Harmoney Corp Limited (ASX:HMY)

Harmoney Corp Income Statement

Financials in millions AUD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest and Dividend Income	131.83	121.77	105.54	68.94	35.05
Total Interest Expense	59	55.85	39.82	18.12	8.98
Net Interest Income	72.83	65.92	65.72	50.82	26.07
Commissions and Fees	-	-	-	-	0.61
Other Revenue	-	-	1.08	3.44	-
Revenue Before Loan Losses	72.83	65.92	66.8	54.26	26.68
Provision for Loan Losses	28.86	30.5	32.38	25.47	12.23
Revenue	43.97	35.42	34.42	28.79	14.45
Revenue Growth (YoY)	24.13%	2.92%	19.54%	99.26%	-7.81%
Salaries & Employee Benefits	12.33	12.51	12.93	12.55	12.34
Cost of Services Provided	27.12	24.3	26.98	34.1	29.29
Other Operating Expenses	-0.42	-0.77	-0.45	-0.44	-0.56
Total Operating Expenses	40.66	48.62	42	47.57	42.03
Operating Income	3.31	-13.19	-7.58	-18.77	-27.59
EBT Excluding Unusual Items	3.31	-13.19	-7.58	-18.77	-27.52
Other Unusual Items	-	-	-	-	0.22
Pretax Income	3.31	-13.19	-7.58	-18.77	-27.3
Income Tax Expense	-2.21	-	-	-	-2.13
Net Income	5.52	-13.19	-7.58	-18.77	-25.17
Net Income to Common	5.52	-13.19	-7.58	-18.77	-25.17
Shares Outstanding (Basic)	102	102	102	101	93
Shares Outstanding (Diluted)	102	102	102	101	93
Shares Change (YoY)	-	0.41%	0.50%	8.24%	25.19%
EPS (Basic)	0.05	-0.13	-0.07	-0.19	-0.27
EPS (Diluted)	0.05	-0.13	-0.07	-0.19	-0.27
Free Cash Flow	30.33	19.58	18.49	-1.31	-4.92
Free Cash Flow Per Share	0.30	0.19	0.18	-0.01	-0.05
Operating Margin	7.52%	-37.25%	-22.03%	-65.21%	-190.92%
Profit Margin	12.55%	-37.25%	-22.03%	-65.21%	-174.22%
Free Cash Flow Margin	68.98%	55.28%	53.73%	-4.55%	-34.04%
Revenue as Reported	132.25	122.54	107.07	72.82	36.45

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.