National Insurance Company (ASE:NAAI)

ASE:NAAI Statistics

Total Valuation

ASE:NAAI has a market cap or net worth of JOD 13.02 million. The enterprise value is 6.90 million.

Market Cap	13.02M
Enterprise Value	6.90M

Important Dates

The next estimated earnings date is Tuesday, February 10, 2026.

Earnings Date	Feb 10, 2026
Ex-Dividend Date	n/a

Share Statistics

ASE:NAAI has 8.80 million shares outstanding. The number of shares has decreased by -0.24% in one year.

Current Share Class	8.80M
Shares Outstanding	8.80M
Shares Change (YoY)	-0.24%
Shares Change (QoQ)	-9.00%
Owned by Insiders (%)	73.39%
Owned by Institutions (%)	1.37%
Float	918,104

Valuation Ratios

The trailing PE ratio is 10.16.

PE Ratio	10.16
Forward PE	n/a
PS Ratio	0.58
PB Ratio	0.88
P/TBV Ratio	0.89
P/FCF Ratio	3.40
P/OCF Ratio	3.39
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.44, with an EV/FCF ratio of 1.80.

EV / Earnings	5.38
EV / Sales	0.31
EV / EBITDA	4.44
EV / EBIT	4.59
EV / FCF	1.80

Financial Position

The company has a current ratio of 0.82

Current Ratio	0.82
Quick Ratio	0.58
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.66% and return on invested capital (ROIC) is 7.07%.

Return on Equity (ROE)	9.66%
Return on Assets (ROA)	2.73%
Return on Invested Capital (ROIC)	7.07%
Return on Capital Employed (ROCE)	10.07%
Revenue Per Employee	374,909
Profits Per Employee	21,369
Employee Count	60
Asset Turnover	0.65
Inventory Turnover	n/a

Taxes

In the past 12 months, ASE:NAAI has paid 240,106 in taxes.

Income Tax	240,106
Effective Tax Rate	15.77%

Stock Price Statistics

The stock price has increased by +39.10% in the last 52 weeks. The beta is 0.24, so ASE:NAAI's price volatility has been lower than the market average.

Beta (5Y)	0.24
52-Week Price Change	+39.10%
50-Day Moving Average	1.22
200-Day Moving Average	1.03
Relative Strength Index (RSI)	74.88
Average Volume (20 Days)	63

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:NAAI had revenue of JOD 22.49 million and earned 1.28 million in profits. Earnings per share was 0.15.

Revenue	22.49M
Gross Profit	3.60M
Operating Income	1.50M
Pretax Income	1.52M
Net Income	1.28M
EBITDA	1.55M
EBIT	1.50M
Earnings Per Share (EPS)	0.15

Balance Sheet

The company has 13.65 million in cash and n/a in debt, giving a net cash position of 6.12 million or 0.70 per share.

Cash & Cash Equivalents	13.65M
Total Debt	n/a
Net Cash	6.12M
Net Cash Per Share	0.70
Equity (Book Value)	14.81M
Book Value Per Share	1.68
Working Capital	-4.20M

Cash Flow

In the last 12 months, operating cash flow was 3.85 million and capital expenditures -20,983, giving a free cash flow of 3.83 million.

Operating Cash Flow	3.85M
Capital Expenditures	-20,983
Free Cash Flow	3.83M
FCF Per Share	0.43

Margins

Gross margin is 16.00%, with operating and profit margins of 6.68% and 5.70%.

Gross Margin	16.00%
Operating Margin	6.68%
Pretax Margin	6.77%
Profit Margin	5.70%
EBITDA Margin	6.90%
EBIT Margin	6.68%
FCF Margin	17.00%

Dividends & Yields

ASE:NAAI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.24%
Shareholder Yield	0.24%
Earnings Yield	9.84%
FCF Yield	29.37%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 20, 2025. It was a forward split with a ratio of 1.1.

Last Split Date	Jul 20, 2025
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4