Capital Bank of Jordan Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	504.3	500.88	474.72	427.45	320.51	180.72
Interest Income on Investments	1.34	1.33	1.37	1.75	0.36	0.34
Total Interest Income	505.65	502.21	476.09	429.2	320.87	181.06
Interest Paid on Deposits	232.01	242.59	264.68	249.17	161.36	78.71
Net Interest Income	273.64	259.62	211.42	180.03	159.51	102.34
Net Interest Income Growth	19.65%	22.80%	17.44%	12.86%	55.85%	47.67%
Gain (Loss) on Sale of Investments	0.03	0.03	0.03	0.01	-1.03	0.02
Other Non-Interest Income	200.09	206.33	191.44	166.86	52.09	35.9
Total Non-Interest Income	200.12	206.36	191.47	166.88	51.06	35.92
Non-Interest Income Growth	7.50%	7.78%	14.73%	226.83%	42.14%	-13.14%
Revenues Before Loan Losses	473.76	465.99	402.89	346.91	210.57	138.27
Provision for Loan Losses	37.95	40.6	44.24	73.47	28.62	20.72
Revenue	435.81	425.38	358.64	273.44	181.94	117.55
Revenue Growth	14.40%	18.61%	31.16%	50.29%	54.78%	36.50%
Salaries and Employee Benefits	75.91	67.8	66.86	54.27	49.11	32.74
Occupancy Expenses	39.42	35.61	31.21	23.65	15.32	10.28
Selling, General & Administrative	17.45	17.45	13.54	14.03	9.61	4.32
Other Non-Interest Expense	65.47	55.49	52.79	43.5	36.89	24.17
Total Non-Interest Expense	210.23	189.86	168.04	145.95	109.65	72.13
EBT Excluding Unusual Items	225.58	235.53	190.61	127.49	72.29	45.42
Legal Settlements	-0.35	-0.35	-4.99	-	-0.1	-0.06
Other Unusual Items	-	-	-	-	25.51	28.08
Pretax Income	225.23	235.18	185.61	127.49	96.94	70.74
Income Tax Expense	32.66	34.09	25.48	20.89	6.09	9.73
Earnings From Continuing Operations	192.56	201.08	160.14	106.59	90.85	61.01
Minority Interest in Earnings	-65.84	-67.7	-52.19	-34.74	-4.03	17.81
Net Income	126.73	133.38	107.95	71.85	86.82	78.81
Preferred Dividends & Other Adjustments	3.17	3.12	3.21	-	-	-
Net Income to Common	123.55	130.27	104.74	71.85	86.82	78.81
Net Income Growth	3.18%	24.37%	45.77%	-17.24%	10.16%	203.64%
Basic Shares Outstanding	263	263	263	263	226	200
Diluted Shares Outstanding	263	263	263	263	226	200
Shares Change	-	-	-	16.44%	12.95%	-
EPS (Basic)	0.47	0.50	0.40	0.27	0.38	0.39
EPS (Diluted)	0.47	0.50	0.40	0.27	0.38	0.39
EPS Growth	3.18%	24.37%	45.77%	-28.92%	-2.47%	203.64%
Dividend Per Share	0.170	0.170	0.150	0.150	0.170	0.150
Dividend Growth	13.33%	13.33%	0%	-11.77%	13.33%	25.00%
Effective Tax Rate	14.50%	14.50%	13.73%	16.39%	6.28%	13.75%