Judo Capital Holdings Income Statement

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Interest Income on Loans	1,180	1,060	910.3	574.2	221.9
Interest Paid on Deposits	678.9	652.6	524.3	226.6	52.1
Net Interest Income	500.6	407.3	386	347.6	169.8
Net Interest Income Growth	22.91%	5.52%	11.05%	104.71%	100.95%
Other Non-Interest Income	21.8	15.6	10.7	5.4	3.2
Total Non-Interest Income	21.8	15.6	10.7	5.4	3.2
Non-Interest Income Growth	39.74%	45.79%	98.15%	68.75%	-39.62%
Revenues Before Loan Losses	522.4	422.9	396.7	353	173
Provision for Loan Losses	117.7	75.5	70.1	54.6	25.4
Revenue	404.7	347.4	326.6	298.4	147.6
Revenue Growth	16.49%	6.37%	9.45%	102.17%	84.96%
Salaries and Employee Benefits	144.4	132.8	134.9	119.3	90.6
Occupancy Expenses	4.2	3.8	4.3	3.9	4.6
Amortization of Goodwill & Intangibles	14.8	11.7	12.1	4.7	3.5
Selling, General & Administrative	58.7	60.3	54.6	47.7	43.9
Other Non-Interest Expense	14.5	13.2	15.6	13.8	12.2
Total Non-Interest Expense	236.6	221.8	221.5	189.4	154.8
EBT Excluding Unusual Items	168.1	125.6	105.1	109	-7.2
Asset Writedown	-	-	-0.8	-1.5	-
Pretax Income	168.1	125.6	104.3	107.5	-7.2
Income Tax Expense	57	39.2	34.4	34.1	0.5
Net Income	111.1	86.4	69.9	73.4	-7.7
Net Income to Common	111.1	86.4	69.9	73.4	-7.7
Net Income Growth	28.59%	23.61%	-4.77%	-	-
Basic Shares Outstanding	1,120	1,115	1,108	1,106	1,007
Diluted Shares Outstanding	1,264	1,217	1,212	1,168	1,007
Shares Change	3.88%	0.42%	3.81%	16.00%	34.06%
EPS (Basic)	0.10	0.08	0.06	0.07	-0.01
EPS (Diluted)	0.09	0.07	0.06	0.06	-0.01
EPS Growth	26.62%	20.47%	-5.60%	-	-

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Effective Tax Rate	33.91%	31.21%	32.98%	31.72%	-