Jordan Islamic Bank (ASE: JOIB)

Jordan Islamic Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	727.32	675.04	584.76	773.07	723.77	717.46
Investment Securities	604.82	515.27	494.2	362.07	289.3	274.22
Trading Asset Securities	-	-	0.05	-	-	-
Total Investments	604.82	515.27	494.25	362.07	289.3	274.22
Gross Loans	3,604	3,508	3,498	3,378	3,153	2,720
Allowance for Loan Losses	-115.86	-125.34	-129.03	-119.62	-115.05	-101.32
Other Adjustments to Gross Loans	-371.7	-340.9	-323.72	-339.95	-332.89	-313.33
Net Loans	3,117	3,042	3,045	2,918	2,705	2,305
Property, Plant & Equipment	1,045	1,015	983.2	905.8	811.19	733.82
Other Intangible Assets	11.03	1.49	0.52	1.53	1.09	1.02
Investments in Real Estate	108.07	110.86	113.7	119.02	107.61	111.19
Accrued Interest Receivable	7.89	6.68	2.69	0.35	0.54	0.21
Other Receivables	-	3.75	0.43	-	-	-
Restricted Cash	195.34	183.39	177.87	173.48	155.61	258.6
Other Current Assets	14.33	8.78	8.71	8.64	6.68	6.69
Long-Term Deferred Tax Assets	-	0.74	0.75	-	-	-
Other Real Estate Owned & Foreclosed	57.2	52.58	42.82	36.28	38.65	34.29
Other Long-Term Assets	1.16	10.75	8.61	4.41	4.91	6.22
Total Assets	5,889	5,626	5,464	5,303	4,844	4,449
Accounts Payable	1.29	1.2	1.27	1.31	1.44	0.46
Accrued Expenses	3.95	-	-	3.6	3.5	3.5
Non-Interest Bearing Deposits	1,373	1,370	1,427	1,436	1,332	1,210
Total Deposits	1,373	1,370	1,427	1,436	1,332	1,210
Current Income Taxes Payable	20.09	29.93	31.3	32.65	26.14	31.45
Other Current Liabilities	29.92	62.21	56.3	50.39	46.86	41.34
Long-Term Debt	2.4	2.39	2.52	2.13	1.93	1.82
Long-Term Leases	11.23	10.7	10.95	12.28	12.4	13.78
Long-Term Unearned Revenue	2.87	2.01	1.49	0.88	0.74	1.86
Pension & Post-Retirement Benefits	2.67	3.35	5.2	4.35	3.85	3.35
Long-Term Deferred Tax Liabilities	0.9	1.3	1.9	2.66	4.03	1.37
Other Long-Term Liabilities	3,901	3,609	3,405	3,246	2,936	2,719
Total Liabilities	5,349	5,092	4,943	4,793	4,370	4,027
Common Stock	200	200	200	200	200	200
Retained Earnings	335.78	329.96	317.65	306.54	271.47	219.37
Comprehensive Income & Other	4.11	3.84	2.93	3.07	2.89	2.24
Total Common Equity	539.9	533.8	520.58	509.61	474.35	421.6
Minority Interest	0.04	0.04	0.04	0.04	0.04	0.13
Shareholders' Equity	539.94	533.84	520.62	509.65	474.4	421.74
Total Liabilities & Equity	5,889	5,626	5,464	5,303	4,844	4,449
Total Debt	13.64	13.1	13.48	14.41	14.33	15.6
Net Cash (Debt)	713.68	661.94	571.33	758.66	709.44	701.86
Net Cash Growth	10.10%	15.86%	-24.69%	6.94%	1.08%	-2.67%
Net Cash Per Share	3.57	3.31	2.86	3.79	3.55	3.51
Filing Date Shares Outstanding	200	200	200	200	200	200
Total Common Shares Outstanding	200	200	200	200	200	200
Book Value Per Share	2.70	2.67	2.60	2.55	2.37	2.11
Tangible Book Value	528.87	532.3	520.05	508.08	473.27	420.58
Tangible Book Value Per Share	2.64	2.66	2.60	2.54	2.37	2.10

Source: S&P Capital IQ. Banks template. Financial Sources.