Jordan Kuwait Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	298.65	277.08	253.02	166.18	127.16
Interest Income on Investments	-	2.8	1.52	2.49	1.67	1.07
Total Interest Income	-	301.44	278.6	255.51	167.84	128.23
Interest Paid on Deposits	-	128.25	138.45	119.78	65.06	42.82
Net Interest Income	185.18	173.19	140.15	135.73	102.78	85.41
Net Interest Income Growth	20.02%	23.58%	3.26%	32.05%	20.34%	-2.48%
Gain (Loss) on Sale of Assets	-2.16	-0.9	-1.83	4.3	-1.02	-2.32
Gain (Loss) on Sale of Investments	4.3	5.22	2.42	1.86	-0.01	-0.4
Other Non-Interest Income	113.46	150.7	250.65	133.54	31.76	23.21
Total Non-Interest Income	115.6	155.02	251.24	139.7	30.73	20.49
Non-Interest Income Growth	-49.60%	-38.30%	79.84%	354.57%	50.01%	43.08%
Revenues Before Loan Losses	300.77	328.21	391.38	275.43	133.52	105.9
Provision for Loan Losses	21.84	32.62	47.2	60.25	33.58	28.46
Revenue	278.94	295.59	344.19	215.17	99.94	77.44
Revenue Growth	-14.52%	-14.12%	59.96%	115.31%	29.06%	26.06%
Salaries and Employee Benefits	27.83	53.77	48.84	48.71	33.32	29.89
Occupancy Expenses	5.75	10.56	8.5	6.82	4.79	4.47
Selling, General & Administrative	15.77	15.77	13.8	10.64	7.71	6.1
Other Non-Interest Expense	84.58	43.55	40.19	41.54	26.63	25.83
Total Non-Interest Expense	133.92	123.65	111.33	107.72	72.45	66.3
EBT Excluding Unusual Items	145.02	171.94	232.86	107.45	27.49	11.14
Asset Writedown	-	-	-	-	-	1.53
Legal Settlements	1.4	1.4	-1.69	-1.29	-0.6	-0.6
Other Unusual Items	-	-	-	15.49	0.46	-
Pretax Income	146.42	173.34	231.17	121.65	27.34	12.07
Income Tax Expense	23.3	22.2	36.85	31.61	8.61	4.37
Earnings From Continuing Operations	123.12	151.14	194.32	90.04	18.73	7.7
Minority Interest in Earnings	-20.63	-53.99	-76.99	-30.93	-0.05	0.03
Net Income	102.49	97.15	117.33	59.11	18.68	7.74
Preferred Dividends & Other Adjustments	7.93	7.93	7.69	-	-	-
Net Income to Common	94.56	89.22	109.64	59.11	18.68	7.74
Net Income Growth	-14.67%	-18.62%	85.49%	216.39%	141.43%	-
Basic Shares Outstanding	-	150	150	150	150	150
Diluted Shares Outstanding	-	150	150	150	150	150
Shares Change	-	-	-	-	-	-
EPS (Basic)	-	0.59	0.73	0.39	0.12	0.05
EPS (Diluted)	-	0.59	0.73	0.39	0.12	0.05
EPS Growth	-	-18.62%	85.49%	216.39%	141.43%	-
Dividend Per Share	0.180	0.180	0.120	0.080	0.080	0.070
Dividend Growth	50.00%	50.00%	50.00%	0%	14.29%	-
Effective Tax Rate	15.91%	12.81%	15.94%	25.99%	31.49%	36.18%