Jordan Islamic Bank Cash Flow Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	71.11	66.1	62.3	61.11	59.06
Depreciation & Amortization	4.94	5.37	5.92	6.98	7.05
Other Amortization	3	1.54	0.55	1.16	1.32
Gain (Loss) on Sale of Assets	-2.67	-1.42	-4.77	-4.31	-3.94
Total Asset Writedown	-0.14	-0.45	-0.46	1.06	-
Provision for Credit Losses	12.93	0.04	-0.5	0.93	7.51
Change in Other Net Operating Assets	-491.23	-223.92	-40.33	-236.3	-308.8
Other Operating Activities	2.66	-2.2	-5.22	-2	6.08
Operating Cash Flow	-399.39	-154.92	17.5	-171.38	-231.74
Capital Expenditures	-4.89	-3.69	-4.16	-3.22	-2.6
Sale of Property, Plant and Equipment	0.08	0.1	0.01	4.57	0.01
Investment in Securities	-82.07	-85.38	-13.01	-131.15	-70.12
Purchase / Sale of Intangibles	-2.85	-3.17	-2.25	-3.92	-2.46
Other Investing Activities	-0	-	-	5.55	0.96
Investing Cash Flow	-87.4	-97.24	-20.28	-135.35	-87.59
Long-Term Debt Repaid	-2.48	-2.5	-2.12	-2.13	-2.13
Net Debt Issued (Repaid)	-2.48	-2.5	-2.12	-2.13	-2.13
Issuance of Common Stock	613.81	420.6	206.19	-	-
Common Dividends Paid	-50	-44	-50	-50	-24
Net Increase (Decrease) in Deposit Accounts	10.89	0.91	-32.12	192.92	421.53
Financing Cash Flow	572.22	375.01	121.95	140.79	395.39
Foreign Exchange Rate Adjustments	3.32	2.9	1.85	1.59	1.71
Net Cash Flow	88.75	125.75	121.02	-164.35	77.78
Free Cash Flow	-404.29	-158.62	13.34	-174.6	-234.34
Free Cash Flow Margin	-192.69%	-85.59%	7.28%	-95.19%	-130.83%
Free Cash Flow Per Share	-2.02	-0.79	0.07	-0.87	-1.17
Cash Income Tax Paid	37.49	32.95	33.62	36.53	30.89

Source: S&P Global Market Intelligence. Banks template. Financial Sources.