National Insurance Company (ASE:NAAI)

ASE:NAAI Statistics

Total Valuation

ASE:NAAI has a market cap or net worth of JOD 14.08 million. The enterprise value is 12.42 million.

Market Cap	14.08M
Enterprise Value	12.42M

Important Dates

The next estimated earnings date is Thursday, July 30, 2026.

Earnings Date	Jul 30, 2026
Ex-Dividend Date	May 21, 2026

Share Statistics

ASE:NAAI has 8.80 million shares outstanding. The number of shares has increased by 1.72% in one year.

Current Share Class	8.80M
Shares Outstanding	8.80M
Shares Change (YoY)	+1.72%
Shares Change (QoQ)	+0.24%
Owned by Insiders (%)	73.32%
Owned by Institutions (%)	1.37%
Float	924,088

Valuation Ratios

The trailing PE ratio is 6.82.

PE Ratio	6.82
Forward PE	n/a
PS Ratio	0.38
PB Ratio	0.82
P/TBV Ratio	0.83
P/FCF Ratio	2.89
P/OCF Ratio	2.88
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.58, with an EV/FCF ratio of 2.55.

EV / Earnings	5.90
EV / Sales	0.34
EV / EBITDA	4.58
EV / EBIT	4.73
EV / FCF	2.55

Financial Position

The company has a current ratio of 0.30

Current Ratio	0.30
Quick Ratio	0.30
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.22% and return on invested capital (ROIC) is 12.63%.

Return on Equity (ROE)	14.22%
Return on Assets (ROA)	4.44%
Return on Invested Capital (ROIC)	12.63%
Return on Capital Employed (ROCE)	14.62%
Weighted Average Cost of Capital (WACC)	3.22%
Revenue Per Employee	611,543
Profits Per Employee	35,090
Employee Count	60
Asset Turnover	0.99
Inventory Turnover	n/a

Taxes

In the past 12 months, ASE:NAAI has paid 522,882 in taxes.

Income Tax	522,882
Effective Tax Rate	19.89%

Stock Price Statistics

The stock price has increased by +61.47% in the last 52 weeks. The beta is -0.19, so ASE:NAAI's price volatility has been lower than the market average.

Beta (5Y)	-0.19
52-Week Price Change	+61.47%
50-Day Moving Average	1.59
200-Day Moving Average	1.16
Relative Strength Index (RSI)	47.78
Average Volume (20 Days)	2,794

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:NAAI had revenue of JOD 36.69 million and earned 2.11 million in profits. Earnings per share was 0.23.

Revenue	36.69M
Gross Profit	2.97M
Operating Income	2.63M
Pretax Income	2.63M
Net Income	2.11M
EBITDA	2.71M
EBIT	2.63M
Earnings Per Share (EPS)	0.23

Balance Sheet

The company has 1.66 million in cash and n/a in debt, with a net cash position of 1.66 million or 0.19 per share.

Cash & Cash Equivalents	1.66M
Total Debt	n/a
Net Cash	1.66M
Net Cash Per Share	0.19
Equity (Book Value)	17.07M
Book Value Per Share	1.95
Working Capital	-16.44M

Cash Flow

In the last 12 months, operating cash flow was 4.88 million and capital expenditures -6,369, giving a free cash flow of 4.88 million.

Operating Cash Flow	4.88M
Capital Expenditures	-6,369
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	4.88M
FCF Per Share	0.55

Margins

Gross margin is 8.10%, with operating and profit margins of 7.16% and 5.74%.

Gross Margin	8.10%
Operating Margin	7.16%
Pretax Margin	7.16%
Profit Margin	5.74%
EBITDA Margin	7.40%
EBIT Margin	7.16%
FCF Margin	13.29%

Dividends & Yields

This stock pays an annual dividend of 0.05, which amounts to a dividend yield of 3.23%.

Dividend Per Share	0.05
Dividend Yield	3.23%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-1.72%
Shareholder Yield	1.51%
Earnings Yield	14.95%
FCF Yield	34.64%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 20, 2025. It was a forward split with a ratio of 1.1.

Last Split Date	Jul 20, 2025
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	5