Credit Corp Group Limited (ASX: CCP)

Credit Corp Group Income Statement

Financials in millions AUD. Fiscal year is July - June.

Year	2023	2022	2021	2020	2019
Revenue	473.37	411.2	345.86	381.98	273.77
Revenue Growth (YoY)	15.12%	18.89%	-9.45%	39.53%	6.24%
Cost of Revenue	58.63	46.33	46.47	44.46	23.12
Gross Profit	414.74	364.87	299.39	337.52	250.64
Selling, General & Admin	216.04	181.85	163.58	171.59	144.82
Research & Development	0	0	0	0	0
Other Operating Expenses	-224.67	-189.38	-163.58	-177.82	-150.1
Operating Expenses	224.67	189.38	163.58	177.82	173.23
Operating Income	190.07	175.49	135.81	159.71	100.54
Interest Income	0.87	0.03	0.13	0.22	0.71
Interest Expense	16.99	5.17	5.93	10.94	12.63
Other Expense / Income	45.59	27.34	4.07	126.82	-11.92
Pretax Income	128.36	143.02	125.94	22.16	100.54
Income Tax	37.11	42.3	37.81	6.71	30.26
Net Income	91.25	100.72	88.13	15.45	70.29
Net Income Growth	-9.40%	14.28%	470.27%	-78.01%	9.32%
Shares Outstanding (Basic)	68	68	67	61	50
Shares Outstanding (Diluted)	69	68	68	61	50
Shares Change	1.62%	-	11.81%	21.92%	3.48%
EPS (Basic)	1.34	1.49	1.31	0.25	1.42
EPS (Diluted)	1.32	1.48	1.30	0.25	1.41
EPS Growth	-10.81%	13.85%	420.00%	-82.27%	5.22%
Free Cash Flow	62.25	-14.05	89.01	124.38	-4.98
Free Cash Flow Per Share	0.90	-0.21	1.31	2.05	-0.10
Gross Margin	87.61%	88.73%	86.56%	88.36%	91.55%
Operating Margin	40.15%	42.68%	39.27%	41.81%	36.73%
Profit Margin	19.28%	24.49%	25.48%	4.05%	25.67%
Free Cash Flow Margin	13.15%	-3.42%	25.73%	32.56%	-1.82%
Effective Tax Rate	28.91%	29.58%	30.02%	30.26%	30.09%
EBITDA	201.23	186	146.65	170.61	153.38
EBITDA Margin	42.51%	45.23%	42.40%	44.66%	56.03%
Depreciation & Amortization	11.16	10.51	10.84	10.91	2.26
EBIT	190.07	175.49	135.81	159.71	151.12
EBIT Margin	40.15%	42.68%	39.27%	41.81%	55.20%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.