First Finance Company (ASE:FFCO)

First Finance Company Statistics

Total Valuation

ASE:FFCO has a market cap or net worth of JOD 19.47 million.

Market Cap	19.47M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, July 30, 2026.

Earnings Date	Jul 30, 2026
Ex-Dividend Date	n/a

Share Statistics

ASE:FFCO has 33.00 million shares outstanding. The number of shares has decreased by -0.91% in one year.

Current Share Class	33.00M
Shares Outstanding	33.00M
Shares Change (YoY)	-0.91%
Shares Change (QoQ)	+12.24%
Owned by Insiders (%)	55.16%
Owned by Institutions (%)	n/a
Float	6.73M

Valuation Ratios

The trailing PE ratio is 19.29.

PE Ratio	19.29
Forward PE	n/a
PS Ratio	8.05
PB Ratio	0.48
P/TBV Ratio	0.48
P/FCF Ratio	3.58
P/OCF Ratio	3.57
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.01
Debt / EBITDA	n/a
Debt / FCF	0.10
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.25% and return on invested capital (ROIC) is 2.20%.

Return on Equity (ROE)	2.25%
Return on Assets (ROA)	2.09%
Return on Invested Capital (ROIC)	2.20%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.29%
Revenue Per Employee	69,113
Profits Per Employee	28,571
Employee Count	35
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, ASE:FFCO has paid 626,784 in taxes.

Income Tax	626,784
Effective Tax Rate	38.53%

Stock Price Statistics

The stock price has increased by +34.09% in the last 52 weeks. The beta is 0.03, so ASE:FFCO's price volatility has been lower than the market average.

Beta (5Y)	0.03
52-Week Price Change	+34.09%
50-Day Moving Average	0.60
200-Day Moving Average	0.59
Relative Strength Index (RSI)	42.70
Average Volume (20 Days)	6,039

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:FFCO had revenue of JOD 2.42 million and earned 999,983 in profits. Earnings per share was 0.03.

Revenue	2.42M
Gross Profit	2.40M
Operating Income	1.48M
Pretax Income	1.63M
Net Income	999,983
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.03

Balance Sheet

The company has 3.94 million in cash and 521,313 in debt, with a net cash position of 3.41 million or 0.10 per share.

Cash & Cash Equivalents	3.94M
Total Debt	521,313
Net Cash	3.41M
Net Cash Per Share	0.10
Equity (Book Value)	40.66M
Book Value Per Share	1.23
Working Capital	21.86M

Cash Flow

In the last 12 months, operating cash flow was 5.46 million and capital expenditures -18,291, giving a free cash flow of 5.44 million.

Operating Cash Flow	5.46M
Capital Expenditures	-18,291
Depreciation & Amortization	118,033
Net Borrowing	-493,239
Free Cash Flow	5.44M
FCF Per Share	0.16

Margins

Gross margin is 99.17%, with operating and profit margins of 60.98% and 41.34%.

Gross Margin	99.17%
Operating Margin	60.98%
Pretax Margin	67.25%
Profit Margin	41.34%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	224.78%

Dividends & Yields

This stock pays an annual dividend of 0.01, which amounts to a dividend yield of 1.67%.

Dividend Per Share	0.01
Dividend Yield	1.67%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.91%
Shareholder Yield	2.58%
Earnings Yield	5.14%
FCF Yield	27.93%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5