First Finance Company (ASE:FFCO)

First Finance Company Statistics

Total Valuation

ASE:FFCO has a market cap or net worth of JOD 20.71 million.

Market Cap	20.71M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, April 29, 2026.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	n/a

Share Statistics

ASE:FFCO has 33.40 million shares outstanding.

Current Share Class	33.40M
Shares Outstanding	33.40M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	54.50%
Owned by Institutions (%)	n/a
Float	7.13M

Valuation Ratios

The trailing PE ratio is 19.12.

PE Ratio	19.12
Forward PE	n/a
PS Ratio	8.60
PB Ratio	0.51
P/TBV Ratio	0.51
P/FCF Ratio	6.08
P/OCF Ratio	6.06
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 116.96, with a Debt / Equity ratio of 0.02.

Current Ratio	116.96
Quick Ratio	116.42
Debt / Equity	0.02
Debt / EBITDA	n/a
Debt / FCF	0.24
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.66% and return on invested capital (ROIC) is 2.35%.

Return on Equity (ROE)	2.66%
Return on Assets (ROA)	2.44%
Return on Invested Capital (ROIC)	2.35%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.95%
Revenue Per Employee	68,772
Profits Per Employee	30,572
Employee Count	35
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, ASE:FFCO has paid 466,644 in taxes.

Income Tax	466,644
Effective Tax Rate	30.37%

Stock Price Statistics

The stock price has increased by +43.18% in the last 52 weeks. The beta is -0.03, so ASE:FFCO's price volatility has been lower than the market average.

Beta (5Y)	-0.03
52-Week Price Change	+43.18%
50-Day Moving Average	0.62
200-Day Moving Average	0.58
Relative Strength Index (RSI)	56.84
Average Volume (20 Days)	7,545

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:FFCO had revenue of JOD 2.41 million and earned 1.07 million in profits. Earnings per share was 0.03.

Revenue	2.41M
Gross Profit	2.39M
Operating Income	1.38M
Pretax Income	1.54M
Net Income	1.07M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.03

Balance Sheet

The company has 3.74 million in cash and 827,377 in debt, with a net cash position of 2.91 million or 0.09 per share.

Cash & Cash Equivalents	3.74M
Total Debt	827,377
Net Cash	2.91M
Net Cash Per Share	0.09
Equity (Book Value)	40.35M
Book Value Per Share	1.21
Working Capital	21.85M

Cash Flow

In the last 12 months, operating cash flow was 3.42 million and capital expenditures -13,386, giving a free cash flow of 3.41 million.

Operating Cash Flow	3.42M
Capital Expenditures	-13,386
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	3.41M
FCF Per Share	0.10

Margins

Gross margin is 99.17%, with operating and profit margins of 57.24% and 44.45%.

Gross Margin	99.17%
Operating Margin	57.24%
Pretax Margin	63.84%
Profit Margin	44.45%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	141.49%

Dividends & Yields

This stock pays an annual dividend of 0.01, which amounts to a dividend yield of 1.59%.

Dividend Per Share	0.01
Dividend Yield	1.59%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	1.59%
Earnings Yield	5.17%
FCF Yield	16.45%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5