Harmoney Corp Limited (ASX:HMY)

Harmoney Corp Income Statement

Financials in millions AUD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest and Dividend Income	139.32	131.83	121.77	105.54	68.94	35.05
Total Interest Expense	57.64	59	55.85	39.82	18.12	8.98
Net Interest Income	81.68	72.83	65.92	65.72	50.82	26.07
Commissions and Fees	-	-	-	-	-	0.61
Other Revenue	-	-	-	1.08	3.44	-
Revenue Before Loan Losses	81.68	72.83	65.92	66.8	54.26	26.68
Provision for Loan Losses	32.8	28.86	30.5	32.38	25.47	12.23
Revenue	48.88	43.97	35.42	34.42	28.79	14.45
Revenue Growth (YoY)	31.77%	24.13%	2.92%	19.54%	99.26%	-7.81%
Salaries & Employee Benefits	13.87	12.33	12.51	12.93	12.55	12.34
Cost of Services Provided	29.57	27.12	24.3	26.98	34.1	29.29
Other Operating Expenses	-0.42	-0.42	-0.77	-0.45	-0.44	-0.56
Total Operating Expenses	44.96	40.66	48.62	42	47.57	42.03
Operating Income	3.91	3.31	-13.19	-7.58	-18.77	-27.59
EBT Excluding Unusual Items	3.91	3.31	-13.19	-7.58	-18.77	-27.52
Other Unusual Items	-	-	-	-	-	0.22
Pretax Income	3.91	3.31	-13.19	-7.58	-18.77	-27.3
Income Tax Expense	-5.65	-2.21	-	-	-	-2.13
Net Income	9.57	5.52	-13.19	-7.58	-18.77	-25.17
Net Income to Common	9.57	5.52	-13.19	-7.58	-18.77	-25.17
Shares Outstanding (Basic)	102	102	102	102	101	93
Shares Outstanding (Diluted)	102	102	102	102	101	93
Shares Change (YoY)	-16.41%	-	0.41%	0.50%	8.24%	25.19%
EPS (Basic)	0.09	0.05	-0.13	-0.07	-0.19	-0.27
EPS (Diluted)	0.09	0.05	-0.13	-0.07	-0.19	-0.27
Free Cash Flow	31.8	30.33	19.58	18.49	-1.31	-4.92
Free Cash Flow Per Share	0.31	0.30	0.19	0.18	-0.01	-0.05
Operating Margin	8.01%	7.52%	-37.25%	-22.03%	-65.21%	-190.92%
Profit Margin	19.58%	12.55%	-37.25%	-22.03%	-65.21%	-174.22%
Free Cash Flow Margin	65.06%	68.98%	55.28%	53.73%	-4.55%	-34.04%
Revenue as Reported	139.74	132.25	122.54	107.07	72.82	36.45

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.