Credit Corp Group Limited (ASX:CCP)

Credit Corp Group Cash Flow Statement

Financials in millions AUD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Net Income	106.97	50.71	91.25	100.72	88.13	15.45
Depreciation & Amortization	8.28	9.65	10.68	9.88	10.02	10.19
Other Amortization	1.17	1.17	0.96	1.09	2.37	1.85
Asset Writedown & Restructuring Costs	-	-	-	-	-	0.18
Provision for Credit Losses	137.53	137.53	61.71	32.48	32.89	114.79
Stock-Based Compensation	-0.71	-0.71	1.59	4.32	7	2.5
Change in Accounts Payable	-14.62	-14.62	5.41	-20.03	11.05	6.24
Change in Income Taxes	13.77	13.77	16.79	-1.74	12.33	-18.74
Change in Other Net Operating Assets	-155.51	-210.39	-280.82	-232.19	-93.8	-18.98
Other Operating Activities	-71.87	-21.93	3.31	-4.87	-0.35	12.28
Operating Cash Flow	11.24	-48.58	-84	-100.3	67.73	115.65
Operating Cash Flow Growth	-15.61%	-	-	-	-41.44%	-
Capital Expenditures	-1.13	-1.33	-1.33	-3.73	-2.64	-1.79
Cash Acquisitions	-	-	-15.45	-	-	-67.72
Sale (Purchase) of Intangibles	-0.13	-0.13	-0	-0.09	-0.15	-1.36
Investing Cash Flow	-1.26	-1.47	-16.78	-3.82	-2.78	-70.86
Long-Term Debt Issued	-	131.24	246.35	128.91	30	232.55
Long-Term Debt Repaid	-	-69.04	-69.65	-7.39	-57.85	-364.08
Net Debt Issued (Repaid)	45.5	62.2	176.7	121.52	-27.85	-131.53
Issuance of Common Stock	-	-	-	-	-	152.21
Common Dividends Paid	-25.85	-42.18	-40.05	-49.98	-24.22	-39.52
Financing Cash Flow	19.64	20.02	136.65	71.54	-52.07	-18.84
Foreign Exchange Rate Adjustments	-0.45	-0.94	0.25	0.61	0.15	-
Net Cash Flow	29.18	-30.97	36.12	-31.97	13.02	25.95
Free Cash Flow	10.11	-49.92	-85.33	-104.02	65.09	113.86
Free Cash Flow Growth	-14.20%	-	-	-	-42.84%	-
Free Cash Flow Margin	2.20%	-13.21%	-21.62%	-27.85%	19.37%	44.43%
Free Cash Flow Per Share	0.15	-0.72	-1.24	-1.53	0.96	1.88
Cash Interest Paid	30.76	24.91	16.51	4.7	4.38	9.61
Cash Income Tax Paid	34.88	23.2	12.56	33.92	27.48	35.17

Updated Jan 29, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.