Cairo Amman Bank (ASE:CABK)

Cairo Amman Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	229.34	228.97	245.62	239.52	188.48	172
Interest Income on Investments	2.01	6.31	5.16	2.57	2.35	2.6
Total Interest Income	231.35	235.28	250.78	242.09	190.83	174.6
Interest Paid on Deposits	101.67	102.76	111.74	98.06	66.78	56.11
Net Interest Income	129.69	132.52	139.04	144.03	124.05	118.49
Net Interest Income Growth (YoY)	-8.87%	-4.69%	-3.46%	16.11%	4.69%	6.96%
Gain (Loss) on Sale of Assets	-0.13	-0.13	-0.12	-0	0.03	0.09
Gain (Loss) on Sale of Investments	4.32	5.19	1.02	0.99	0.99	5.84
Other Non-Interest Income	27.46	26.41	30.01	31.49	32.84	31.3
Total Non-Interest Income	31.64	31.46	30.9	32.47	33.87	37.23
Non-Interest Income Growth (YoY)	5.87%	1.82%	-4.84%	-4.13%	-9.02%	41.77%
Revenues Before Loan Losses	161.33	163.98	169.94	176.5	157.92	155.72
Provision for Loan Losses	20.35	14.91	48.55	29.81	15.53	17.63
Revenue	140.98	149.07	121.39	146.69	142.39	138.09
Revenue Growth (YoY)	8.47%	22.80%	-17.24%	3.02%	3.12%	16.52%
Salaries and Employee Benefits	48.04	48.19	47.46	46.94	45.96	44.97
Occupancy Expenses	8.3	8.28	7.88	7.63	7.08	7.86
Selling, General & Administrative	2.69	2.69	2.16	3.28	3.56	3.83
Other Non-Interest Expense	49.09	49.02	44.81	37.25	32.92	29.41
Total Non-Interest Expense	108.22	108.22	101.8	95.14	89.69	86.58
EBT Excluding Unusual Items	32.76	40.85	19.6	51.55	52.7	51.51
Legal Settlements	-0.33	-0.33	-1.11	-0.1	-0.05	-0.2
Pretax Income	32.44	40.52	18.49	51.45	52.65	51.31
Income Tax Expense	10.22	14.02	4.24	16.47	17.67	18.62
Earnings From Continuing Operations	22.22	26.5	14.25	34.98	34.98	32.69
Minority Interest in Earnings	0.73	0.74	2.31	0.31	-0.37	0.11
Net Income	22.94	27.24	16.56	35.28	34.61	32.8
Net Income to Common	22.94	27.24	16.56	35.28	34.61	32.8
Net Income Growth	18.34%	64.51%	-53.06%	1.94%	5.53%	80.60%
Basic Shares Outstanding	201	200	200	200	200	200
Diluted Shares Outstanding	201	200	200	200	200	200
Shares Change (YoY)	0.75%	-	-	-	-	-
EPS (Basic)	0.11	0.14	0.08	0.18	0.17	0.16
EPS (Diluted)	0.11	0.14	0.08	0.18	0.17	0.16
EPS Growth	17.46%	64.51%	-53.07%	1.94%	5.53%	80.60%
Dividend Per Share	0.070	0.070	0.060	0.067	0.095	0.086
Dividend Growth	16.67%	16.67%	-9.77%	-30.00%	11.11%	-25.00%
Effective Tax Rate	31.51%	34.61%	22.91%	32.02%	33.56%	36.29%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.