2.16	2.16	3.28	3.56	3.83	8.13
Other Non-Interest Expense	47.6	44.81	37.25	32.92	29.41	27.13
Total Non-Interest Expense	104.39	101.8	95.14	89.69	86.58	86.4
EBT Excluding Unusual Items	37.83	19.6	51.55	52.7	51.51	32.12
Legal Settlements	-1.11	-1.11	-0.1	-0.05	-0.2	-1.42
Pretax Income	36.73	18.49	51.45	52.65	51.31	30.7
Income Tax Expense	13.58	4.24	16.47	17.67	18.62	13.23
Earnings From Continuing Operations	23.14	14.25	34.98	34.98	32.69	17.47
Minority Interest in Earnings	0.73	2.31	0.31	-0.37	0.11	0.69
Net Income	23.88	16.56	35.28	34.61	32.8	18.16
Net Income to Common	23.88	16.56	35.28	34.61	32.8	18.16
Net Income Growth	1.30%	-53.06%	1.94%	5.53%	80.60%	-35.36%
Basic Shares Outstanding	200	200	200	200	200	200
Diluted Shares Outstanding	200	200	200	200	200	200
EPS (Basic)	0.12	0.08	0.18	0.17	0.16	0.09
EPS (Diluted)	0.12	0.08	0.18	0.17	0.16	0.09
EPS Growth	1.30%	-53.07%	1.94%	5.53%	80.60%	-35.36%
Dividend Per Share	0.060	0.060	0.067	0.095	0.086	0.114
Dividend Growth	-9.77%	-9.77%	-30.00%	11.11%	-25.00%	40.74%
Effective Tax Rate	36.99%	22.91%	32.02%	33.56%	36.29%	43.09%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.