First Finance Company (ASE:FFCO)
0.5900
-0.0100 (-1.67%)
At close: Jun 7, 2026
First Finance Company Income Statement
Financials in millions JOD. Fiscal year is January - December.
Millions JOD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 2.13 | 2.15 | 1.96 | 1.96 | 3.23 | 2.32 |
Total Interest Expense | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | - |
Net Interest Income | 2.1 | 2.13 | 1.93 | 1.93 | 3.19 | 2.32 |
Gain (Loss) on Sale of Investments | -0.04 | 0.01 | - | - | - | - |
Other Revenue | 0.4 | 0.33 | 0.4 | 1.14 | 0.32 | 0.34 |
Revenue Before Loan Losses | 2.46 | 2.46 | 2.33 | 3.07 | 3.5 | 2.66 |
Provision for Loan Losses | 0.06 | 0.06 | 0.45 | 0.6 | 0.93 | -0.42 |
| 2.4 | 2.41 | 1.88 | 2.47 | 2.57 | 3.08 | |
Revenue Growth (YoY) | 18.72% | 27.82% | -23.68% | -4.11% | -16.50% | 36.22% |
Salaries & Employee Benefits | -0.06 | - | - | - | - | - |
Cost of Services Provided | 1.21 | 1.21 | 1.51 | 1.45 | 1.37 | 1.46 |
Other Operating Expenses | -0.18 | -0.18 | -0.17 | -0.14 | -0.18 | - |
Total Operating Expenses | 0.96 | 1.03 | 1.34 | 1.44 | 1.28 | 1.54 |
Operating Income | 1.44 | 1.38 | 0.54 | 1.02 | 1.3 | 1.54 |
EBT Excluding Unusual Items | 1.45 | 1.38 | 0.54 | 1.02 | 1.3 | 1.54 |
Gain (Loss) on Sale of Investments | -0.01 | - | -0.05 | -0.04 | - | -0.06 |
Other Unusual Items | 0.02 | - | 0 | - | - | - |
Pretax Income | 1.63 | 1.54 | 0.36 | 0.97 | 1.29 | 1.48 |
Income Tax Expense | 0.63 | 0.47 | 0.02 | -0.17 | -0.21 | 0.51 |
Net Income | 1 | 1.07 | 0.33 | 1.14 | 1.49 | 0.97 |
Net Income to Common | 1 | 1.07 | 0.33 | 1.14 | 1.49 | 0.97 |
Net Income Growth | 62.77% | 223.25% | -70.95% | -23.72% | 54.01% | 79.30% |
Shares Outstanding (Basic) | 33 | 33 | 33 | 35 | 35 | 35 |
Shares Outstanding (Diluted) | 33 | 33 | 33 | 35 | 35 | 35 |
Shares Change (YoY) | -0.91% | - | -4.45% | -0.61% | 0.29% | -1.01% |
EPS (Basic) | 0.03 | 0.03 | 0.01 | 0.03 | 0.04 | 0.03 |
EPS (Diluted) | 0.03 | 0.03 | 0.01 | 0.03 | 0.04 | 0.03 |
EPS Growth | 64.27% | 223.27% | -69.61% | -23.26% | 53.57% | 81.12% |
Free Cash Flow | 5.44 | 3.41 | -0.62 | -0.21 | -0.4 | -0.63 |
Free Cash Flow Per Share | 0.17 | 0.10 | -0.02 | -0.01 | -0.01 | -0.02 |
Dividend Per Share | - | - | 0.010 | - | - | - |
Operating Margin | 60.04% | 57.24% | 28.85% | 41.52% | 50.44% | 49.92% |
Profit Margin | 41.67% | 44.45% | 17.58% | 46.19% | 58.06% | 31.48% |
Free Cash Flow Margin | 226.56% | 141.49% | -32.67% | -8.53% | -15.72% | -20.60% |
Effective Tax Rate | 38.53% | 30.37% | 6.94% | - | - | 34.50% |
Revenue as Reported | 2.95 | 2.94 | 2.59 | 3.34 | 3.77 | 3.59 |