Jordan Islamic Bank (ASE:JOIB)

Jordan Islamic Bank Cash Flow Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	66.1	62.3	61.11	59.06	52.12
Depreciation & Amortization	6.91	6.47	6.98	7.05	7.3
Other Amortization	-	-	1.16	1.32	1.03
Gain (Loss) on Sale of Assets	-1.42	-4.77	-4.31	-3.94	-0.01
Total Asset Writedown	-0.45	-0.46	1.06	-	-
Provision for Credit Losses	0.04	-0.5	0.93	7.51	8.2
Change in Accounts Payable	-	-	-	-	0.98
Change in Other Net Operating Assets	-222.88	-40.33	-236.3	-308.8	-491.66
Other Operating Activities	-3.24	-5.22	-2	6.08	-7.41
Operating Cash Flow	-154.92	17.5	-171.38	-231.74	-429.46
Capital Expenditures	-3.69	-4.16	-3.22	-2.6	-7.15
Sale of Property, Plant and Equipment	0.1	0.01	4.57	0.01	0.01
Investment in Securities	-85.38	-13.01	-131.15	-70.12	4.69
Purchase / Sale of Intangibles	-3.17	-2.25	-3.92	-2.46	-1.64
Other Investing Activities	-	-	5.55	0.96	-
Investing Cash Flow	-97.24	-20.28	-135.35	-87.59	-7.6
Long-Term Debt Repaid	-2.5	-2.12	-2.13	-2.13	-
Net Debt Issued (Repaid)	-2.5	-2.12	-2.13	-2.13	-
Issuance of Common Stock	420.6	206.19	-	-	-
Common Dividends Paid	-44	-50	-50	-24	-
Net Increase (Decrease) in Deposit Accounts	0.91	-32.12	192.92	421.53	277
Financing Cash Flow	375.01	121.95	140.79	395.39	277
Foreign Exchange Rate Adjustments	2.9	1.85	1.59	1.71	1.27
Net Cash Flow	125.75	121.02	-164.35	77.78	-158.8
Free Cash Flow	-158.62	13.34	-174.6	-234.34	-436.61
Free Cash Flow Margin	-82.55%	7.28%	-95.19%	-130.83%	-261.47%
Free Cash Flow Per Share	-0.79	0.07	-0.87	-1.17	-2.18
Cash Income Tax Paid	32.95	33.62	36.53	30.89	36.95

Source: S&P Global Market Intelligence. Banks template. Financial Sources.