Harmoney Corp Limited (ASX:HMY)
Australia · Delayed Price · Currency is AUD | Market Cap | 82.22M +81.2% |
| Revenue (ttm) | 48.88M +31.8% |
| Net Income | 9.57M |
| EPS | 0.09 |
| Shares Out | 103.42M |
| PE Ratio | 8.89 |
| Forward PE | 5.80 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 26,710 |
| Average Volume | 17,080 |
| Open | 0.8000 |
| Previous Close | 0.7950 |
| Day's Range | 0.7950 - 0.8000 |
| 52-Week Range | 0.5050 - 1.0000 |
| Beta | 0.98 |
| RSI | 48.79 |
| Earnings Date | Aug 20, 2026 |
About Harmoney Corp
Harmoney Corp Limited, together with its subsidiaries, provides secured and unsecured personal loans through online in Australia and New Zealand. The company’s personal loans are used for various purposes, including debt consolidation, home improvement, wedding, car, holiday, education, business, and medical expenses. It also operates Stellare, an investment platform. Harmoney Corp Limited was incorporated in 2014 and is headquartered in Auckland, New Zealand. [Read more]
Financial Performance
Financial StatementsNews
Harmoney Corp Earnings Call Transcript: Q3 2026
Strong Q3 FY2026 results with 128% NPAT growth, robust loan book expansion, and stable credit metrics. Auto lending and digital initiatives are accelerating, with guidance reaffirmed and a share buyback extension announced.
Harmoney Corp Earnings Call Transcript: H1 2026
Six-month NPAT and cash NPAT exceeded last year's full-year result, with 31% ROE and 9% loan book growth. FY26 guidance was upgraded, driven by strong NIM, risk-adjusted margins, and operational efficiency. Funding and capital positions remain robust.
Harmoney Corp Earnings Call Transcript: Q1 2026
Reaffirmed FY26 cash NPAT guidance of $12M, with strong loan book growth and improved margins. New Zealand originations surged 50% year-over-year, and a new secured auto loan product was launched. Cost-to-income ratio remains low at 19%, and credit losses are stable.
Harmoney Corp Earnings Call Transcript: H2 2025
Reported $5.5M net profit after tax and $5.7M cash impact, with 9% loan book growth and a 19% cost to income ratio. FY26 guidance raised to $12M cash impact, driven by Stellare 2.0, new products, and strong automation.
Harmoney Corp Earnings Call Transcript: Q3 2025
Upgraded FY25 profit guidance and strong loan book growth reflect continued momentum, with Stellare 2.0 rollout and automation driving efficiency and margins. A share buyback and robust capital position support future growth, while product innovation and customer retention remain key priorities.
Harmoney Corp Earnings Call Transcript: H1 2025
Reported NZD 2 million net profit after tax for H1 2025, reversing a loss year-over-year, with 350% growth in cash profit and a 13% cash return on equity. Guidance for FY25 and FY26 targets strong profit growth, supported by Stellare 2.0 rollout and robust capital position.
Harmoney Corp Earnings Call Transcript: Q1 2025
Strong FY2025 start with loan book growth, improved risk-adjusted income, and a lower cost-to-income ratio. Stellare 2.0 drove over 50% growth in Australian new customer originations, with further expansion planned.
Harmoney Corp Earnings Call Transcript: H2 2024
Stellare 2.0 drove a 50% uplift in Australian loan originations and doubled approval rates for smaller loans, while automation and AI enabled a 24% cost-to-income ratio and five consecutive halves of positive cash NPAT. FY25 targets include 20% cash ROE and 9% NIM.