National Insurance Company (ASE:NAAI)
1.540
+0.097 (6.72%)
At close: Jun 30, 2026
ASE:NAAI Income Statement
Financials in millions JOD. Fiscal year is January - December.
Millions JOD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 35.36 | 20.31 | 18.13 | 15.28 | 11.86 |
Total Interest & Dividend Income | 0.81 | 0.99 | 0.76 | 0.82 | 0.84 |
Gain (Loss) on Sale of Investments | - | 0.28 | 0.29 | 0.35 | - |
Other Revenue | 0.06 | 0.01 | - | 0.01 | 1.06 |
| 36.23 | 21.58 | 19.18 | 16.45 | 13.76 | |
Revenue Growth (YoY) | 67.92% | 12.49% | 16.61% | 19.59% | -2.46% |
Policy Benefits | 33.79 | 16.07 | 13.36 | 14.8 | 9.44 |
Policy Acquisition & Underwriting Costs | - | 2.07 | 1.83 | - | 1.33 |
Depreciation & Amortization | - | - | - | - | 0.06 |
Selling, General & Administrative | 0.32 | - | - | - | 0.59 |
Provision for Bad Debts | - | - | 0.19 | 0.09 | 0.07 |
Other Operating Expenses | - | 2.03 | 1.65 | 0.22 | 0.07 |
Total Operating Expenses | 34.12 | 20.59 | 17.43 | 15.11 | 12.63 |
Operating Income | 2.12 | 0.99 | 1.75 | 1.34 | 1.12 |
EBT Excluding Unusual Items | 2.12 | 0.99 | 1.75 | 1.34 | 1.12 |
Gain (Loss) on Sale of Assets | - | - | 0 | - | - |
Legal Settlements | - | 0 | 0 | 0 | 0 |
Pretax Income | 2.12 | 0.99 | 1.76 | 1.34 | 1.12 |
Income Tax Expense | 0.41 | 0.13 | 0.42 | 0.37 | 0.2 |
Net Income | 1.71 | 0.86 | 1.34 | 0.98 | 0.92 |
Net Income to Common | 1.71 | 0.86 | 1.34 | 0.98 | 0.92 |
Net Income Growth | 97.97% | -35.37% | 37.01% | 6.13% | 3.63% |
Shares Outstanding (Basic) | 10 | 10 | 10 | 10 | 10 |
Shares Outstanding (Diluted) | 10 | 10 | 10 | 10 | 10 |
Shares Change (YoY) | -0.22% | - | - | - | - |
EPS (Basic) | 0.17 | 0.09 | 0.13 | 0.10 | 0.09 |
EPS (Diluted) | 0.17 | 0.09 | 0.13 | 0.10 | 0.09 |
EPS Growth | 98.61% | -35.33% | 36.88% | 6.04% | 3.63% |
Free Cash Flow | 3.46 | -0.11 | 2.45 | 3.85 | 0.03 |
Free Cash Flow Per Share | 0.35 | -0.01 | 0.24 | 0.39 | 0.00 |
Dividend Per Share | - | - | - | 0.080 | 0.080 |
Operating Margin | 5.85% | 4.59% | 9.13% | 8.14% | 8.17% |
Profit Margin | 4.73% | 4.01% | 6.98% | 5.94% | 6.69% |
Free Cash Flow Margin | 9.54% | -0.50% | 12.78% | 23.41% | 0.24% |
EBITDA | 2.2 | 1.07 | 1.82 | 1.4 | 1.18 |
EBITDA Margin | 6.08% | 4.98% | 9.47% | 8.49% | 8.55% |
D&A For EBITDA | 0.09 | 0.08 | 0.06 | 0.06 | 0.05 |
EBIT | 2.12 | 0.99 | 1.75 | 1.34 | 1.12 |
EBIT Margin | 5.85% | 4.59% | 9.13% | 8.14% | 8.17% |
Effective Tax Rate | 19.18% | 12.78% | 23.78% | 27.28% | 18.10% |