Cairo Amman Bank (ASE: CABK)

Cairo Amman Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	376.86	310.92	305.12	405.68	352.46	369.57
Investment Securities	982.81	965.37	885.79	899.25	869.3	815.15
Trading Asset Securities	12.77	13.37	9.98	8.16	7.41	9.41
Total Investments	995.58	978.74	895.77	907.42	876.7	824.55
Gross Loans	2,447	2,439	2,244	2,060	1,891	1,677
Allowance for Loan Losses	-167.75	-131.39	-105.65	-95.55	-81.88	-67.23
Other Adjustments to Gross Loans	-14.73	-13.31	-11.38	-10.63	-13.08	-11.09
Net Loans	2,264	2,294	2,127	1,954	1,796	1,599
Property, Plant & Equipment	62.49	64.85	67.27	67.93	70.04	70.5
Other Intangible Assets	6.96	6.11	5.36	5.16	5.19	6.09
Accrued Interest Receivable	18.1	24.21	24.41	17.15	18.89	19.74
Other Receivables	7.51	9.3	7.94	15.36	10.95	13.31
Restricted Cash	139.31	146.61	139.5	129.35	115.29	121.87
Other Current Assets	13.91	11.18	11.23	9.02	8.06	8.65
Long-Term Deferred Tax Assets	16.97	16.27	13.57	12.23	13.32	9.33
Other Real Estate Owned & Foreclosed	16.4	17.43	18.45	14.4	10.84	11.94
Other Long-Term Assets	5.58	3.59	59.15	75.96	75.06	75.02
Total Assets	3,924	3,883	3,675	3,614	3,353	3,130
Accounts Payable	8.35	6.81	5.15	9.04	10.98	7.11
Accrued Expenses	12.37	10.82	10.33	9.97	8.45	8.01
Interest Bearing Deposits	2,287	2,875	2,663	2,634	2,457	2,308
Non-Interest Bearing Deposits	575.68	11.22	9.72	5.75	3.32	10.53
Total Deposits	2,863	2,886	2,673	2,640	2,461	2,319
Short-Term Borrowings	-	12.78	32.03	30.88	30.52	28.05
Current Portion of Long-Term Debt	-	69.97	46.62	122.87	94.41	105.84
Current Portion of Leases	-	3.52	3.99	3.69	3.73	3.05
Current Income Taxes Payable	14.24	23.49	23.87	18.02	14.73	15.25
Accrued Interest Payable	24.48	20.92	11.81	10.69	10.13	20.17
Other Current Liabilities	27.9	88.69	93.05	82.84	68.61	63.6
Long-Term Debt	368.11	231.66	281.62	228.71	208	139.02
Long-Term Leases	19.96	17.41	19.15	19.64	22.53	22.88
Long-Term Unearned Revenue	0.71	0.54	0.46	0.41	0.37	0.34
Pension & Post-Retirement Benefits	-	12.44	12.18	10.41	10.13	9.54
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.21
Other Long-Term Liabilities	118.43	37.79	38.97	28.21	33.92	27.77
Total Liabilities	3,461	3,425	3,253	3,216	2,978	2,770
Common Stock	200	190	190	190	190	190
Retained Earnings	208.63	221.97	205.32	196.43	185.8	167.72
Comprehensive Income & Other	36.87	25.91	6.12	0.61	-9.18	-7.85
Total Common Equity	445.5	437.88	401.43	387.04	366.62	349.88
Minority Interest	17.83	20.08	20.38	10.36	8.67	9.35
Shareholders' Equity	463.33	457.96	421.82	397.4	375.29	359.23
Total Liabilities & Equity	3,924	3,883	3,675	3,614	3,353	3,130
Total Debt	388.06	335.34	383.4	405.78	359.19	298.83
Net Cash (Debt)	39.8	56.21	4.77	109.12	80.54	168.18
Net Cash Growth	29.35%	1077.19%	-95.62%	35.48%	-52.11%	-39.66%
Net Cash Per Share	0.20	0.28	0.02	0.55	0.40	0.84
Filing Date Shares Outstanding	200	200	200	200	200	200.08
Total Common Shares Outstanding	200	200	200	200	200	200.08
Book Value Per Share	2.23	2.19	2.01	1.94	1.83	1.75
Tangible Book Value	438.54	431.78	396.07	381.88	361.43	343.79
Tangible Book Value Per Share	2.19	2.16	1.98	1.91	1.81	1.72

Source: S&P Capital IQ. Banks template. Financial Sources.