Cairo Amman Bank Cash Flow Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	26.76	16.56	35.28	34.61	32.8	18.16
Depreciation & Amortization	10.68	9.82	10.42	9.94	9.84	10.3
Other Amortization	1.74	1.74	1.48	1.48	1.48	2.77
Gain (Loss) on Sale of Assets	0.13	-0.24	-0.64	-2.43	-0.87	0.17
Gain (Loss) on Sale of Investments	-3.28	-0.4	0.12	-0.33	-5.48	2.29
Total Asset Writedown	-0.5	-0.52	0.04	0.16	0.51	0.03
Provision for Credit Losses	20.22	48.75	29.91	15.81	17.99	17.99
Change in Trading Asset Securities	3.98	4.01	-3.59	-1.59	0.37	0.09
Change in Other Net Operating Assets	-4.45	49.88	-183.93	-147	-194.17	-197.63
Other Operating Activities	-10.66	-30.26	-11.36	-2.85	-3.55	-10.98
Operating Cash Flow	44.61	99.35	-122.26	-92.19	-141.07	-156.83
Capital Expenditures	-5.08	-5.41	-6.38	-5.71	-7.18	-5.38
Sale of Property, Plant and Equipment	0.21	0.14	0.03	0.12	0.12	0.13
Investment in Securities	-72.52	-62.85	-8.67	12.54	6.32	-64.25
Divestitures	-	-	-	1.17	2.33	-
Purchase / Sale of Intangibles	-2.82	-3.27	-2.22	-1.68	-1.84	-2.04
Other Investing Activities	6.28	5.16	2.57	2.35	2.6	-
Investing Cash Flow	-73.92	-66.23	-14.68	8.66	2.35	-72.78
Long-Term Debt Issued	-	141.75	47.29	94.7	172.42	469.02
Long-Term Debt Repaid	-	-91.71	-97.82	-121.58	-127.43	-409
Net Debt Issued (Repaid)	8.66	50.04	-50.53	-26.88	44.99	60.02
Common Dividends Paid	-12	-13.3	-19	-17.1	-22.8	-
Net Increase (Decrease) in Deposit Accounts	-75.04	-125.26	168.27	-43.14	207.59	166.53
Other Financing Activities	-	-0.08	-	-	-	-
Financing Cash Flow	-78.38	-88.6	98.74	-87.12	229.78	226.55
Foreign Exchange Rate Adjustments	7.78	7.34	6.05	4.63	4.18	4.31
Net Cash Flow	-99.9	-48.14	-32.16	-166.02	95.24	1.25
Free Cash Flow	39.54	93.94	-128.65	-97.9	-148.25	-162.2
Free Cash Flow Margin	27.13%	77.38%	-87.70%	-68.75%	-107.36%	-136.86%
Free Cash Flow Per Share	0.20	0.47	-0.64	-0.49	-0.74	-0.81
Cash Income Tax Paid	9.58	20.04	20.11	16.43	15.57	17.45

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.