Jordan Islamic Bank (ASE: JOIB)

Jordan Islamic Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	701.38	675.04	584.76	773.07	723.77	717.46
Investment Securities	534.15	515.27	494.2	362.07	289.3	274.22
Trading Asset Securities	0.02	-	0.05	-	-	-
Total Investments	534.17	515.27	494.25	362.07	289.3	274.22
Gross Loans	3,621	3,508	3,498	3,378	3,153	2,720
Allowance for Loan Losses	-112.73	-125.34	-129.03	-119.62	-115.05	-101.32
Other Adjustments to Gross Loans	-356.83	-340.9	-323.72	-339.95	-332.89	-313.33
Net Loans	3,152	3,042	3,045	2,918	2,705	2,305
Property, Plant & Equipment	1,029	1,015	983.2	905.8	811.19	733.82
Other Intangible Assets	10.44	1.49	0.52	1.53	1.09	1.02
Investments in Real Estate	109.83	110.86	113.7	119.02	107.61	111.19
Accrued Interest Receivable	8.35	6.68	2.69	0.35	0.54	0.21
Other Receivables	-	3.75	0.43	-	-	-
Restricted Cash	188.89	183.39	177.87	173.48	155.61	258.6
Other Current Assets	18.27	8.78	8.71	8.64	6.68	6.69
Long-Term Deferred Tax Assets	-	0.74	0.75	-	-	-
Other Real Estate Owned & Foreclosed	56.26	52.58	42.82	36.28	38.65	34.29
Other Long-Term Assets	1.15	10.75	8.61	4.41	4.91	6.22
Total Assets	5,810	5,626	5,464	5,303	4,844	4,449
Accounts Payable	1.59	1.2	1.27	1.31	1.44	0.46
Accrued Expenses	3.95	-	-	3.6	3.5	3.5
Non-Interest Bearing Deposits	1,388	1,370	1,427	1,436	1,332	1,210
Total Deposits	1,388	1,370	1,427	1,436	1,332	1,210
Current Income Taxes Payable	14.97	29.93	31.3	32.65	26.14	31.45
Other Current Liabilities	37.07	62.21	56.3	50.39	46.86	41.34
Long-Term Debt	2.32	2.39	2.52	2.13	1.93	1.82
Long-Term Leases	11.63	10.7	10.95	12.28	12.4	13.78
Long-Term Unearned Revenue	1.57	2.01	1.49	0.88	0.74	1.86
Pension & Post-Retirement Benefits	2.77	3.35	5.2	4.35	3.85	3.35
Long-Term Deferred Tax Liabilities	1.2	1.3	1.9	2.66	4.03	1.37
Other Long-Term Liabilities	3,822	3,609	3,405	3,246	2,936	2,719
Total Liabilities	5,287	5,092	4,943	4,793	4,370	4,027
Common Stock	200	200	200	200	200	200
Retained Earnings	318.97	329.96	317.65	306.54	271.47	219.37
Comprehensive Income & Other	3.95	3.84	2.93	3.07	2.89	2.24
Total Common Equity	522.93	533.8	520.58	509.61	474.35	421.6
Minority Interest	0.04	0.04	0.04	0.04	0.04	0.13
Shareholders' Equity	522.97	533.84	520.62	509.65	474.4	421.74
Total Liabilities & Equity	5,810	5,626	5,464	5,303	4,844	4,449
Total Debt	13.95	13.1	13.48	14.41	14.33	15.6
Net Cash (Debt)	687.45	661.94	571.33	758.66	709.44	701.86
Net Cash Growth	17.84%	15.86%	-24.69%	6.94%	1.08%	-2.67%
Net Cash Per Share	3.44	3.31	2.86	3.79	3.55	3.51
Filing Date Shares Outstanding	200	200	200	200	200	200
Total Common Shares Outstanding	200	200	200	200	200	200
Book Value Per Share	2.61	2.67	2.60	2.55	2.37	2.11
Tangible Book Value	512.49	532.3	520.05	508.08	473.27	420.58
Tangible Book Value Per Share	2.56	2.66	2.60	2.54	2.37	2.10

Source: S&P Capital IQ. Banks template. Financial Sources.