Capital Bank of Jordan Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	502.42	500.88	474.72	427.45	320.51	180.72
Interest Income on Investments	1.39	1.33	1.37	1.75	0.36	0.34
Total Interest Income	503.81	502.21	476.09	429.2	320.87	181.06
Interest Paid on Deposits	229.63	242.59	264.68	249.17	161.36	78.71
Net Interest Income	274.18	259.62	211.42	180.03	159.51	102.34
Net Interest Income Growth	14.95%	22.80%	17.44%	12.86%	55.85%	47.67%
Gain (Loss) on Sale of Investments	0.02	0.03	0.03	0.01	-1.03	0.02
Other Non-Interest Income	189.19	206.33	191.44	166.86	52.09	35.9
Total Non-Interest Income	189.2	206.36	191.47	166.88	51.06	35.92
Non-Interest Income Growth	-3.66%	7.78%	14.73%	226.83%	42.14%	-13.14%
Revenues Before Loan Losses	463.38	465.99	402.89	346.91	210.57	138.27
Provision for Loan Losses	34.14	40.6	44.24	73.47	28.62	20.72
Revenue	429.24	425.38	358.64	273.44	181.94	117.55
Revenue Growth	6.44%	18.61%	31.16%	50.29%	54.78%	36.50%
Salaries and Employee Benefits	81.67	67.8	66.86	54.27	49.11	32.74
Occupancy Expenses	45.9	35.61	31.21	23.65	15.32	10.28
Selling, General & Administrative	17.45	17.45	13.54	14.03	9.61	4.32
Other Non-Interest Expense	65.91	55.49	52.79	43.5	36.89	24.17
Total Non-Interest Expense	221.55	189.86	168.04	145.95	109.65	72.13
EBT Excluding Unusual Items	207.69	235.53	190.61	127.49	72.29	45.42
Legal Settlements	-0.35	-0.35	-4.99	-	-0.1	-0.06
Other Unusual Items	-	-	-	-	25.51	28.08
Pretax Income	207.34	235.18	185.61	127.49	96.94	70.74
Income Tax Expense	31.5	34.09	25.48	20.89	6.09	9.73
Earnings From Continuing Operations	175.84	201.08	160.14	106.59	90.85	61.01
Minority Interest in Earnings	-61.96	-67.7	-52.19	-34.74	-4.03	17.81
Net Income	113.88	133.38	107.95	71.85	86.82	78.81
Preferred Dividends & Other Adjustments	3.17	3.12	3.21	-	-	-
Net Income to Common	110.71	130.27	104.74	71.85	86.82	78.81
Net Income Growth	-10.28%	24.37%	45.77%	-17.24%	10.16%	203.64%
Basic Shares Outstanding	263	263	263	263	226	200
Diluted Shares Outstanding	263	263	263	263	226	200
Shares Change	-	-	-	16.44%	12.95%	-
EPS (Basic)	0.42	0.50	0.40	0.27	0.38	0.39
EPS (Diluted)	0.42	0.50	0.40	0.27	0.38	0.39
EPS Growth	-10.28%	24.37%	45.77%	-28.92%	-2.47%	203.64%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.170	0.170	0.150	0.150	0.170	0.150
Dividend Growth	13.33%	13.33%	0%	-11.77%	13.33%	25.00%
Effective Tax Rate	15.19%	14.50%	13.73%	16.39%	6.28%	13.75%