Cairo Amman Bank Cash Flow Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	22.94	27.24	16.56	35.28	34.61	32.8
Depreciation & Amortization	9.88	9.75	9.82	10.42	9.94	9.84
Other Amortization	2.02	2.02	1.74	1.48	1.48	1.48
Gain (Loss) on Sale of Assets	0.02	0.19	-0.76	-0.64	-2.43	-0.87
Gain (Loss) on Sale of Investments	-3.08	-3.95	-0.4	0.12	-0.33	-5.48
Total Asset Writedown	0.06	-	-	0.04	0.16	0.51
Provision for Credit Losses	14.79	14.79	48.75	29.91	15.81	17.99
Change in Trading Asset Securities	-0.67	-0.07	4.01	-3.59	-1.59	0.37
Change in Other Net Operating Assets	-24.23	-73.95	49.88	-183.93	-147	-194.17
Other Operating Activities	-4.88	-6.39	-30.26	-11.36	-2.85	-3.55
Operating Cash Flow	16.85	-30.37	99.35	-122.26	-92.19	-141.07
Capital Expenditures	-3.3	-4	-5.41	-6.38	-5.71	-7.18
Sale of Property, Plant and Equipment	0.14	-	0.14	0.03	0.12	0.12
Investment in Securities	-98.36	-91.84	-62.85	-8.67	12.54	6.32
Divestitures	-	-	-	-	1.17	2.33
Purchase / Sale of Intangibles	-3.28	-3.34	-3.27	-2.22	-1.68	-1.84
Other Investing Activities	2.01	6.31	5.16	2.57	2.35	2.6
Investing Cash Flow	-102.79	-92.86	-66.23	-14.68	8.66	2.35
Long-Term Debt Issued	-	79.02	141.75	47.29	94.7	172.42
Long-Term Debt Repaid	-	-84.49	-91.71	-97.82	-121.58	-127.43
Net Debt Issued (Repaid)	23.09	-5.47	50.04	-50.53	-26.88	44.99
Common Dividends Paid	-12	-12	-13.3	-19	-17.1	-22.8
Net Increase (Decrease) in Deposit Accounts	-30.17	102.67	-125.26	168.27	-43.14	207.59
Other Financing Activities	-	-	-0.08	-	-	-
Financing Cash Flow	-19.08	85.2	-88.6	98.74	-87.12	229.78
Foreign Exchange Rate Adjustments	8.36	7.96	7.34	6.05	4.63	4.18
Net Cash Flow	-96.16	-29.57	-48.14	-32.16	-166.02	95.24
Free Cash Flow	13.55	-34.36	93.94	-128.65	-97.9	-148.25
Free Cash Flow Margin	9.61%	-23.05%	77.38%	-87.70%	-68.75%	-107.36%
Free Cash Flow Per Share	0.07	-0.17	0.47	-0.64	-0.49	-0.74
Cash Income Tax Paid	6.41	6.41	20.04	20.11	16.43	15.57

Source: S&P Global Market Intelligence. Banks template. Financial Sources.