Jordan Islamic Bank (ASE:JOIB)

Jordan Islamic Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	803.82	990.64	858.43	584.76	773.07	723.77
Investment Securities	668.95	609.26	515.27	494.2	362.07	289.3
Trading Asset Securities	-	0.01	-	0.05	-	-
Total Investments	668.95	609.28	515.27	494.25	362.07	289.3
Gross Loans	4,243	3,203	3,031	3,498	3,378	3,153
Allowance for Loan Losses	-122.58	-	-	-129.03	-119.62	-115.05
Other Adjustments to Gross Loans	-539.69	-	-	-323.72	-339.95	-332.89
Net Loans	3,580	3,203	3,031	3,045	2,918	2,705
Property, Plant & Equipment	1,101	1,061	1,017	983.2	905.8	811.19
Other Intangible Assets	10.9	10.38	8.75	0.52	1.53	1.09
Investments in Real Estate	101.73	105.78	110.86	113.7	119.02	107.61
Accrued Interest Receivable	10.77	-	-	2.69	0.35	0.54
Other Receivables	-	-	-	0.43	-	-
Restricted Cash	211.51	47.25	-	177.87	173.48	155.61
Other Current Assets	16.99	-	-	8.71	8.64	6.68
Long-Term Deferred Tax Assets	-	-	0.74	0.75	-	-
Other Real Estate Owned & Foreclosed	63.85	-	-	42.82	36.28	38.65
Other Long-Term Assets	1.15	94.9	83.6	8.61	4.41	4.91
Total Assets	6,571	6,122	5,626	5,464	5,303	4,844
Accounts Payable	3.12	-	-	1.27	1.31	1.44
Accrued Expenses	4.15	-	-	-	3.6	3.5
Interest Bearing Deposits	102.64	65.6	11.9	-	-	-
Non-Interest Bearing Deposits	1,350	1,359	1,358	1,427	1,436	1,332
Total Deposits	1,453	1,424	1,370	1,427	1,436	1,332
Current Income Taxes Payable	24.87	30.23	29.93	31.3	32.65	26.14
Other Current Liabilities	34.04	-	-	56.3	50.39	46.86
Long-Term Debt	2.36	-	-	2.52	2.13	1.93
Long-Term Leases	11.55	12.01	10.7	10.95	12.28	12.4
Long-Term Unearned Revenue	5.82	-	-	1.49	0.88	0.74
Pension & Post-Retirement Benefits	2.52	-	-	5.2	4.35	3.85
Long-Term Deferred Tax Liabilities	1.49	0.81	1.67	1.9	2.66	4.03
Other Long-Term Liabilities	4,461	4,093	3,673	3,405	3,246	2,936
Total Liabilities	6,004	5,560	5,085	4,943	4,793	4,370
Common Stock	200	200	200	200	200	200
Retained Earnings	355.88	352.11	329.96	317.65	306.54	271.47
Comprehensive Income & Other	11.07	9.98	10.42	2.93	3.07	2.89
Total Common Equity	566.94	562.08	540.38	520.58	509.61	474.35
Minority Interest	0.02	0.02	0.02	0.04	0.04	0.04
Shareholders' Equity	566.96	562.1	540.39	520.62	509.65	474.4
Total Liabilities & Equity	6,571	6,122	5,626	5,464	5,303	4,844
Total Debt	13.91	12.01	10.7	13.48	14.41	14.33
Net Cash (Debt)	789.92	978.65	847.73	571.33	758.66	709.44
Net Cash Growth	10.68%	15.44%	48.38%	-24.69%	6.94%	1.08%
Net Cash Per Share	3.95	4.89	4.24	2.86	3.79	3.55
Filing Date Shares Outstanding	200	200	200	200	200	200
Total Common Shares Outstanding	200	200	200	200	200	200
Book Value Per Share	2.83	2.81	2.70	2.60	2.55	2.37
Tangible Book Value	556.04	551.7	531.62	520.05	508.08	473.27
Tangible Book Value Per Share	2.78	2.76	2.66	2.60	2.54	2.37

Source: S&P Global Market Intelligence. Banks template. Financial Sources.