Jordan Islamic Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	217.57	183.41	161.04	151.97	148.36
Total Interest Income	217.57	183.41	161.04	151.97	148.36
Interest Paid on Deposits	142.9	128.3	109.01	82.12	64.47
Net Interest Income	74.67	55.11	52.03	69.85	83.89
Net Interest Income Growth (YoY)	35.49%	5.92%	-25.51%	-16.73%	-1.46%
Gain (Loss) on Sale of Assets	1.32	1.18	1.07	1.05	2.12
Gain (Loss) on Sale of Investments	30.27	23.69	21.16	13.58	11.09
Other Non-Interest Income	113.87	103.42	103.27	95.48	85.31
Total Non-Interest Income	148.07	130.26	130.6	114.51	102.38
Non-Interest Income Growth (YoY)	13.68%	-0.26%	14.05%	11.85%	13.86%
Revenues Before Loan Losses	222.74	185.37	182.63	184.36	186.26
Provision for Loan Losses	12.93	0.04	-0.5	0.93	7.15
Revenue	209.82	185.32	183.13	183.43	179.11
Revenue Growth (YoY)	13.22%	1.20%	-0.16%	2.41%	7.27%
Salaries and Employee Benefits	49.45	46.7	45.71	44.5	41.92
Occupancy Expenses	7.94	6.91	6.47	8.14	8.36
Federal Deposit Insurance	11.71	10.76	10.26	9.92	8.99
Selling, General & Administrative	1.22	0.85	0.58	0.64	0.72
Other Non-Interest Expense	25.9	20.75	25.57	24.69	22.67
Total Non-Interest Expense	96.23	85.97	88.58	87.89	82.66
EBT Excluding Unusual Items	113.59	99.36	94.55	95.54	96.45
Pretax Income	113.59	99.36	94.55	95.54	96.45
Income Tax Expense	42.48	33.25	32.25	34.43	37.4
Earnings From Continuing Operations	71.11	66.1	62.3	61.11	59.06
Minority Interest in Earnings	-	-	-	-0	0
Net Income	71.11	66.1	62.3	61.11	59.06
Net Income to Common	71.11	66.1	62.3	61.11	59.06
Net Income Growth	7.57%	6.10%	1.95%	3.47%	13.31%
Basic Shares Outstanding	200	200	200	200	200
Diluted Shares Outstanding	200	200	200	200	200
EPS (Basic)	0.36	0.33	0.31	0.31	0.30
EPS (Diluted)	0.36	0.33	0.31	0.31	0.30
EPS Growth	7.57%	6.10%	1.95%	3.47%	13.31%
Dividend Per Share	-	0.250	0.220	0.250	0.250
Dividend Growth	-	13.64%	-12.00%	-	108.33%
Effective Tax Rate	37.40%	33.47%	34.11%	36.04%	38.77%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.